Hdfc preferred banking vs Axis Burgundy

[techstrom007]

Boi oh boi 😂
WRITE TO NODAL OR HIGHER AND
ASK FOR CONVERSION INTO DCB METAL
Provided you have spent 4-5 lakh on neu

Once dcb or regalia

Get in hand with regional head of credit card of your area he can help

I have 15L on Neu Infinity LTF.

Got recent mail from priority.red that upgrade of Co branded cards to Core cards is not possible now as per bank internal policy.

 

[abhiaj98]

DCB LTF is kind very tough and Regalia Gold is tough not as much as DCB LTF. With preferred account it's even more tough.

Only way is to negotiate as soon as possible. You have maximum negotiating power at the start before the account is opened.

If you meet Imperia criteria ask them to upgrade account to Imperia directly, It will increase the chances of approval.

Yes Burgundy DC as BOGO 4 times a month on both primary & addon cards.

Even on addon? Wow thats huge.

 

[Vasuki]

I have 15L on Neu Infinity LTF.

Got recent mail from priority.red that upgrade of Co branded cards to Core cards is not possible now as per bank internal policy.

Spend some money from neu
Then try again
Keep.trying

Once u get any core card
U can try for infinia after
Meeting spend and limit criteria

 

[abhiaj98]

Spend some money from neu
Then try again
Keep.trying

Once u get any core card
U can try for infinia after
Meeting spend and limit criteria

But why? Isnt it better to go for axis atlas or amex plat travel instead of doing this hdfc greasing

 

[Vasuki]

But why? Isnt it better to go for axis atlas or amex plat travel instead of doing this hdfc greasing

INFINIA is the top card right now
About greasing
Hdfc sucks

 

[techstrom007]

Spend some money from neu
Then try again
Keep.trying

Once u get any core card
U can try for infinia after
Meeting spend and limit criteria

Salary criteria is almost there ~4-5% miss. Don't want to spend much on Neu now. My route is escalation, I have over 80L NRV and using that to negotiate.

 

[techstrom007]

But why? Isnt it better to go for axis atlas or amex plat travel instead of doing this hdfc greasing

I have axis burgundy, Will go for Atlas, if INFINIA isn't done. Behind them form 3months and started escalation this week only.

 

[vchouksey80]

I think timing matters a lot in super premium credit cards. Infinia was given ltf in 2020 to many, M4B was ltf till Jan,2024. Till last year they were handing out dcb ltf like cakes. All about timing. Best we can do is push as much as possible for premium cards now and wait for other offers down the line.

Axis POC is also saying they can offer Burgundy with Select CC, Axis Atlas won't be LTF, it will be charged only

 

[Vasuki]

Salary criteria is almost there ~4-5% miss. Don't want to spend much on Neu now. My route is escalation, I have over 80L NRV and using that to negotiate.

Spending 30-40k will do the job

 

[SureShot]

Similar situation. Even with in hand of 3.3 I was rejected for M4B. Trying for Atlas ltf but the axis POC wasnt sure at all about this.

with 3.3L in hand, HSBC premier banking is a cakewalk for you. Did you try that? you will get LTF premier cc also till you retain relationship. Bang for your salary.

 

[techstrom007]

Spending 30-40k will do the job

How ? My monthly spends are around 30-40k anyway on the Neu card

 

[abhiaj98]

with 3.3L in hand, HSBC premier banking is a cakewalk for you. Did you try that? you will get LTF premier cc also till you retain relationship. Bang for your salary.

Is that good? Can you mention some notable perks

 

[Vasuki]

Is that good? Can you mention some notable perks

U get foreign account of hsbc too with no maintenance I guess
Ofc the credit card is always there

 

[abhiaj98]

U get foreign account of hsbc too with no maintenance I guess
Ofc the credit card is always there

Axis burgundy has a very good debit card and are ready to give me a very generous forex rate.

Will check hsbc premier benefits against these

 

[Vasuki]

Axis burgundy has a very good debit card and are ready to give me a very generous forex rate.

Will check hsbc premier benefits against these

💀
Bro
Indusind exclusive account has zero forex
Beats any generous rate
Comes zero balance if u get hold of indusind pinnacle cc
Which is also ltf or 5k fees but refundable if u SPENDING 30-40k within few days


Burgundy is good for bms I agree

I don't know much about hsbc
That foreign account thing is it's only catch + I heard they good with home loan

 

[kuchbhi]

Which is also ltf or 5k fees but refundable if u SPENDING 30-40k within few days

50 k to be precise!

 

[cardio_guy]

I opened HDFC Preferred salary account last week. It was the last thing I did in 2024. It has worked out well so far. Net Salary credit 2L.
Waiting to see which core credit card will open up for me (Mostly I think it will be Regalia Gold).
Already having Swiggy and Neu Infinity LTF (before opening the salary account). Linked both of them to this new account.
Not sure if I will have to close any of these to get a core card. Fingers crossed.

 

[Trust Me]

If you meet Imperia criteria ask them to upgrade account to Imperia directly, It will increase the chances of approval.

Going by my own experience, being an Imperia customer has no bearing on being offered a good CC.
.

 

[Vasuki]

Going by my own experience, being an Imperia customer has no bearing on being offered a good CC.
.

Hdfc. Is more sarkari bank than sbi 😅

 

[kuchbhi]

Hdfc. Is more sarkari bank than sbi 😅

thoda phatkarna padta hai fir kaam kar dete hai ve log 😉