Axis Credit Card Axis sent me notice for business transactions - urgent help needed

[Abhishekmaitry]

Help me please, i don't know how to tell this but help me. Don't use yaper please
I have ordered several of phone's(worth of 3Lac during December 2023 to May 2024) through yaper. Now this email received. Kindly help and suggestions. Have to pay the cashback or not?i don't understand after this email.

12th June Updates- Today i have paid my dues and current transaction spent (totel ₹365) and instant my card not showing in axis bank app

I have no transaction July month statement only YouTube subscription(189) and may month cashback around ₹4526 which i recieved in june(feeling good). My current loss is 1330. I am comfortable with the loss

 

[Dr.Anand456]

Last 6 months me kitne ka ordered place kiya hai apne..?

 

[Vasuki]

@TechnoFino promoted YAPER once

 

[Anupama_Jha]

View attachment 56886
Help me please, i don't know how to tell this but help me. Don't use yaper please
I have ordered several of phone's through yaper. Now this email received. Kindly help and suggestions. Have to pay the cashback or not?i don't understand after this email.

Check out this thread.

[Urgent Help] My Flipkart Axis card got cancelled due to non-personal use!!!

Hello, I was using 3+ years old Flipkart Axis card. Since last 2 years onwards one of my friend started using this card to order mobile phones for his shop. My limit was 3.7L and many a times the limit was used more than 80%. Today I received the following mail. I am really scared now…am I...

www.technofino.in

 

[Card_Crafter]

If your spends were genuine you can send them the invoice copies.

If your spends were non personal and commercial transactions then I think you can't do much. Since you have admitted using Yaper for purchasing multiple phones which basically are non personal usage, you can't contest or fight them. Your card is gone and so are your cashbacks (earnings).

 

[Abhishekmaitry]

Last 6 months me kitne ka ordered place kiya hai apne..?

14th December se yaper start Kiya tha
1.5 lac man ke chalo, bhai help karo iske aage kis type ka action hoga and mere ko surrender karna hai ki nhi,(invoice attach karne bol re hai kya hi karun almost 80% Flipkart ka order phone hai yaper wala)

 

[TechnoFinoTechnoFino is verified member.]

14th December se yaper start Kiya tha
1.5 lac man ke chalo, bhai help karo iske aage kis type ka action hoga and mere ko surrender karna hai ki nhi,(invoice attach karne bol re hai kya hi karun almost 80% Flipkart ka order phone hai yaper wala)

1.5 Lac is very small amount, don't worry. Other banks don't even care if you spend 1.5 Lac a month... Axis may cancel your credit card, that's it... they'll not take any other action.

@TechnoFino promoted YAPER once

Yes, and I have also posted against this when people were using yaper at large scale.

 

[Vasuki]

Yes, and I have also posted against this when people were using yaper at large scale.

Axis is behaving strangely on Flipkart Axis card
To be precise as it's reward has been highly misused and abused at large extent.

Cashback card are always at scrutiny.

If you order 15-20 phone .any algorithm will detect it

 

[Dr.Anand456]

14th December se yaper start Kiya tha
1.5 lac man ke chalo, bhai help karo iske aage kis type ka action hoga and mere ko surrender karna hai ki nhi,(invoice attach karne bol re hai kya hi karun almost 80% Flipkart ka order phone hai yaper wala)

Brother, first of all, stay calm, nothing will happen, trust me. The amount is not too large. You just need to send an email to Axis Bank explaining that you used the card for personal purposes. If you can do that, great; otherwise, you can request the bank not to close the card even if they don't provide cashback. If you request properly, the bank will not close the card. As for the legal notice, banks rarely file a legal case against a customer. Right now, you need to stay calm and think rationally. If any legal problem arises, you can seek help from this community or contact me.

 

[Abhishekmaitry]

Last 6 months me kitne ka ordered place kiya hai apne..?

Now i calculated the correct amount is 3lac. Actually i don't want to pay the entire cashback. If they said to pay the cashback then my entire savings going to lose

 

[Abhishekmaitry]

Brother, first of all, stay calm, nothing will happen, trust me. The amount is not too large. You just need to send an email to Axis Bank explaining that you used the card for personal purposes. If you can do that, great; otherwise, you can request the bank not to close the card even if they don't provide cashback. If you request properly, the bank will not close the card. As for the legal notice, banks rarely file a legal case against a customer. Right now, you need to stay calm and think rationally. If any legal problem arises, you can seek help from this community or contact me.

First again thank you so much for your support , i will share my situation updates

 

[Dr.Anand456]

First again thank you so much for your support , i will share my situation updates

Most welcome

 

[Abhishekmaitry]

1.5 Lac is very small amount, don't worry. Other banks don't even care if you spend 1.5 Lac a month... Axis may cancel your credit card, that's it... they'll not take any other action.


Yes, and I have also posted against this when people were using yaper at large scale.

@TechnoFino please don't promote this type of apps, may be dangerous for someone with financial reasons. If they said to pay the cashback which you earn then, i have to pay the amount with my savings, it's very irritating for me and someone going to die from this loss
(Its huge, in my case i think 10k-15k)
I have contact to the yaper for this loss

 

[Vasuki]

@vaibhav111 change the title to "urgent "

 

[Abhishekmaitry]

@vaibhav111 change the title to "urgent "

Thanks for your support and appreciate

 

[Dragon_slayer]

Bank will not send any legal notice for 1.5L. Don't worry about that, bank lawyers are not cheap.

 

[Abhishekmaitry]

Bank will not send any legal notice for 1.5L. Don't worry about that, bank lawyers are not cheap.

Can i tell him this transaction as gift transaction like i am buying phones for gifting to my known?

 

[Vasuki]

Can i tell him this transaction as gift transaction like i am buying phones for gifting to my known?

You are reading too much into it
Give it few weeks and it will be over !

 

[Abhishekmaitry]

You are reading too much into it
Give it few weeks and it will be over !

Alright then and thanks a lot for doing all your support guys

 

[Anupama_Jha]

Alright then and thanks a lot for doing all your support guys

So jaa abhi