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How long it takes to get Kotak Pre-Approved CC offers for new 811 account?

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StanRoute66

StanRoute66

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Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?
 
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StanRoute66 said:
Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?
Click to expand...
Minimum six months required to get pre approved card, myself opened account with Kotak on 2019 within six months received preapproved league platinum card offer hence I applied process as usual same physical verification was happened both office and residence card application submit to receipt of card is 15 days, now they...
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souvikdey2002 said:
This is the exact same reason I also opened 811.
I'm surprised that how come our agenda is so similar.
You have done exactly what you were supposed to do, now do the transaction regularly in the account, doesn't matter how, may be UPI may be Debit Card.

BUT DON'T EVER TAKE THAT 811 FD CARD, EVEN IF YOU GET THE INVITATION WITHIN NEXT 3 MONTHS OF OPENING THE ACCOUNT. ELSE YOU WILL NOT BE OFFERED ANY MORE CARD FOR SURE AS @Batmanbaba IS SUFFERRING NOW.

So just wait for 6 month & let me once you started getting offers. Kotak rolls out offers on every Quarter.
I'm also in the same que as you are. 🙂
Click to expand...
It has only been a month of closing my fd card... Mostly I will start getting after 2-3 months.... I am doing good transactions above 50k in my kotak account... Will continue doing so for 2-3 months...
 
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StanRoute66 said:
Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?
Click to expand...
I recieved pre-approved cc offer within 4 months of opening my 811 account.
 
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Lakshya Mahani said:
Sure, why Not?🙂
Click to expand...
Actually i was thinking to open 811 account
So here are my questions
1. Minimum balance requirement
2. Initial funding
3. Maximum balance i can keep in the account
4. Cheque book and passbook is available or not?
5. Physical debit card is compulsory? If yes what is the annual fee?
6. How many times in a month i can deposit money in the branch.
7. How many times in month i can withdraw money in the branch.
8. Is this totally a digital account or i can operate this in branch also. If something happens with me like fraud or some problem in account branch will help or they will say this is an online account call customer care.

That's it for now 😂😂 if i remember something else I'll ask again 😂😂
I hope you will answer these questions.🥰
 
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Bob78900 said:
Actually i was thinking to open 811 account
So here are my questions
1. Minimum balance requirement
2. Initial funding
3. Maximum balance i can keep in the account
4. Cheque book and passbook is available or not?
5. Physical debit card is compulsory? If yes what is the annual fee?
6. How many times in a month i can deposit money in the branch.
7. How many times in month i can withdraw money in the branch.
8. Is this totally a digital account or i can operate this in branch also. If something happens with me like fraud or some problem in account branch will help or they will say this is an online account call customer care.

That's it for now 😂😂 if i remember something else I'll ask again 😂😂
I hope you will answer these questions.🥰
Click to expand...
You can get all from here.... Remember one thing... You have to do full kyc by visiting nearest branch. .... I dont know it its applicable now or vkyc will do things....

811 T&C

www.kotak.com www.kotak.com
 
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1. 0
2. 0
3. I am Not Sure( I heard Somewhere- 1.20 lakhs)
4. Cheque book is available easily, but getting the passbook depends on branch itself. I got the passbook after trying for 5-6 times from different branches ( MY EXPERIENCE WITH PASSBOOK).
5. Physical debit card is optional (fee-235Rs)
6. Maybe 4 times, i haven't deposited cash into my account, so not 100% sure.
7. 4 times for both deposit and withdrawal included.
8. You can easily operate this account offline also for general banking services.
 
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Lakshya Mahani said:
1. 0
2. 0
3. I am Not Sure( I heard Somewhere- 1.20 lakhs)
4. Cheque book is available easily, but getting the passbook depends on branch itself. I got the passbook after trying for 5-6 times from different branches ( MY EXPERIENCE WITH PASSBOOK).
5. Physical debit card is optional (fee-235Rs)
6. Maybe 4 times, i haven't deposited cash into my account, so not 100% sure.
7. 4 times for both deposit and withdrawal included.
8. You can easily operate this account offline also for general banking services.
Click to expand...
Maximum balance is the drawback for me🥲
 
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AllSeeker said:
You can ask for increase in maximum balance criteria while you visit branch to do full kyc. I had done it, in my case it was increased to 4 lacs from what was I think 1.5 or 2 lacs previously when I opened a/c by default
Click to expand...
4 lac is still low sometimes you have to do bigger transaction. For ex you applied for 10 lac loan now you want 7-8 lac in your account you cannot transfer due to maximum limit. That's why i don't like account with maximum limit.
 
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Bob78900 said:
4 lac is still low sometimes you have to do bigger transaction. For ex you applied for 10 lac loan now you want 7-8 lac in your account you cannot transfer due to maximum limit. That's why i don't like account with maximum limit.
Click to expand...
Well, then you need to move to more premium accounts, free me itana hi maja milata hian. 😉
 
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