How long it takes to get Kotak Pre-Approved CC offers for new 811 account?

[StanRoute66]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

 

[TheTrickySid]

Maximum balance is the drawback for me🥲

There's no limit for maximum balance when you complete full KYC.

 

[TheTrickySid]

I recieved pre-approved cc offer within 4 months of opening my 811 account.

Where can we check if we have received pre approved offer or not.

 

[Lakshya Mahani]

Where can we check if we have received pre approved offer or not.

You can check in the app itself or the net banking.

 

[akshayhs]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

I'd say for me it was 3 days. I opened mine on April 21st and it didn't take me long enough until I started seeing Dream different pre-approved offers.

 

[Lakshya Mahani]

I'd say for me it was 3 days. I opened mine on April 21st and it didn't take me long enough until I started seeing Dream different pre-approved offers.

But please stay away from this card as it is backed by a fd. As you get this card, it may take a long time to get a pre-approved offer for unsecured card.

 

[AllSeeker]

Kotak bank cards are quite bad in terms of rewards anyways, might want to stay away from it unless its your first card. Only saving grace is they have good offers in actual electronic showrooms/shops.

 

[akshayhs]

But please stay away from this card as it is backed by a fd. As you get this card, it may take a long time to get a pre-approved offer for unsecured card.

Truel. I am just removing all the notifications off the screen. Not even remotely interested in it.

 

[Bob78900]

Well, then you need to move to more premium accounts, free me itana hi maja milata hian. 😉

Dude in my canara bank account there is no maximum limit even sbi offers no maximum limit on zero balance account

 

[Bob78900]

Wo

There's no limit for maximum balance when you complete full KYC.

View attachment 924

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Wow thanks for the information ❤️

 

[Lakshya Mahani]

Dude in my canara bank account there is no maximum limit even sbi offers no maximum limit on zero balance account

Brother you can use 811 account after full kyc for no restrictions.
I am using this account without any restrictions.

 

[Bob78900]

Canara by default is zero balance, right?

Mine is 1000 mab

 

[Bob78900]

Brother you can use 811 account after full kyc for no restrictions.
I am using this account without any restrictions.

Okay bhai 🥰

 

[Bob78900]

Ah okay ... But do they have any non maintenance charges?

Never faced any so don't know

 

[StanRoute66]

This Video provides good info on the topic of this thread .

 

[prc1990]

Its LTF 🙂View attachment 891

Is it a view from your net banking?

 

[prc1990]

Apparently if you go to the link https://kudosdigital.kotak.com/vivid/vividflow/run/cc_etb_flow#CustomerSelection and select customer type as New and enter salary greater than 25K, League Platinum card will show up with 0 Joining and Annual Fees i.e. LTF.

Any customer with no prior relationship with Kotak bank, got this card as LTF through the above link?

 

[Lakshya Mahani]

Is it a view from your net banking?

No, i was applying my card through a link.

 

[prc1990]

No, i was applying my card through a link.

https://kudosdigital.kotak.com/vivid/vividflow/run/cc_etb_flow#CustomerSelection is it the link you were referring to?

 

[Lakshya Mahani]

https://kudosdigital.kotak.com/vivid/vividflow/run/cc_etb_flow#CustomerSelection is it the link you were referring to?

Yes.

 

[prc1990]

Yes.

Have you already received the card?