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Help needed for idfc wealth credit card

Apply For Lifetime Free IDFC First Credit Card
BVC said:
That thread is in Maximising reward section. Next TF level will be required to access the section.
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Ohkk
Zacobite said:
if u don't travel then what exactly are you chasing with the wealth card.. with the spa benefit that are gd with wealth card with spend criteria there is hardly any diff with the select cc as well.. take a gd look.. you wont see much difference
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Hmm I liked tbh idk why I'm obsessed with the card so only I'm asking the wealth cc
 
Cc_creditguy said:
Hey, I need a help. Actually, I opened the IDFC credit card to get the Wealth Credit Card. My RM promised me that he can able to Wealth Credit Card if I open a Wealth account. So, I agree with him that I opened a Wealth account. But it's been more than 8 months, I can't able to Wealth Credit Card. But right now, he left the bank and joined other company. So, I'm really helpless. So, what should I need to do and write a text kind of things. And I also complained RBI, but the customer they are trying to close the case without even giving me a card.
What should I need to do how can I get the card kindly help me
Click to expand...
You can just wait for some time, it will come as pre approved offer.. don't accept any other card like select and all.. keep rejecting your RM or idfc team and just wait until you get pre approved instant idfc wealth card.. it does come for people with 0 credit history as well ..
 
gamersgzb said:
You can just wait for some time, it will come as pre approved offer.. don't accept any other card like select and all.. keep rejecting your RM or idfc team and just wait until you get pre approved instant idfc wealth card.. it does come for people with 0 credit history as well ..
Click to expand...
IDFC doesn't upgrade pre approved offers.
 
After the recent devaluation, IDFC Wealth CC has very little perks - Paytm BOGO is now capped at 250, also you have a spend based assess for Lounge/SPA(20k in previous month). With a max reward rate of only 0.5% to 1.7%. So, doesn't look very appealing now.

I haven't explored Visa Infinite benefits if it comes with the card. Someone can post here if they know.

Also, if you want the Wealth CC, I can get you in touch with one of the RM who can get you Wealth Card pretty easily if you have decent income and CIBIL. I can share the contacts in the DM.
 
CreditWorthy said:
After the recent devaluation, IDFC Wealth CC has very little perks - Paytm BOGO is now capped at 250, also you have a spend based assess for Lounge/SPA(20k in previous month). With a max reward rate of only 0.5% to 1.7%. So, doesn't look very appealing now.

I haven't explored Visa Infinite benefits if it comes with the card. Someone can post here if they know.

Also, if you want the Wealth CC, I can get you in touch with one of the RM who can get you Wealth Card pretty easily if you have decent income and CIBIL. I can share the contacts in the DM.
Click to expand...
@Vasuki Check this out.
 
Cc_creditguy said:
Hey, I need a help. Actually, I opened the IDFC credit card to get the Wealth Credit Card. My RM promised me that he can able to Wealth Credit Card if I open a Wealth account. So, I agree with him that I opened a Wealth account. But it's been more than 8 months, I can't able to Wealth Credit Card. But right now, he left the bank and joined other company. So, I'm really helpless. So, what should I need to do and write a text kind of things. And I also complained RBI, but the customer they are trying to close the case without even giving me a card.
What should I need to do how can I get the card kindly help me
Click to expand...
Always take things in writing via official email. I don't thing that wealth credit card is worth keeping 10L in savings account. Better put in liquid fund or index fund.
 
CreditWorthy said:
Also, if you want the Wealth CC, I can get you in touch with one of the RM who can get you Wealth Card pretty easily if you have decent income and CIBIL. I can share the contacts in the DM.
Click to expand...
My application was rejected citing office validation failed can he get something done in that case? I've escalated the issue today lets see what's their reply..
 
If one has Wealth savings account with IDFC bank then any existing IDFC credit card can be upgraded to wealth credit card very easily. My Classic Card having just 1lakh limit was upgraded to wealth without any issue within a day
 
Md Kaif said:
If one has Wealth savings account with IDFC bank then any existing IDFC credit card can be upgraded to wealth credit card very easily. My Classic Card having just 1lakh limit was upgraded to wealth without any issue within a day
Click to expand...
BVC

Thread 'IDFC Upgrading Select Credit Card to Wealth Credit Card'

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.

1722341017292.webp
-Within 1 working day the request has been processed to...
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  • Hehe

Yes that works that way.

BVC

Thread 'IDFC Upgrading Select Credit Card to Wealth Credit Card'

IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.

Process:

- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.

1722341017292.webp
-Within 1 working day the request has been processed to...
  • Like
  • Haha
  • Hehe
 
Guyz atlast got my wealth cc, raised a complaint in RBI for more than 2 times ,warned them that I'll go to consumer court after that they approved my wealth cc with limit of 3.3l
 
Packing wast very worst looks like a normal cc package
 

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CreditWorthy said:
After the recent devaluation, IDFC Wealth CC has very little perks - Paytm BOGO is now capped at 250, also you have a spend based assess for Lounge/SPA(20k in previous month). With a max reward rate of only 0.5% to 1.7%. So, doesn't look very appealing now.

I haven't explored Visa Infinite benefits if it comes with the card. Someone can post here if they know.

Also, if you want the Wealth CC, I can get you in touch with one of the RM who can get you Wealth Card pretty easily if you have decent income and CIBIL. I can share the contacts in the DM.
Click to expand...
IDFC cc aficionados,
Please help me choose one.
Are these still available in IDFC Select or Wealth credit card:
1) BMS BOGO (₹250) and
2) RSA (with no strings)

If not, please suggest any other DC or CC.
 
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