HDFC PHONEPE ULTIMO CARD

[Stephen25]

Anyone Applied Hdfc PhonePe Ultimo Credit card? It's shows Coming soon only...
Is there any direct link? To apply for it.

 

[SSV]

Dispatch message received just now by WhatsApp..

So, journey till now.

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Received the card today...

TAT: 9 days in my case..
But in general it would take around 6 to 7 days...

Application date	09/10/2025 - 8.00 pm
CIBIL/CRIF enquiries	13/10/2025 - 11.00 am
Approval message	14/10/2025 - 9.00 pm
Dispatch message	16/10/2025 - 1:00 am
Card Delivered	18/10/2025 - 8:00 pm

​

 

[imdjay]

Received the card today...

TAT: 9 days in my case..
But in general it would take around 6 to 7 days...

Application date	09/10/2025 - 8.00 pm
CIBIL/CRIF enquiries	13/10/2025 - 11.00 am
Approval message	14/10/2025 - 9.00 pm
Dispatch message	16/10/2025 - 1:00 am
Card Delivered	18/10/2025 - 8:00 pm

​

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They have not even sent a welcome letter with the waiver criteria mentioned. 😂

 

[SSV]

They have not even sent a welcome letter with the waiver criteria mentioned. 😂

correct .. no personalised letter / welcome letter at all..

very disappointing...

 

[SSV]

I applied ULTIMO on 10-Oct Morning CIBIL enquiry on 16-Oct and got approval SMS and mail today but card neither showing on phonepe nor HDFC app.

wait for tomorrow to arrive.. all will be sorted.

 

[ashwinikumar900]

Received the card today...

TAT: 9 days in my case..
But in general it would take around 6 to 7 days...

Application date	09/10/2025 - 8.00 pm
CIBIL/CRIF enquiries	13/10/2025 - 11.00 am
Approval message	14/10/2025 - 9.00 pm
Dispatch message	16/10/2025 - 1:00 am
Card Delivered	18/10/2025 - 8:00 pm

​

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How many HDFC cards do you have excluding this?

 

[prashantsm]

Applied for ultimo 17th morning, received approval message on 18th afternoon, this is my 3 card in last 20 days(CSB Edge, HSBC & HDFC)
Holding HDFC saving max account and swiggy card, unfortunately both are cobranded cards.

 

[SSV]

How many HDFC cards do you have excluding this?

My current HDFC portfolio:
1) HDFC Infinia Metal - LTF
2) Tata Neu Infinity - LTF
3) HDFC PhonePe Ultimo - FYF..

 

[Garry]

Can we get full details of the card before delivery? First 6 and last 4 digits are available in the app.

 

[Visith]

I was approved for the ULTIMO-FYF, so I applied on the 16th and then the next day I got the email that the application was denied.

Currently holding -- DCBM, BIZ BLACK, TNI, SWIGGY // LIMIT - 6.21L

CIBIL - 787, Payment 936/936

How did you get Bizblack bro? when i enquired with my RM she said its only for salaried people

 

[SSV]

Can we get full details of the card before delivery? First 6 and last 4 digits are available in the app.

No . . As far as I know …

 

[ashwinikumar900]

How did you get Bizblack bro? when i enquired with my RM she said its only for salaried people

I think it’s reverse, it’s for business personnel only. Apply directly via website, skip RM they are useless.

 

[Visith]

I think it’s reverse, it’s for business personnel only. Apply directly via website, skip RM they are useless.

ok I meant to say the same its a typo from my side

 

[ashwinikumar900]

ok I meant to say the same its a typo from my side

If your current card limit is more than 5L, try applying directly.

 

[Visith]

If your current card limit is more than 5L, try applying directly.

I am salaried bro that make me ineligible i was under wrong assumption that you were salaried as well but still managed to get BizBlack Thanks for your response

 

[nikhilv0303]

If your current card limit is more than 5L, try applying directly.

Sorry for digressing, but how to apply online? I’m trying to apply from my brothers number, but it doesn’t show Biz Black when going via Apply Now on the website.

 

[ashwinikumar900]

Sorry for digressing, but how to apply online? I’m trying to apply from my brothers number, but it doesn’t show Biz Black when going via Apply Now on the website.

Go to the business card section, there you will find it.

 

[nikhilv0303]

Yes

Go to the business card section, there you will find it.

yes hit apply from this page, but it takes to the page where it take mobile number.. and then show biz grow and another card after otp.
How to make sure the application happens for Biz Black?

 

[ashwinikumar900]

Yes

yes hit apply from this page, but it takes to the page where it take mobile number.. and then show biz grow and another card after otp.
How to make sure the application happens for Biz Black?

May be you can confirm this by customer care? I am not sure about it. Let someone else reply with the correct answer, then proceed.

 

[JimCarrey]

Does the phonepe ultimo give 10% on fastag?

 

[Abdullāh Khān]

My current HDFC portfolio:
1) HDFC Infinia Metal - LTF
2) Tata Neu Infinity - LTF
3) HDFC PhonePe Ultimo - FYF..

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Not the right thread (couldnt find any)

My HDFC millennia cc with 293K limit is getting a new limit enhancement for 366K, should I take it.