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@drsel I have seen you talking good about Infinia first time 🙂 so happy.
But jokes apart, you give a good perspective and keep HDFC honest 🙂


On another note, regarding M4B, some colleagues with Citibank salary account got converted to Magnus Burgundy.

I asked them to check M4B.
Not sure if they will get it LTF. But surely they don't need 30L FD.
Will M4B paid benefit them?
Just 1.5 lakhs spends on air tickets on Traveledge and/or Flipkart 5x on Grabdeals in the entire year, will recover 36000.

If they can cross 1.5 lakh in a month or non Traveledge/ non grabdeals, then that is an added bonus.
Even though Giftedge is as good as dead.
 
Just 1.5 lakhs spends on air tickets on Traveledge and/or Flipkart 5x on Grabdeals in the entire year, will recover 36000.

If they can cross 1.5 lakh in a month or non Traveledge/ non grabdeals, then that is an added bonus.
Even though Giftedge is as good as dead.
Calculation is not that simple as in traveledge portal the cost is already inflated...suppose we get 15% net return, then you require 2.5L spend on Air tickets only to break even...after that profit will start...this does nor consider the opportunity cost of the blocked 30L...
 
Calculation is not that simple as in traveledge portal the cost is already inflated...suppose we get 15% net return, then you require 2.5L spend on Air tickets only to break even...after that profit will start...this does nor consider the opportunity cost of the blocked 30L...
Same day Same flight. Same prices, Travel Edge does not have convenience fees on top of it, where is price inflation? Smartbuy below
1729830440815.webp
Travel Edge below
1729830471861.webp
 
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