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Here is how I Opened ICICI Bank Wealth Management Account

saucy

TF Legend
Delhi Jhandewalan offered me wealth management for 1L. It's doable, at BM Discretion.
Long story ahead

I went to my present ICICI branch (tier 2) and told BM that I'm being offered wealth account in wealth management branch of Delhi, but i want to maintain account with their branch.
She informed me that if u don't maintain amb, it will be downgraded in 2 years with heavy penalty and insisted that i don't open a new account. Me being the usual saucy self, politely helped her realise ki account khul k rahega, if not in her branch, some other.
She agreed.
Then she offered me *a lot* more of her products, and assigned me to deputy branch manager.
They opened my account, via UPI deposit of 1L. Gave me a small kit - chequebook, details etc. The other welcome kit will arrive in a few days at my permenant address.

And that's it folks! We did it!
Will update when the kit arrives.

I deposited the 1L on the next day. Already had the new account number and cust I'd, so could immediately check if the amount has reached.

Since I had an existing cust I'd, it took about a week to merge both of them together.

In a total of about two weeks time, my both account got linked, recieved the kit (a pay-in slip book, a cheque book and a pouch to keep those in, and ofc, the debit card -- it's got poor printing so was a "meh" experience)
And my imobile app evolved to black theme.

My both accounts are linked so both are wealth (it actually is at the cust level)

Free cibil checks. And now my credit card upgrade shows a paid emerald (earlier it was upgrade to sapphiro)

Feel free to ask me anything! (Please make sure you're tagging me in the reply)
 
It's confirmed
1L me BM can open a wealth account -- ANY BRANCH, it's their discretion.

Delhi Jhandewalan offered me wealth management for 1L. It's doable, at BM Discretion.

Long story ahead

I went to my present ICICI branch (tier 2) and told BM that I'm being offered wealth account in wealth management branch of Delhi, but i want to maintain account with their branch.
She informed me that if u don't maintain amb, it will be downgraded in 2 years with heavy penalty and insisted that i don't open a new account. Me being the usual saucy self, politely helped her realise ki account khul k rahega, if not in her branch, some other.
She agreed.
Then she offered me *a lot* more of her products, and assigned me to deputy branch manager.
They opened my account, via UPI deposit of 1L. Gave me a small kit - chequebook, details etc. The other welcome kit will arrive in a few days at my permenant address.

And that's it folks! We did it!
Will update when the kit arrives.
Feel free to ask me anything! (Please make sure you're tagging me in the reply)
Jhandewalan is far away from my home.
I will try when I visit there or nearby next time

Nearest Branch is not ready at 1 Lakh
 
It's confirmed
1L me BM can open a wealth account -- ANY BRANCH, it's their discretion.

Delhi Jhandewalan offered me wealth management for 1L. It's doable, at BM Discretion.

Long story ahead

I went to my present ICICI branch (tier 2) and told BM that I'm being offered wealth account in wealth management branch of Delhi, but i want to maintain account with their branch.
She informed me that if u don't maintain amb, it will be downgraded in 2 years with heavy penalty and insisted that i don't open a new account. Me being the usual saucy self, politely helped her realise ki account khul k rahega, if not in her branch, some other.
She agreed.
Then she offered me *a lot* more of her products, and assigned me to deputy branch manager.
They opened my account, via UPI deposit of 1L. Gave me a small kit - chequebook, details etc. The other welcome kit will arrive in a few days at my permenant address.

And that's it folks! We did it!
Will update when the kit arrives.
Feel free to ask me anything! (Please make sure you're tagging me in the reply)
I received physical wealth kit today.
😍
 
Is there
Delhi Jhandewalan offered me wealth management for 1L. It's doable, at BM Discretion.
Long story ahead

I went to my present ICICI branch (tier 2) and told BM that I'm being offered wealth account in wealth management branch of Delhi, but i want to maintain account with their branch.
She informed me that if u don't maintain amb, it will be downgraded in 2 years with heavy penalty and insisted that i don't open a new account. Me being the usual saucy self, politely helped her realise ki account khul k rahega, if not in her branch, some other.
She agreed.
Then she offered me *a lot* more of her products, and assigned me to deputy branch manager.
They opened my account, via UPI deposit of 1L. Gave me a small kit - chequebook, details etc. The other welcome kit will arrive in a few days at my permenant address.

And that's it folks! We did it!
Will update when the kit arrives.

I deposited the 1L on the next day. Already had the new account number and cust I'd, so could immediately check if the amount has reached.

Since I had an existing cust I'd, it took about a week to merge both of them together.

In a total of about two weeks time, my both account got linked, recieved the kit (a pay-in slip book, a cheque book and a pouch to keep those in, and ofc, the debit card -- it's got poor printing so was a "meh" experience)
And my imobile app evolved to black theme.

My both accounts are linked so both are wealth (it actually is at the cust level)

Free cibil checks. And now my credit card upgrade shows a paid emerald (earlier it was upgrade to sapphiro)

Feel free to ask me anything! (Please make sure you're tagging me in the reply)
Is there types of wealth management accts as branch told me 25l required n care told me 5l required, sir pl guide I want to upgrade my existing account to wealth, what to do if anyone at ICICI who can help
 
Is there

Is there types of wealth management accts as branch told me 25l required n care told me 5l required, sir pl guide I want to upgrade my existing account to wealth, what to do if anyone at ICICI who can help
You can open new wealth account for funds ranging from zero to 10l depending upon your negotiation skills and the need of the branch
 
@saucy @jack333

Could someone who knows, after opening account ('wealth management') what happens if

- Initial deposit not credited to account (more or less due to no proof).
- It says zero minimum balance in maintenance, so is there any account downgrade current and in future?

Consider the period was account opened and before doing first online transaction.
 
@saucy @jack333

Could someone who knows, after opening account ('wealth management') what happens if

- Initial deposit not credited to account (more or less due to no proof).
- It says zero minimum balance in maintenance, so is there any account downgrade current and in future?

Consider the period was account opened and before doing first online transaction.
If you've received your wealth kit then no need to worry and no need to fund also 🤣
 
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