Please find all terms and conditions and approval process for all deviation on income / eligibility or spends conditions. Edit : Confirmed with multiple sources and RM , this is 💯 percent genuine !

Preferred account, currently around 1.2L sitting in it ,use it for Credit card bill Payments, 2 Cards Millennia LTF and Tata Neu Plus LTF sharing limit of 1.16L ,no other relationship with them Just walk in and request to meet.

They So you guys all seem to know the employees at your branch very well ,i only know one guy who deals with credit cards and he keeps telling me that my Millennia is the best On the other hand my RM is in a totally different city ,if i ask her about cards ,she'll just tell me I've got no offers right now and tries to shove personal loans down my throat How do you get in touch with higher ups in HDFC ,do they entertain credit card requests They absolutely do entertain customer requests also credit cards. If you’re in branch banking , walk into your branch and ask for the Cluster head/ circle head details ( email id, phone number ) branch has to provide you with those then have those conversations. If you’re in virtual banking ask for the same details to your RM. Tell the RM if the details aren’t provided then you’ll file a grievance. This will make RM dance to your tunes rather than they eating your head for loans.

So you guys all seem to know the employees at your branch very well ,i only know one guy who deals with credit cards and he keeps telling me that my Millennia is the best On the other hand my RM is in a totally different city ,if i ask her about cards ,she'll just tell me I've got no offers right now and tries to shove personal loans down my throat How do you get in touch with higher ups in HDFC ,do they entertain credit card requests in HDFC, you can request to meet your branch head very easily. The other employees can not deny. I hold an Imperia Account and Imperia RM are usually Branch heads themselves. To give more custom tips, need to know your NRV, spends and CL. If they deny. Post on twitter / FB and tag hdfc that you want to have a conversation with branch head but other employees are not letting you. The Branch head himself will call you ;)