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HDFC RUPAY UPI CREDIT CARD

Does UPI RuPay also have a cooldown period? Like if we get an HDFC core credit card, we can only get UPI RuPay from MyCards after 6 months? My UPI RuPay is being declined again and again citing "Internal policy" even though I have Freedom Visa, Swiggy MC and Neu Visa
 
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