HDFC "Premium Salary Account" review please

[cooleyesboy]

how so, can you elaborate ?. I had a 7 year old salary account with SBI cibil of 780+, yet they kept rejecting my credit card application for SBI Cashback. I switched to HDFC out of spite against SBI. HDFC ain't offering anything extra but I won't move back to SBI after the harrowing experiences at their branches.

based on salary I got rhodium salary account,
it also gives me Aurum credit card FYF and spent criteria is half of regular criteria. regardless of spends if you call the ywaive off the annual fee.
I also got family banking, wealth banking ..
I was with HDFC for 20 years imperia account, family banking, kids account, multiple hdfclife policies saving balance always in 7 figures, But whenever you ask for something its like you are hitting a wall...
btw I dont think sbi branches are that bad i tried few branches and experiance is always good (not great 🙂 )

 

[abhiaj98]

based on salary I got rhodium salary account,
it also gives me Aurum credit card FYF and spent criteria is half of regular criteria. regardless of spends if you call the ywaive off the annual fee.
I also got family banking, wealth banking ..
I was with HDFC for 20 years imperia account, family banking, kids account, multiple hdfclife policies saving balance always in 7 figures, But whenever you ask for something its like you are hitting a wall...
btw I dont think sbi branches are that bad i tried few branches and experiance is always good (not great 🙂 )

Aurum card has very little benefits. I think it is easily one of the worst paid cards; after emeralde pvc paid.

 

[cooleyesboy]

Aurum card has very little benefits. I think it is easily one of the worst paid cards; after emeralde pvc paid.

movie B1G1 offer , lounge access and practically free card .. what else one need ?

 

[abhiaj98]

movie B1G1 offer , lounge access and practically free card .. what else one need ?

Ofc nothing to complain when free. But you said it’s only fyf, so.

 

[cooleyesboy]

Ofc nothing to complain when free. But you said it’s only fyf, so.

its fyf only but they keep waiving fee if you call

 

[aniketkr.sharma]

Hello

Does anybody have HDFC Banks's "Premium Salary Account" ?
Could you please share the product code for it ? It can be found in monthly e-statement or through customer care.

I am currently holding "Regular Salary Account" and looking to upgrade to "Premium Salary Account".
Bank officials are not much help here and customer support keep telling to go to branch.
So if I know product code, I will fill the form myself..

Also please do share your feedback on the same as well.

Thanks for the help.

Mine is instant savings salary premium, does this even matter?

 

[pleaseusedifferentusernam]

based on salary I got rhodium salary account,
it also gives me Aurum credit card FYF and spent criteria is half of regular criteria. regardless of spends if you call the ywaive off the annual fee.
I also got family banking, wealth banking ..
I was with HDFC for 20 years imperia account, family banking, kids account, multiple hdfclife policies saving balance always in 7 figures, But whenever you ask for something its like you are hitting a wall...
btw I dont think sbi branches are that bad i tried few branches and experiance is always good (not great 🙂 )

my net salary credit is ~81K, so i guess SBI treats peasants like peasants.

 

[pleaseusedifferentusernam]

its fyf only but they keep waiving fee if you call

who do you call in SBI, do they give you RM ?

 

[cooleyesboy]

who do you call in SBI, do they give you RM ?

with wealth banking you get RM .. but call customer care

 

[srinadhjyothi]

This would help --> https://www.hdfcbank.com/personal/save/accounts/salary-accounts