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HDFC RUPAY UPI CREDIT CARD

varun__goel_

TF Prestige
Hey, anyone who is looking for HDFC Tata Neu Rupay Credit Card for UPI purpose. There's another option. HDFC has started providing HDFC Rupay UPI Credit Card to it's existing credit card customer. Check it via MyCards portal. Annual fees of just Rs.250+gst, waived of on spends of Rs.25000 only. Check if you have got the same offer in MyCards portal or not.
 
Hey guys,

I am getting HDFC UPI Rupay credit card as LTF. Should I go for it ??

What's the value of cashpoints redemption ??

--- update ---
I saw youtube videos --> it's shit card --> 1% cashpoint over UPI where 1 point = 0.25
 
Last edited:
Hey guys,

I am getting HDFC UPI Rupay credit card as LTF. Should I go for it ??

What's the value of cashpoints redemption ??

--- update ---
I saw youtube videos --> it's shit card --> 1% cashpoint over UPI where 1 point = 0.25
1 CashPoint = ₹0.25

Its LTF. So taking it or not is up to you. Most LTF rupay cards are not good for cashback.
 
Hey guys,

I am getting HDFC UPI Rupay credit card as LTF. Should I go for it ??

What's the value of cashpoints redemption ??

--- update ---
I saw youtube videos --> it's shit card --> 1% cashpoint over UPI where 1 point = 0.25
Best card for HDFC bank ecom 10% discount offer and HDFC UPI spend based offers and NPCI UPI offers.

Note - if you get business variant virtual card then some ecom discount restriction on selected products.
 
Best card for HDFC bank ecom 10% discount offer and HDFC UPI spend based offers and NPCI UPI offers.

"Best card" compared to which other cards, and in what way?!

I understand that it's being offered as a second card to HDFC core card holders who already have that for 10% ecom offers.

As a standalone UPI card it is nothing to write home about, and is actually inferior to many other UPI cards.
.
 
"Best card" compared to which other cards, and in what way?!

I understand that it's being offered as a second card to HDFC core card holders who already have that for 10% ecom offers.

As a standalone UPI card it is nothing to write home about, and is actually inferior to many other UPI cards.
.
Many users require multiple cards for ecom discount offers.
 
If we get this UPI RuPay card which is useless for rewards but useful for instant discounts, did HDFC make it LTF for anyone? I know 25K spends are easy to achieve but still I'd like to have all my HDFC cards LTF
HDFC offering this card from long LTF to me --> but useless card.

I got Tata Infinity as LTF.
 
Don't all HDFC cards show up as separate accounts in CIBIL when you hold multiple cards?

checking about rupay cards which for some banks linked or provided based on existing card. Some banks not reporting to CIBIL as additional account.

I thought it will be like that, if its a separate card then its separate entry.
 
Saw this the other day in MyCards so tapped "Express interest" because this card works in online discounts/sales whereas Neu is excluded

It's been 15+ working days since but nothing showed up to apply. So I contacted customer care and they are saying since you have Neu card, no UPI RuPay card for you! LOL this virtual card that works for a different purpose - instant discounts is being denied by them for having Neu card on RuPay! Should I escalate this somewhere?
 
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