HDFC Rupay Credit Card Bill Payment via NEFT

[firesnake.nik]

Recd my hdfc virtual credit card after 10 days
Generally I make neft transfer for hdfc moneyback card which i hold from my icici account. have setup hdfc cc as payee with ifsc code HDFC0000128. Now want to setup rupay card as payee for payment.

Just want to confirm is IFSC code will be same i.e HDFC0000128 or will it be HDCC0000001 (listed in BHIM APP) for rupay card.

Thank you

 

[ujjawal]

Same HDFC0000128

 

[RkrRkr is verified member.]

HDFC0000128 will be bill payment via NEFT.

 

[Pocketsuser]

HDCC0000001

I searched all google but only find your post mentioning this thing. I wanted to post in thread but my privileges are low for it. Now making the thing here.

Transactions are being made using this as ifsc code. This is showing in not only BHIM app but also in payzapp to the merchant receiving such transaction.
Also if we are talking about this BHIM have actually made 26 digit account numbers (uses card's 16 digit number and adding some variation in the middle)
Those 26 digit account numbers and combining it with this IFSC code (are different from officially listed ones for NEFT purpose).
Yet I have tried finding those IFSC but no app seems to be identifying or transacting with such IFSC.

More details needs to be made public how exactly is this thing working. If this is purely technical thing made for backend then why is BHIM showing HDCC openly to the public eye

 

[firesnake.nik]

My understanding is HDCC0000001 ISFC code is used for UPI/NCPI identifier. HDFCs internal all CC are all maintained by Chennai 00128 code. So payment needs to be done to this 128 code in NEFT.

I have setup 128 as suggested for this rupay card and payment reflected within 3hrs after transfer (usually it is 1 hr).