HDFC Swiggy Card (LFT) vs My Existing Cards – Worth Adding

[Reward Ninjas]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!

 

[AlgoTrader]

i am waiting for such offer

 

[Reward Ninjas]

i am waiting for such offer

so is these card worth to apply.???

 

[Dr.AMAN]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!

Swiggy HDFC card is one of the best cashback cards in the country. If u r regular swiggy food/instamart user then it is a must have card for u. Even if it was paid card u can recover the annual fees in 1st month itself. I have easily got around Rs.12000 cashback in last 11 months itself. Getting it LTF is even better. HDFC definitely allows 1 core + 2 cobranded cards. Some even have a 4th cobranded card like the Mariott bonvoy/UPI Rupay ones. For core card once u get 1 then u can only upgrade that existing cards.

 

[finsphere]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!

If you can write up your spends then people might be able to help in better way.

 

[Reward Ninjas]

If you can write up your spends then people might be able to help in better way.

For my regular expenses

• For utility bill payments, I use the Tata Neu Infinity card.
• For grocery shopping at D-Mart and Reliance, I prefer the Jupiter Edge RuPay card.
• For online purchases on Amazon and Flipkart, I use the Millennia card.
• I do not frequently use quick commerce platforms such as Swiggy or Zomato (only once or twice a month).
• UPI- Tata nue infinity

 

[aishwarya]

I have recently received the Swiggy HDFC CC. Let's see how the experience goes

 

[drvirag]

Hi Everyone,


I’ve received a lifetime free offer for the HDFC Swiggy Credit Card through the Swiggy app, and I’m considering whether it’s worth applying.

Currently, I already hold the HDFC Millennia and the HDFC Tata Neu Infinity cards. I’d appreciate your suggestions on:

• Is the HDFC Swiggy card beneficial compared to my existing cards?
• Should I go ahead with this third card, or is it better to wait?
• Does anyone know if HDFC Bank has a limit on the number of cards one can hold? (Since I’ve heard some banks cap it at 3 cards.)

Looking forward to your insights and experiences!

If u have sbi cb and don't have large spends on swiggy then u can avoid it.

 

[ali4u]

I got it too as lifetime free, limit is share with existing card. Now I have 3 hdfc card

 

[chuckzspadina]

I checked my Swiggy app today and found I am eligible for the LTF HDFC Swiggy CC. I already have the HDFC Money Back + CC, so if I apply through the Swiggy application, what will the procedure be, and how will the application be processed? If someone who applied can share their process of applying, I would appreciate it.

 

[ali4u]

I checked my Swiggy app today and found I am eligible for the LTF HDFC Swiggy CC. I already have the HDFC Money Back + CC, so if I apply through the Swiggy application, what will the procedure be, and how will the application be processed? If someone who applied can share their process of applying, I would appreciate it.

Just 3 step you will get your card instant. I applied 3 days back and it aprove in 1 hours .

 

[chuckzspadina]

View attachment 111834
Just 3 step you will get your card instant. I applied 3 days back and it aprove in 1 hours .

Thanks for the reply 👍
I will apply it today.🤞

 

[ritwik2000]

I checked my Swiggy app today and found I am eligible for the LTF HDFC Swiggy CC. I already have the HDFC Money Back + CC, so if I apply through the Swiggy application, what will the procedure be, and how will the application be processed? If someone who applied can share their process of applying, I would appreciate it.

for me it got auto approved after 2 days. I am having a mb+ cc just like you.

 

[chuckzspadina]

for me it got auto approved after 2 days. I am having a mb+ cc just like you.

Thanks for the reply.
Really helpful information. Appreciate it 👍