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Help needed for idfc wealth credit card
- Thread starter Cc_creditguy
- Start date
Cc_creditguy
TF Premier
Ohkk
Hmm I liked tbh idk why I'm obsessed with the card so only I'm asking the wealth cc
You can just wait for some time, it will come as pre approved offer.. don't accept any other card like select and all.. keep rejecting your RM or idfc team and just wait until you get pre approved instant idfc wealth card.. it does come for people with 0 credit history as well ..
It's better you forget wealth.
Even though the executive promised you, still it's upto the bank whether they want to issue you the card or not depending on your credit profile.
IDFC doesn't upgrade pre approved offers.
It does.. for a long time my family member had offer of select card, then wealth with office verification, then wealth card with instant generation without any office verification
Cc_creditguy
TF Premier
🥲🥲🥲 bruh feeling bad
CreditWorthy
TF Buzz
After the recent devaluation, IDFC Wealth CC has very little perks - Paytm BOGO is now capped at 250, also you have a spend based assess for Lounge/SPA(20k in previous month). With a max reward rate of only 0.5% to 1.7%. So, doesn't look very appealing now.
I haven't explored Visa Infinite benefits if it comes with the card. Someone can post here if they know.
Also, if you want the Wealth CC, I can get you in touch with one of the RM who can get you Wealth Card pretty easily if you have decent income and CIBIL. I can share the contacts in the DM.
I haven't explored Visa Infinite benefits if it comes with the card. Someone can post here if they know.
Also, if you want the Wealth CC, I can get you in touch with one of the RM who can get you Wealth Card pretty easily if you have decent income and CIBIL. I can share the contacts in the DM.
@Vasuki Check this out.
maynigam
TF Premier
Always take things in writing via official email. I don't thing that wealth credit card is worth keeping 10L in savings account. Better put in liquid fund or index fund.
How easy is pretty easy !
My application was rejected citing office validation failed can he get something done in that case? I've escalated the issue today lets see what's their reply..
CreditWorthy
TF Buzz
He has some special links to apply for IDFC Wealth CC, so if you have CIBIL > 760 and Salary > 1L so there is high chances is what he said, also i some cases he can take special approvals as well.
If one has Wealth savings account with IDFC bank then any existing IDFC credit card can be upgraded to wealth credit card very easily. My Classic Card having just 1lakh limit was upgraded to wealth without any issue within a day
IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.
Process:
- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.
-Within 1 working day the request has been processed to...
Process:
- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.
-Within 1 working day the request has been processed to...
Yes that works that way.
IDFC started upgrading IDFC Select Credit Card to IDFC Wealth Credit Card on request.
Process:
- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.
-Within 1 working day the request has been processed to...
Process:
- Call to customer care.
- Tell them that you want to upgrade Select CC to Wealth CC.
- They will deny saying that Wealth CC has a minimum floor CL of 5L and we cannot upgrade.
- Inform that you've been using your select card well for the past 3-6 months.
- They will deny again (If possible).
- Then tell that many of our friends are getting it upgraded to Wealth CC from Select CC.
- They will take the request for upgrade.
-Within 1 working day the request has been processed to...
Cc_creditguy
TF Premier
Guyz atlast got my wealth cc, raised a complaint in RBI for more than 2 times ,warned them that I'll go to consumer court after that they approved my wealth cc with limit of 3.3l
Cc_creditguy
TF Premier
Yes because that's an LTF card. BTW even metal cards like Mayura and Ashva came with minimal packaging.
Cc_creditguy
TF Premier
vine
TF Legend
IDFC cc aficionados,
Please help me choose one.
Are these still available in IDFC Select or Wealth credit card:
1) BMS BOGO (₹250) and
2) RSA (with no strings)
If not, please suggest any other DC or CC.
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