Highest return cards

[jay12]

Hi, pls tell me which cards give the highest returns

 

[Piyush_Jaiswal]

If you don't want to delve into complex reward structure, go for SBI Cashback Card for straight 5% cashback in statement.

 

[sahilgulati5]

There are so many cards like Infinia M4B atlas Amex etc. It all depends on what card u can get or what card u have

 

[pinki]

Sbi cb lo aur moj kro 😈

 

[drsel]

These are some cards giving 10% or more on select categories--
1. Axis Magnus Burgundy
30% on Eazydiner (900--1000 on 3000--3333)
24% on Grabdeals (upto 16666/mth)
24% on Traveledge (upto 2 lacs/mth)

2. HDFC Infinia
15.55% (Smartbuy 5x upto 112500)
31.10% (Smartbuy 10x upto 49950)

3. Axis Atlas
10% on Traveledge, direct hotels and direct airlines, no cap

4. Axis Airtel (on Airtel Thanks app)
25% on Airtel (max.250 on 1000)
10% on utility bills (max.250 on 2500)
10% on Swiggy, Zomato, BB (max.500 on 5000)

5. HDFC Swiggy 10% on Swiggy delivery

6. AU Lit
5% grocery/apparel + 5+1% bonus + 2% online/offline (on 10000/mth)

7. HDFC Biz Black
16.66% on tax payment (50000 to 56250 spend per month)

8. HSBC Cashback
10% on dining, groceries and food delivery, (max.1000 on 10000) (only for salaried employees)

9. IndusInd exclusive/select debit card
20% discount (max 500 on 2500) on big basket between 1st to 25th of every month.

10. Rupay debit card
20% discount on mobile recharge on Amazon every Friday (max 100 on 500)

Kindly mark this as your solution thanks 🙏

 

[Sathishmani]

I can suggest below cards as per my usage pattern.
Online - SBI Cashback - 5% Cashback
Offline - Axis Ace, HSBC Live+ - 1.5% Cashback
UPI Rupay - HDFC Infinity Neu - 1.5% Neu coin
Grocery and Food - HSBC Live+ - 10% Max 1000

 

[SSV]

These are some cards giving 10% or more on select categories--
1. Axis Magnus Burgundy (30% on Eazydiner, 24% on Grabdeals and Traveledge)
2. HDFC Infinia and Diners Club Black (15.55% or 12.6% on Smartbuy)
3. Axis Atlas (10% on Traveledge, direct hotels and direct airlines)
4. Axis Airtel (on Airtel App) 25% on Airtel, 10% on utility bills, Swiggy, Zomato and BB)
5. HDFC Swiggy 10%
6. AU Lit (5% grocery/apparel + 5% bonus + 2.5% online/offline)
7. Tata Neu Infinity (on purchases of select categories on Tata neu app)
8. HSBC Cashback 10% on dining, groceries and food delivery (only for salaried employees)
9. IndusInd exclusive/select debit card for 20% discount (max 500 on 2500) on big basket between first to 25th of every month.
10. Rupay debit card for 20% discount on mobile recharge on Amazon every Friday (max 100 on 500)
11. HDFC Biz Black 16.66% on tax payment 50000 to 56250 spend per month

Kindly mark this as your solution thanks 🙏

Good start..
However, It would be nice if you can provide the capping for each of those 11 items, so that the users will get the complete picture.. rather than just 30% , 25% which look big but the actual benefit maybe too small...
neverthless a very good effort.. cheers

 

[SSV]

Hi, pls tell me which cards give the highest returns

rather the question should have been the card that provides the highest retrun on type of spend or combination of type of several spends..
that would give you more appropriate answer..
there are 100's of cards in the market for a reason.. we need to choose the right one for our needs..

 

[SSV]

Hi, pls tell me which cards give the highest returns

rather the question should have been the card that provides the highest retrun on type of spend or combination of type of several spends..
that would give you more appropriate answer..
there are 100's of cards in the market for a reason.. we need to choose the right one for our needs..

and also have a look at this first and ask any further specific questions either here / or in the below thread.. have fun..

Thread 'Best Credit Cards 2024 | Category-wise Credit Card Recommendation By TechnoFino'

Jan 1, 2024

Hello TFCians,
Firstly, a very Happy New Year 2024! I extend my heartfelt wishes for success and happiness to you and your family throughout the year.

***[Updated Thread Link: https://www.technofino.in/community...edit-card-recommendation-by-technofino.34042/]

As is our tradition, we are here to recommend credit cards categorized to meet your various needs. From the best credit card for online shopping, rent payment, insurance premium payment, and utility bill payment to the ideal cards for wallet loading...

• TechnoFino
• credit card 2024
• Replies: 339
• Forum: Informative Threads

• 
• 
• 

 

[HumorSimpson]

I can suggest below cards as per my usage pattern.
Online - SBI Cashback - 5% Cashback
Offline - Axis Ace, HSBC Live+ - 1.5% Cashback
UPI Rupay - HDFC Infinity Neu - 1.5% Neu coin
Grocery and Food - HSBC Live+ - 10% Max 1000

Excellent. Stress free stack of cards

 

[drsel]

Good start..
However, It would be nice if you can provide the capping for each of those 11 items, so that the users will get the complete picture.. rather than just 30% , 25% which look big but the actual benefit maybe too small...
neverthless a very good effort.. cheers

Done just now

 

[SSV]

Done just now

Excellent.. Well done... A superb post !!