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where did you complained and what did you exactly wrote in the complain?I submitted form to my RM to link my mothers account to my preferred account. After a month of nothing I raised complaint from HDFC site and in 2 days from the complaint my mothers account becomes preferred.
where did you complained and what did you exactly wrote in the complain?
Did you get preferred invite? I got classic invite and I took it. Can this upgraded to preferred at later stage?I just maintained 2L for few months, then invite to classic banking came on my mail from RM, and also on offers section in Netbanking. I got the invite multiple times, basically whenever I got the annual bonus, but joined Classic very recently would wait for the Preferred invite.
YesDid you get preferred invite? I got classic invite and I took it. Can this upgraded to preferred at later stage?
I had funded balance required for classic banking yesterday, today msgd rm of my bank for invite, within half an hour received the link.I had a bit above 1 lakh in the account. I went to an HDFC branch and asked them to upgrade my account to classic. The RM was very cooperative and instantly filed a request for it. Within few days I got upgraded to classic. After a month or so I went to him and asked him to upgrade to preferred. I think I had a bit above 2 lakhs then. He tried to upgrade but due to some issues it was not getting approved. I kept asking him to upgrade it and after a couple of weeks he asked his manager to file the request for me. And within few days I got upgraded to preferred.
So family members will have different customer id ? I rem opening 0 bal account for my wife and mine was axis priority sal acc .we both had absolutely diff ids and both cannot see each other acc balance..hdfc preferred works in similar way ?You can add upto 8 members, try for your in-laws too. Calling the RM may not be the best option as i am struggling even after mailing him. Its just better to go to the bank and fill up forms and get an acknowledgement to initiate things.
Yes, it's just grouping on the backend, and we cannot see it. Only RM will be able to do that. In no way, the accounts are joint or linked, its just grouping so both can get benefits of preferred.So family members will have different customer id ? I rem opening 0 bal account for my wife and mine was axis priority sal acc .we both had absolutely diff ids and both cannot see each other acc balance..hdfc preferred works in similar way ?
Okay great .that is what i wantedYes, it's just grouping on the backend, and we cannot see it. Only RM will be able to do that. In no way, the accounts are joint or linked, its just grouping so both can get benefits of preferred.
Isn't AMB 0 for classic/preferred?Yes only 1 person can maintain AMB or family groups collective AMB is counted.
once its upgraded to preferred, what happens if we don't maintain 2L or 1L in account? Will it be downgraded or any charges levied ?I had a bit above 1 lakh in the account. I went to an HDFC branch and asked them to upgrade my account to classic. The RM was very cooperative and instantly filed a request for it. Within few days I got upgraded to classic. After a month or so I went to him and asked him to upgrade to preferred. I think I had a bit above 2 lakhs then. He tried to upgrade but due to some issues it was not getting approved. I kept asking him to upgrade it and after a couple of weeks he asked his manager to file the request for me. And within few days I got upgraded to preferred.
They don't levy any charges. They will just downgrade. Also in most cases - downgrade doesn't happen.once its upgraded to preferred, what happens if we don't maintain 2L or 1L in account? Will it be downgraded or any charges levied ?
which banking program u are using ? what are ur expectations ?Dont bother with any banking programms of HDFC, all of these are useless, either hold a simple savings account with them or move balance to a better bank.
Any good banks for Salary account? Or any banking program you prefer?Dont bother with any banking programms of HDFC, all of these are useless, either hold a simple savings account with them or move balance to a better bank.
+1Any good banks for Salary account? Or any banking program you prefer?
Axis burgundy is good.Any good banks for Salary account? Or any banking program you prefer?
For me, Axis's cc portfolio is good, not their service. I don't know about Burgundy though. Any experience of your journey in Burgundy or upgrades from normal acct to Burgundy.Axis burgundy is good.
The upgrade will be difficult, a better option is to open a new account which can be done immidiately.For me, Axis's cc portfolio is good, not their service. I don't know about Burgundy though. Any experience of your journey in Burgundy or upgrades from normal acct to Burgundy.
I got Preferred invite, but not taken the upgrade yet. Bit busy with other things.Did you get preferred invite? I got classic invite and I took it. Can this upgraded to preferred at later stage?