HDFC Regalia

[Alex292929]

Do HDFC Bank offers pre approved ltf regalia cc to preferred customers? I have no income

 

[Alex292929]

I've parked 2L in savings account , nothing more.

Regalia Unconditional LTF was there for me as Pre-approved/pre-qualified offer from last 3-4 months.

I think it's because of the salary ac

 

[Alex292929]

is there anyone who, earlier had preferred ac but it got downgraded to classic or max ac?
do bank charge some bucks if you have a preferred dc and your ac got downgrade

 

[thanix]

Do HDFC Bank offers pre approved ltf regalia cc to preferred customers? I have no income

Last year they were giving pre approved cards. My wife has a HDFC Bank account for 3 years and was having preferred for sometime. She got pre approved Regalia with conditional LTF on 3 months spend.

I got pre approved DCB FYF in 6 months time after I opened a HDFC Bank account last year. In both cases no salary slip or ITR was asked. Not sure whether things changed now.

 

[Rohith_Kumar_Sp]

Regelia seems absolutely useless given the reward ratio convention to rupees and points you're getting back when used on online sites. I just don't get why ppl are worried about regelia, the only good cads hdfc has is the millennia

 

[talkwithfino]

I hope this is Unconditional LTF (not linked with any waiver and stuff) , I've always felt that HDFC has different meaning for LTF and don't want to trust them blindly.

Looks LTF otherwise they mention something like ->> Luck You, The fees get waived on spending of ₹____ annually (amt depends on the card) and then they boldly call it as LTF 🙃

Do confirm with the Customer Care and take a screenshot of that offer.

 

[Venky]

A few months ago someone posted a screenshot of a page that showed the Milestone achievement status for the Regalia and now I am unable to find that page.
If someone could please share the link of the page that would be great.

 

[varun__goel_]

A few months ago someone posted a screenshot of a page that showed the Milestone achievement status for the Regalia and now I am unable to find that page.
If someone could please share the link of the page that would be great.

Netbanking->redeem points->new page opens in menu there would be something like spend promo details

 

[joshijai2]

Hi,
I have a 2 years old HDFC Millennia CC with 1lakh limit without LTF. I have a decent relationship with HDFC as I have a preferred account with salary of around 15L p.a. I have a limit of 4L in Amazon Pay ICICI, 2L Axis Ace.

My goals are LTF, Higher credit limit, and upgrade to Regalia Gold.

My questions are:
1. How should I go about to achieve my goals? What should be the preference order and how much time in between each request?
2. Do I need LTF? Will it help me get LTF in Regalia?
3. Any alternative for Regalia Gold as I am getting it for domestic/international lounge and low forex markup. I hope there isn't a devaluation for lounge in Regalia Gold as there was in Millennia and Old Regalia.

 

[simplegarv]

Sol:

1. Firstly, I suggest you to send a mail to priorityredressal.creditcards@hdfcbank.com and attach your 3 months salary slip and say to upgrade to Regalia Gold and if they don't do it then say them that you will end relationship with them.

2. No, LTF Millenia won't help you to get LTF Regalia Gold so, Firstly get then card and using the above method Ask Customer Care to make it LTF. I think they will do it.


@vaibhav111 kindly merge this with the another thread of HDFC Regalia.

 

[joshijai2]

Thanks, any opinion on:
3. Any alternative for Regalia Gold as I am getting it for domestic/international lounge and low forex markup. I hope there isn't a devaluation for lounge in Regalia Gold as there was in Millennia and Old Regalia.