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HDFC Swiggy card LTF offer

iM23

TF Premier
Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?
 
Solution
Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?
It's a good card, brother.

Take it if you want. If you are not getting a 10% instant discount, simply upgrade your Swiggy card to a FYF Millennia credit card(Later conv this card to LTF) after six months.
Don't miss this opportunity—you can easily upgrade...
Hi all. Swiggy App is showing me LTF HDFC credit card but the issue is it has different phone number than the number registered with the HDFC Bank having salary account. And there is no such offer on account linked with that number. When I applied through the different number, HDFC rejected it saying internal policy and RM is saying it is because you have different number linked with the bank. What to do in this case as I don't want to loose the LTF offer bring the regular user of SWIGGY. Please guide 🙏
 
Hi all. Swiggy App is showing me LTF HDFC credit card but the issue is it has different phone number than the number registered with the HDFC Bank having salary account. And there is no such offer on account linked with that number. When I applied through the different number, HDFC rejected it saying internal policy and RM is saying it is because you have different number linked with the bank. What to do in this case as I don't want to loose the LTF offer bring the regular user of SWIGGY. Please guide 🙏
Try changing the number registered with the bank
 
Hi all. Swiggy App is showing me LTF HDFC credit card but the issue is it has different phone number than the number registered with the HDFC Bank having salary account. And there is no such offer on account linked with that number. When I applied through the different number, HDFC rejected it saying internal policy and RM is saying it is because you have different number linked with the bank. What to do in this case as I don't want to loose the LTF offer bring the regular user of SWIGGY. Please guide 🙏
try to write an email to credit card department explaining the issue and request to reconsider. If you get unsatisfactory response, try the same with nodal officer. Just keep trying.
 
Hi all. Swiggy App is showing me LTF HDFC credit card but the issue is it has different phone number than the number registered with the HDFC Bank having salary account. And there is no such offer on account linked with that number. When I applied through the different number, HDFC rejected it saying internal policy and RM is saying it is because you have different number linked with the bank. What to do in this case as I don't want to loose the LTF offer bring the regular user of SWIGGY. Please guide 🙏
You can change mobile number in swiggy. But that might refresh your LTF offer. You can also ask them to reconsider the application via mail.
 
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