Infinia HDFC Regalia LTF to Infinia Upgrade

[aanshultz]

Hi,
I emailed the HDFC Escalation for an upgrade to Infinia. But I find this email very confusing it.
"They're reviewing my request for Regalia Gold but later they're writing a note saying "upon upgrade of your earlier credit card to Infinia Metal Credit, reward points shall be carried forward......" Does this mean I can get infinia or I would get Regalia Gold only?
Dear Mr. -----,



On receipt of your mail we had liased with the concerned department for review and wish to inform you that we will be able to review your request for Regalia Gold credit card at pricing: First Year Free card with Joining Fee : Nill and Renewal Fee of Rs. 2500 + GST, renewal fee will be waived off upon spends of 4 lakhs+ in previous membership year.



Note - We take this opportunity to clarify that as per product features, upon upgrade of your earlier credit card to Infinia Metal credit card, the existing rewards points shall be carried forward at 60% to the new credit card on a proportionate basis the card variant.

Hence we request refer page 2 in below link for reward points conversion ratio and provide us your confirmation regarding membership fee and reward points transfer ratio to review your request.



Link to download the upgrade form.

https://www.hdfcbank.com/content/bb...dit-Card-Upgrade-Customer-Version-Mar2023.pdf


Once we are in receipt of the same we will take it up for further review.

 

[Prav]

Is it a new application or an upgrade ?

Fresh . .

 

[elite34700]

Usually it takes 2 working days post approval for card to reflect

 

[Zacobite]

Finally clicked!!! Today I can c INFINIA METAL CARD in net banking website and got sms confirmation for upgradation. Impatiently waiting for the card delivery.

same here 🙂 DCB to Infinia.. done

 

[infinia_finally]

Wow, lot of Infinia getting approved. Looks like we will hear about Infinia Reserve soon.

 

[Zacobite]

Wow, lot of Infinia getting approved. Looks like we will hear about Infinia Reserve soon.

Actually i have had an approval for a few years now.. Just decided to take it now as DCB was up for renewal and felt that it was a good time as my spends were decent and could derive better value from Infinia especially with the daily cap of 2500 on DCB being restrictive, qualified on all parameters / sent all docs.. No relationship with HDFC apart from DCB. No RM, No PNO.. Normal call to customer care & form sent to Chennai with docs.. was v easy actually

 

[elite34700]

Actually i have had an approval for a few years now.. Just decided to take it now as DCB was up for renewal and felt that it was a good time as my spends were decent and could derive better value from Infinia especially with the daily cap of 2500 on DCB being restrictive, qualified on all parameters / sent all docs.. No relationship with HDFC apart from DCB. No RM, No PNO.. Normal call to customer care & form sent to Chennai with docs.. was v easy actually

Spends in last 6 months and existing limit on DCB ? Ballpark ITR ?

 

[Zacobite]

Spends in last 6 months and existing limit on DCB ? Ballpark ITR ?

5-6 L / 12 L / 30 L

 

[elite34700]

You had a preapproved offer ?

 

[Zacobite]

yes..for last couple of years.. everytime i called them for something and asked they said they cd give infinia

 

[Zacobite]

Usually it takes 2 working days post approval for card to reflect

actually once you get the card issue sms you can add on mycards with last 4 digits

 

[elite34700]

lol that’s why it was easy for you. Preapproved % is quite less hence the FOMO

 

[Zacobite]

lol that’s why it was easy for you. Preapproved % is quite less hence the FOMO

my FOMO is now for my DCB 🙂 have to figure out a way to get an LTF DCB now in a few months

 

[elite34700]

my FOMO is now for my DCB 🙂 have to figure out a way to get an LTF DCB now in a few months

LTF DCB is easy to get😅

 

[Zacobite]

LTF DCB is easy to get😅

hope so. just got infinia.. so will wait.. no hurry..

 

[redcarpet]

LTF DCB is easy to get😅

How? (3 words)

 

[S D S]

I have an infinia, strangely the site says I am eligible to to upgrade to regalia gold. How is that an upgrade?

 

[Deleted member 13981]

I have an infinia, strangely the site says I am eligible to to upgrade to regalia gold. How is that an upgrade?

Wait for sometime.. They'll offer Millennia or MoneyBack as an upgrade 🤣🤣

 

[soumya]

I opened a preferred account with HDFC on Jan 22 and was offered an LTF Regalia on March 22 with a CL of 3L. Got two LE in the last 2 years with the current CL being 5.4L. I am offered FYF Regalia gold, but my target is Infinia. Using Regalia as my primary card with a monthly spend of 50-60K, but transferred some spends to SBI CB for a better reward rate. Should I go for the upgrade or wait for a few more LEs and then request Infinia?

 

[Prav]

is there amazon pay(gyftr voucher) combined limit of 20000(primary & add on)
Or primary 20 and addon 20 limit

 

[Sriim]

Actually i have had an approval for a few years now.. Just decided to take it now as DCB was up for renewal and felt that it was a good time as my spends were decent and could derive better value from Infinia especially with the daily cap of 2500 on DCB being restrictive, qualified on all parameters / sent all docs.. No relationship with HDFC apart from DCB. No RM, No PNO.. Normal call to customer care & form sent to Chennai with docs.. was v easy actually

Which customer care number did you call?