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Issue Resolved How I got my HDFC Swiggy CC LTF as a floater on TataNeu CC

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shashankverma

shashankverma

TF Premier
I already hold HDFC Tata Neu Infinity with a credit limit of 2.9 Lacs
When I received LTF notification on swiggy app I applied instantly and HDFC rejected my card within few hours.
On reaching out to customer service email I was informed that the card was rejected as I already hold HDFC cobranded credit card.
I then sent an email to Grievance desk (https://www.technofino.in/community...for-all-credit-cards-and-bank-accounts.28187/) to reconsider my application, who then asked for my payslips and then again rejected card with same reason of 1 co branded card allowed, but told me that I can apply as a floater card.
Yesterday I sent the scanned copy of floater card application after filling in my details and application number as my old application number which they rejected after signing it. (Will attach for reference)
Today I got my instant CC generated and physical card is on the way with a message that credit limit will be updated same as my TataNeu limit within 5 days.
Hope this will help anyone who plan to apply the card in future while holding another HDFC Cobranded card.
 

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    maverick said:
    I have LTF millennia and LTF neu infinity, I don't have LTF swiggy cc offer in swiggy app so can I request LTF swiggy as a floater cc on the basis of either of above mentioned cc?
    Click to expand...
    You won’t get it LTF to begin with if you don’t have offer on Swiggy. But there is a trick in another thread to convert it into LTF later by telling customer care you had the offer when you applied and send them fake snapshots from someone else’s account who had the offer.
     
    Upvote 0 Downvote
    My application was rejected due to same reason a month ago and i ignored mailing them
    I don't understand why they do this
    Anyways they provide the shared limit for the 2nd card even it is approved but why they r asking to fill form again.
     
    Upvote 0 Downvote
    I also applied Swiggi cc, I got the mail that tere is some discrepency and they are asking me to send my documents to their Chennai office by post. I already have Millennia and Tata Nu Infinity with 2.6l limit and varrification happned through my HDFC sv account!!!
     
    Upvote 0 Downvote
    I have Infinia and floater LTF Neu infinity and floater Biz black

    Got LTF Swiggy offer in the app and applied. But it got rejected last week without giving any reason

    I didn’t bother as I already have SBI cashback. But looking at this thread, I am thinking of sending email to reconsider my application. Lets see
     
    Upvote 0 Downvote
    sourpai said:
    I have Infinia and floater LTF Neu infinity and floater Biz black

    Got LTF Swiggy offer in the app and applied. But it got rejected last week without giving any reason

    I didn’t bother as I already have SBI cashback. But looking at this thread, I am thinking of sending email to reconsider my application. Lets see
    Click to expand...
    You can hold max 3 HDFC CC at once! Maybe that’s the reason it got rejected
     
    Upvote 0 Downvote
    sourpai said:
    I have Infinia and floater LTF Neu infinity and floater Biz black

    Got LTF Swiggy offer in the app and applied. But it got rejected last week without giving any reason

    I didn’t bother as I already have SBI cashback. But looking at this thread, I am thinking of sending email to reconsider my application. Lets see
    Click to expand...
    Do apply and let us know! Cause if approved you will have 4 hdfc cc in total.
     
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    Upvote 0 Downvote
    sourpai said:
    I have Infinia and floater LTF Neu infinity and floater Biz black

    Got LTF Swiggy offer in the app and applied. But it got rejected last week without giving any reason

    I didn’t bother as I already have SBI cashback. But looking at this thread, I am thinking of sending email to reconsider my application. Lets see
    Click to expand...
    Any updates, mate?
     
    Upvote 0 Downvote
    shashankverma said:
    I already hold HDFC Tata Neu Infinity with a credit limit of 2.9 Lacs
    When I received LTF notification on swiggy app I applied instantly and HDFC rejected my card within few hours.
    On reaching out to customer service email I was informed that the card was rejected as I already hold HDFC cobranded credit card.
    I then sent an email to Grievance desk (https://www.technofino.in/community...for-all-credit-cards-and-bank-accounts.28187/) to reconsider my application, who then asked for my payslips and then again rejected card with same reason of 1 co branded card allowed, but told me that I can apply as a floater card.
    Yesterday I sent the scanned copy of floater card application after filling in my details and signing it. (Will attach for reference)
    Today I got my instant CC generated and physical card is on the way with a message that credit limit will be updated same as my TataNeu limit within 5 days.
    Hope this will help anyone who plan to apply the card in future while holding another HDFC Cobranded card.
    Click to expand...
    Was there a CIBIL hit by HDFC when you applied for the Swiggy card?
     
    Upvote 0 Downvote
    For floater cards, does a separate CIBIL card account gets created or there is a single card account showing in bureau? Like both main and floater card considered dual card and having one cibil account, similar to what icici sapphiro cc does?
     
    Upvote 0 Downvote
    the_dark_knight said:
    For floater cards, does a separate CIBIL card account gets created or there is a single card account showing in bureau? Like both main and floater card considered dual card and having one cibil account, similar to what icici sapphiro cc does?
    Click to expand...
    I have 3 HDFC cards all are reported to Credit bureau as separate accounts but all got through normal application route, not through floater card application process
     
    Upvote 0 Downvote
    shashankverma said:
    I already hold HDFC Tata Neu Infinity with a credit limit of 2.9 Lacs
    When I received LTF notification on swiggy app I applied instantly and HDFC rejected my card within few hours.
    On reaching out to customer service email I was informed that the card was rejected as I already hold HDFC cobranded credit card.
    I then sent an email to Grievance desk (https://www.technofino.in/community...for-all-credit-cards-and-bank-accounts.28187/) to reconsider my application, who then asked for my payslips and then again rejected card with same reason of 1 co branded card allowed, but told me that I can apply as a floater card.
    Yesterday I sent the scanned copy of floater card application after filling in my details and signing it. (Will attach for reference)
    Today I got my instant CC generated and physical card is on the way with a message that credit limit will be updated same as my TataNeu limit within 5 days.
    Hope this will help anyone who plan to apply the card in future while holding another HDFC Cobranded card.
    Click to expand...

    What did you write in the application number field? The application no. of your rejected cc applications?
     
    Upvote 0 Downvote
    Hi guys,

    Went through the entire thread, I just applied using Swiggy looking at the LTF offer. But got rejected without any reason.
    I already have SBI cashback and HSBC live+ which fullfills all the benifits that HDFC swiggy is providing and more.

    Does HDFC Swiggy card still makes sense for me ?

    And I wish to apply for HDFC IRCTC Card but it's always giving me an error saying you've already applied for a credit card. My Tata neu infinity was approved more than 8 months ago.

    Will they approve two floater cards within 6 months if I apply for both.
     
    Upvote 0 Downvote
    vaibhavchits said:
    Hi guys,

    Went through the entire thread, I just applied using Swiggy looking at the LTF offer. But got rejected without any reason.
    I already have SBI cashback and HSBC live+ which fullfills all the benifits that HDFC swiggy is providing and more.

    Does HDFC Swiggy card still makes sense for me ?

    And I wish to apply for HDFC IRCTC Card but it's always giving me an error saying you've already applied for a credit card. My Tata neu infinity was approved more than 8 months ago.

    Will they approve two floater cards within 6 months if I apply for both.
    Click to expand...
    After rejection of one application restrain from applying another hdfc Cc as it will probably get rejected due to cooldown not completed
     
    Upvote 0 Downvote
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