HDFC Regalia

[Alex292929]

Do HDFC Bank offers pre approved ltf regalia cc to preferred customers? I have no income

 

[Chaitanya-a]

Nope. HDFC Bank don't give pre approved offer based on your account category. I too have preferred account but neither got LE nor Upgrade since past 3 years. Hopeless bank.

 

[Patil007]

Nope. HDFC Bank don't give pre approved offer based on your account category. I too have preferred account but neither got LE nor Upgrade since past 3 years. Hopeless bank.

HDFC is on different level 🤣.

 

[Chaitanya-a]

HDFC is on different level 🤣.

Sach me yr😂 Axis is better in terms of this atleast, keeping their consolidated charges aside.

 

[drshenoy]

i got regalia several years back free when i had only a classic account. probably the RM got it approved

 

[Alex292929]

if I check the pre approved offers by entering the mobile no on hdfc portal.
Is it reported as hard inquiry in the cibil?

 

[Sandy Singh]

if I check the pre approved offers by entering the mobile no on hdfc portal.
Is it reported as hard inquiry in the cibil?

no

 

[AsB]

I am Classic Customer, and have family banking.
HDFC bank game me the best credit card they have as an upgrade offer to me.



Surprisingly, in my Mother's account, which has barely any transaction in one year, got Millenia. If I wait any longer, they will offer it LTF as well. See, HDFC works in mysterious ways.

 

[MinatoFlash]

I'm in preferred status with Savings and Salary account. I've seen regalia(Not unconditional LTF) along with DCP and TataNeu Inf as Pre-approved/Pre-qualified with 3L limit for past 3 months. I've ignored it as I'm looking for DCB,
Surprisingly, Yesterday when I checked for my pre-approved cards, I've found that I've been offered unconditional LTF and applied for the same.

 

[Patil007]

I'm in preferred status with Savings and Salary account. I've seen regalia(Not unconditional LTF) along with DCP and TataNeu Inf as Pre-approved/Pre-qualified with 3L limit for past 3 months. I've ignored it as I'm looking for DCB,
Surprisingly, Yesterday when I checked for my pre-approved cards, I've found that I've been offered unconditional LTF and applied for the same.

Let me also check 😉

 

[MinatoFlash]

I hope this is Unconditional LTF (not linked with any waiver and stuff) , I've always felt that HDFC has different meaning for LTF and don't want to trust them blindly.

 

[vn_1]

I hope this is Unconditional LTF (not linked with any waiver and stuff) , I've always felt that HDFC has different meaning for LTF and don't want to trust them blindly.

View attachment 12379

It looks like unconditional. Better call them and confirm the same. I did the same when I got my Regalia ltf offer.

 

[Patil007]

I hope this is Unconditional LTF (not linked with any waiver and stuff) , I've always felt that HDFC has different meaning for LTF and don't want to trust them blindly.

View attachment 12379

It seems LTF, otherwise they might have mentioned spend based or * there.

 

[Alex292929]

I'm in preferred status with Savings and Salary account. I've seen regalia(Not unconditional LTF) along with DCP and TataNeu Inf as Pre-approved/Pre-qualified with 3L limit for past 3 months. I've ignored it as I'm looking for DCB,
Surprisingly, Yesterday when I checked for my pre-approved cards, I've found that I've been offered unconditional LTF and applied for the same.

salary account always has some edge over the saving one

 

[Alex292929]

I'm in preferred status with Savings and Salary account. I've seen regalia(Not unconditional LTF) along with DCP and TataNeu Inf as Pre-approved/Pre-qualified with 3L limit for past 3 months. I've ignored it as I'm looking for DCB,
Surprisingly, Yesterday when I checked for my pre-approved cards, I've found that I've been offered unconditional LTF and applied for the same.

is there any minimum salary for preferred banking ( salaried ac)?

 

[Alex292929]

I am Classic Customer, and have family banking.
HDFC bank game me the best credit card they have as an upgrade offer to me.

View attachment 12378

Surprisingly, in my Mother's account, which has barely any transaction in one year, got Millenia. If I wait any longer, they will offer it LTF as well. See, HDFC works in mysterious ways.

after how much time you got the offer and are you maintaining high balance?

 

[MinatoFlash]

is there any minimum salary for preferred banking ( salaried ac)?

No Idea tbh ,
I've got preferred offer while i was using savings account (by parking 2L)

 

[kshitij_0]

i got regalia several years back free when i had only a classic account. probably the RM got it approved

Few years back, HDFC was too good. Probably that's why now it's too bad.

 

[MinatoFlash]

after how much time you got the offer and are you maintaining high balance?

I've parked 2L in savings account , nothing more.

Regalia Unconditional LTF was there for me as Pre-approved/pre-qualified offer from last 3-4 months.

 

[kshitij_0]

I'm in preferred status with Savings and Salary account. I've seen regalia(Not unconditional LTF) along with DCP and TataNeu Inf as Pre-approved/Pre-qualified with 3L limit for past 3 months. I've ignored it as I'm looking for DCB,
Surprisingly, Yesterday when I checked for my pre-approved cards, I've found that I've been offered unconditional LTF and applied for the same.

Kaun hain ye log, kaha se aate hain ye!!! Prabhu🙏