Help regarding UNION BANK new DEBIT CARD issuance

[avis_]

I have opened a new Union Bank savings account for getting their Rupay Select Debit card. My account was opened and activated successfully. But the Branch don't have any Insta Kits with Select debit Cards & all are of Rupay Classic Variant. They are telling it would take 1 month to get the card.

Is it possible to issue the first debit card from other branches of UBI or home branch only can generate the first card ? Anyone tried this way. In online application i can only apply for QSPARC and Classic Variant only, 🙁

 

[simplegarv]

ooh ok ok

But I don't come to know how a RuPay select card will be active but won't provide any benefits when they only have one RuPay Select DC. Maybe it's their trick to retain me in their HNI Program.

 

[avis_]

But I don't come to know how a RuPay select card will be active but won't provide any benefits when they only have one RuPay Select DC. Maybe it's their trick to retain me in their HNI Program.

Yeah Obviously Benefits are received from Rupay NPCI not UBI. Just a false threaten to retain you as a HNI 🙂

 

[armat]

Yeah they told Rupay select can be issued. But after opening account only they found stock was not there. Let me try other branches close by. In BOB also they were very confident to get me a Rupay Select DC with SBGEN account. Now, they have mailed product team on my behalf to issue the same as an exception.

What’s full of of SBGEN ACCOUNT from Bob ? Is that zero balance account?

 

[simplegarv]

What’s full of of SBGEN ACCOUNT from Bob ? Is that zero balance account?

Savings Bank General - 1,000 INR QAB (If cheque book and debit card is taken)

 

[armat]

Savings Bank General - 1,000 INR QAB (If cheque book and debit card is taken)

Did you get rupay select debit card with this account? What’s Card fee?

 

[avis_]

What’s full of of SBGEN ACCOUNT from Bob ? Is that zero balance account?

SBGEN means General Savings bank account with lower MAB depending on the Branch RURAL/URBAN/METRO.

 

[simplegarv]

Did you get rupay select debit card with this account? What’s Card fee?

No, I got Rupay Select DC with SBHNI account (1L MAB)

 

[Nemesis]

Yes that's why I chose to not open a HNI A/C with them. There is always some strings attached that we don't know. Bank doesn't charge anything if A/C closed before 14 days from date of opening. But what if Dc takes more time to get delivered.

we have to wait and watch if they deactivate your Rupay Select DC. after successful downgrade.

I have also found that PNB has Elite Savings A/C with 50k QAB offering free Rupay Select and no AMC thereafter. Basically a LTF Debit Card. 🙂

PNB is too slow with opening account. I just opened my SBHNI account with Union bank... They came to my place to collect document, never seen any PSU bank moving to such great extent... So far so good... Hope so other process and their Vyom app is at par with other private banks

 

[avis_]

PNB is too slow with opening account. I just opened my SBHNI account with Union bank... They came to my place to collect document, never seen any PSU bank moving to such great extent... So far so good... Hope so other process and their Vyom app is at par with other private banks

I have shortly used their Vyom app before closing my A/C. I would say the UI is clutter free when compared to other Private banks. You can change theme as you wish. But netbanking you cannot expect much in UBI.

Glad that they have come home to open the A/C.

 

[simplegarv]

I have shortly used their Vyom app before closing my A/C. I would say the UI is clutter free when compared to other Private banks. You can change theme as you wish. But netbanking you cannot expect much in UBI.

Glad that they have come home to open the A/C.

But their NetBanking is shit!

Vyom >>> UBI Netbanking

 

[simplegarv]

They said debit will be active but the benefits of the debit card will go. So, let's see what happens?

My account is downgraded from SBHNI to SBGEN (1000 MAB) and RuPay Select DC is working fine, almost redeemed all the benefits and now, hoping the best for next year.

 

[avis_]

But their NetBanking is shit!

Vyom >>> UBI Netbanking

💯

 

[Nemesis]

My account is downgraded from SBHNI to SBGEN (1000 MAB) and RuPay Select DC is working fine, almost redeemed all the benefits and now, hoping the best for next year.

All the best for the next year 👍

 

[sahil1033]

Those looking for a FYF RuPay Select DC with some cheap thrills can open general savings account in Canara Bank, take RuPay Select DC which is first year free and cancel the DC before renewal as the fee is way too high (Rs. 1,000 + 18% GST)

And then after an year, one can even close the bank account as well without any closure charges being levied

If not looking for very high maintenance, Bank of Baroda Super Savings Account is a good offering at 20k QAB with FYF RuPay Select DC and annual fee from 2nd year onwards is Rs. 500 + 18% GST

 

[Harrypotter]

Those looking for a FYF RuPay Select DC with some cheap thrills can open general savings account in Canara Bank, take RuPay Select DC which is first year free and cancel the DC before renewal as the fee is way too high (Rs. 1,000 + 18% GST)

And then after an year, one can even close the bank account as well without any closure charges being levied

If not looking for very high maintenance, Bank of Baroda Super Savings Account is a good offering at 20k QAB with FYF RuPay Select DC and annual fee from 2nd year onwards is Rs. 500 + 18% GST

Can we open canara bank account online buy I don't see there is a way in their website

 

[sahil1033]

Can we open canara bank account online buy I don't see there is a way in their website

No idea but people have posted that Canara Bank account opening online, getting RuPay Select DC ... all can be done without visiting branch

 

[bharathnalla]

No idea but people have posted that Canara Bank account opening online, getting RuPay Select DC ... all can be done without visiting branch

Can you post some link where we can open or quote someone who has already opened and got the RuPay select dc?

 

[sahil1033]

Can you post some link where we can open or quote someone who has already opened and got the RuPay select dc?

don't remember, maybe I've seen in another forum ... you can start a fresh thread or try searching for an existing one too

 

[binno]

My account is downgraded from SBHNI to SBGEN (1000 MAB) and RuPay Select DC is working fine, almost redeemed all the benefits and now, hoping the best for next year.

Bro did you avail any benefits after downgrade ??

 

[simplegarv]

Bro did you avail any benefits after downgrade ??

Currently, I am getting but not sure how long it will last as I redeemed all the vouchers when I was having the SBHNI Status. So, please do your own research if you're planning to downgrade the same from SBHNI to SBGEN.