HDFC Swiggy card LTF offer

[iM23]

Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months.

I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it pre-approved? Will they ask for income documents? If so, I won't apply as I cannot give income proof.

I have other good cards like cashback sbi, airtel Axis, amazon icici. What should I do?

 

[harshgupta940]

Swiggy HDFC LTF offer showed for me on my Swiggy app finally. Applied it lets see if it gets approved as have 2 cards in the same account 1 add on and 1 normal. But HDFC thinks add on as personal only 😂

 

[SreeU]

Co-Branded cards mostly won't work for sale offers. See today profile post 🙂

View attachment 85881

Thanks for letting us know about the usage of Pixel for 10% discount sales.

 

[anshu_noah]

Yes, it's for new applics u can upgrade the card later if u have cobranded card.

I had hdfc TNI and I recently upgraded TNI to FYF millennia

Okay and is there any way to get Millennia LTF after getting Swiggy LTF ??

 

[Fini7777]

Okay and is there any way to get Millennia LTF after getting Swiggy LTF ??

Not possible
Once u get cobranded cards like swiggy they will not allow you to apply for new core card like millennia, RG etc

First you should get core cards like millennia and then apply for swiggy

The other way is you can upgrade ur swiggy LTF to FYF Millennia and you can convert this fyf millennia to LTF millennia after spending a lakh or above by requesting hdfc

 

[Fini7777]

If you need a hdfc core card only for instant discount offers apply for freedom or moneyback + through paytm

The existing swiggy card holders can also get these cards as their 2nd card through this method without any issue.