HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in February 2025 | Discussion

[SUBARNA Mahato]

Which platform provide 1% cb using HDFC Millennia Debit Card for cc bill payment ??

Just add money to amazon full kuc wallet or payzapp full kuc wallet with out any charges for 1%, and transfer money to others bank with zero charges.. do bill payment cc by bajaj, cred paytm wherever you want

Why is it necessary for using millenia to do cc bill payment for just 1%..
If it gives 2.5% cashback for cc bill payment then it would be nice.for 1% cashback just add money to amazon or payzap and transfer your money to others bank account

 

[Deepak_9155]

If it gives 2.5% cashback for cc bill payment then it would be nice.

how to avail 2.5% cashback ?? 😀

 

[Abhishek012]

so upgrading to millennia is free for classic customers right? i gave the consent 4-5 days back so should apply after my netbanking ui changes?

Yes . .

 

[SUBARNA Mahato]

how to avail 2.5% cashback ?? 😀

Now it's over

 

[random17user]

@Abhishek012 you can pay any cc bill from upi enabled wallet (Amazon pay, payzapp, mobikewik, other) directly no need to send wallet balance back to bank account.

 

[Abhishek012]

@Abhishek012 you can pay any cc bill from upi enabled wallet (Amazon pay, payzapp, mobikewik, other) directly no need to send wallet balance back to bank account.

Yes . .

 

[Jackk]

@Abhishek012 you can pay any cc bill from upi enabled wallet (Amazon pay, payzapp, mobikewik, other) directly no need to send wallet balance back to bank account.

how? Amazon doesn't allow paying through upi enabled wallet.

 

[Abhishek012]

how? Amazon doesn't allow paying through upi enabled wallet.

Open any 3rd party app like paytm >> cc bill >> UPI payment mode choose >> Amazon UPI >> open Amazon app and choose Amazon wallet payment.

Note - only full kyc Amazon wallet users.

 

[Jackk]

Open any 3rd party app like paytm >> cc bill >> UPI payment mode choose >> Amazon UPI >> open Amazon app and choose Amazon wallet payment.

Note - only full kyc Amazon wallet users.

No such option bro!

 

[Abhishek012]

View attachment 86993
No such option bro!

First complete Amazon full kyc Wallet,

Add any bank acc on Amazon UPI, if already added then atleast check bank balance on Amazon UPI for reactivation

Now activate Amazon Wallet UPI from amazon app

Now here close and reopen paytm app, you will see Amazon UPI option.

Paytm was just an example, you can use other 3rd party apps too for cc bill payment via Amazon Wallet UPI.

 

[Jackk]

First complete Amazon full kyc Wallet,

Add any bank acc on Amazon UPI, if already added then atleast check bank balance on Amazon UPI for reactivation

Now activate Amazon Wallet UPI from amazon app

Now here close and reopen paytm app, you will see Amazon UPI option.

Paytm was just an example, you can use other 3rd party apps too for cc bill payment via Amazon Wallet UPI.

Bhai already have a full kyc wallet and functional upi, despite that amazon upi option is not available. Checked both on paytm as well as on credit! No such option coming.

 

[bran_the_shipwright]

If we transfer 20k each from millenia dc to Amazon wallet and payzapp wallet and transfer from there to source bank, will there be any problem? It is essentially money rotation right?

 

[SUBARNA Mahato]

If we transfer 20k each from millenia dc to Amazon wallet and payzapp wallet and transfer from there to source bank, will there be any problem? It is essentially money rotation right?

That's my question in my mind since my HDFC account opened.
I opened HDFC regular savings account on December 2023with 1-3Lakh income range( self employed)
Since Last 13- 14 months, i am continuing to make transaction 40k adding wallet that means (40k credit+ 40k debit).
Till now no problem . Every month i make transaction like( 22000 +18000) to complete 40k mean to say do random transaction..
Below attached screenshot suggested my this financial year total transaction.. don't know hdfc will Flag my account or not