How can I increase credit limit of ICICI card?

[EnthuCC]

Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer.

Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available.

Is there any trick or tip to get limit increased without contacting PNO and providing ITR? The latest ITR V hasn't been processed yet.

 

[Vimal Jesu Raj A]

Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer.

Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available.

Is there any trick or tip to get limit increased without contacting PNO and providing ITR? The latest ITR V hasn't been processed yet.

Just mail them your scenario of no LE in last 1.5 years, but they will ask ITR/salary credit bank statement for sure to process the LE.
I too haven't recieved the LE in the mobile app, mailed them with docs, LE done within a week.

 

[Quiksilver27]

Hi, my ICICI card is 8-9 years old with 5L limit. It used to increase every year but for the last 18-20 months I have not received any limit enhancement offer.

Upon contacting them on Twitter they reffered me to check for LE offer in iMobile app but there is none available.

Is there any trick or tip to get limit increased without contacting PNO and providing ITR? The latest ITR V hasn't been processed yet.

even e-verified acknowledgement shud be enuf.. how will they know if its processed or not

 

[EnthuCC]

Just mail them your scenario of no LE in last 1.5 years, but they will ask ITR/salary credit bank statement for sure to process the LE.
I too haven't recieved the LE in the mobile app, mailed them with docs, LE done within a week.

Is there any specific email address for that?

 

[Vimal Jesu Raj A]

Is there any specific email address for that?

Mail Id - customer.care@icicibank.com

 

[EnthuCC]

Mail Id - customer.care@icicibank.com

They rejected my request without even asking for ITR or CIBIL inquiry.

 

[Vimal Jesu Raj A]

They rejected my request without even asking for ITR or CIBIL inquiry.

Ask them the reason for rejection.
By the way how old is your card?
What is the variant you're holding and credit limit?
When was the last limit revision happened?

 

[EnthuCC]

Ask them the reason for rejection.
By the way how old is your card?
What is the variant you're holding and credit limit?
When was the last limit revision happened?

I have 3 ICICI cards.
HPCL Coral - 9 years old
Amazon Pay - 5 years old
Coral Rupay - since the launch

CL is 5L on both
Last time credit limit was increased like 18 months ago.

 

[Vimal Jesu Raj A]

I have 3 ICICI cards.
HPCL Coral - 9 years old
Amazon Pay - 5 years old
Coral Rupay - since the launch

CL is 5L on both
Last time credit limit was increased like 18 months ago.

Obviously you must get a CL increase, call them and request firmly for the same, for sure they will do it

 

[BVCBVC is verified member.]

I have 3 ICICI cards.
HPCL Coral - 9 years old
Amazon Pay - 5 years old
Coral Rupay - since the launch

CL is 5L on both
Last time credit limit was increased like 18 months ago.

Usually ICICI provides LE offers during festive season.

Optionally you can try at this.

 

[EnthuCC]

Obviously you must get a CL increase, call them and request firmly for the same, for sure they will do it

Call where?
I called RM and he advised me not ask for CL increase as he said they might reduce my limit because of my ITR!

Optionally you can try at this.

Sent SMS twice.
Didn't work.

 

[Everybody]

Usually ICICI provides LE offers during festive season.

Optionally you can try at this.

View attachment 68128

Seems like they skipped this festive 🙁

 

[Swastik]

Call where?
I called RM and he advised me not ask for CL increase as he said they might reduce my limit because of my ITR!

Sent SMS twice.
Didn't work.

SMS only works if you have a pre existing offer, Otherwise not very useful

 

[Vimal Jesu Raj A]

Call where?
I called RM and he advised me not ask for CL increase as he said they might reduce my limit because of my ITR!

Sent SMS twice.
Didn't work.

Understood your work.. then wait till the upcoming festive season, let's see

 

[EnthuCC]

Understood your work.. then wait till the upcoming festive season, let's see

I stopped using all cards as suggested by @SSV

 

[Sachin2008]

Same limit for almost 1.5 years. No increase
should I email them ?
Do they increase the limit with documents?

 

[Swastik]

Same limit for almost 1.5 years. No increase
should I email them ?
Do they increase the limit with documents?

Sure, send supporting docs by mail