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How long it takes to get Kotak Pre-Approved CC offers for new 811 account?

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StanRoute66

StanRoute66

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Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?
 
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StanRoute66 said:
Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?
Click to expand...
Minimum six months required to get pre approved card, myself opened account with Kotak on 2019 within six months received preapproved league platinum card offer hence I applied process as usual same physical verification was happened both office and residence card application submit to receipt of card is 15 days, now they...
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AllSeeker said:

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This one is free for first 4 years, and you can make up with milestone benefit with spends of 50k if you want to keep it after that.

Might not be a bad card to keep around if you are only interested in SBI online offers.
Click to expand...
Yes use for 3years itne time me avg score ho jayega then try to get unsecured
 
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Bob78900 said:
Time to withdraw my decision of taking secured cc from icici and sbi will take from canara or that paisabazar sbm card🥲
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Dont take FD based/Secured Credit Card from ICICI. You will Never get their pre-approved offer. Have patience. I also never used to get any card since 2020, but now I got Flipkart card (applied normally), and it got approved. It's on the way
 
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AsishB said:
Dont take FD based/Secured Credit Card from ICICI. You will Never get their pre-approved offer. Have patience. I also never used to get any card since 2020, but now I got Flipkart card (applied normally), and it got approved. It's on the way
Click to expand...
No in my case i have taken a secured cc from ICICI however I have also get pre approved offer from ICICI but due to my age I'm un able to claim it🥺
 
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souvikdey2002 said:
This is the exact same reason I also opened 811.
I'm surprised that how come our agenda is so similar.
You have done exactly what you were supposed to do, now do the transaction regularly in the account, doesn't matter how, may be UPI may be Debit Card.

BUT DON'T EVER TAKE THAT 811 FD CARD, EVEN IF YOU GET THE INVITATION WITHIN NEXT 3 MONTHS OF OPENING THE ACCOUNT. ELSE YOU WILL NOT BE OFFERED ANY MORE CARD FOR SURE AS @Batmanbaba IS SUFFERRING NOW.

So just wait for 6 month & let me once you started getting offers. Kotak rolls out offers on every Quarter.
I'm also in the same que as you are. 🙂
Click to expand...
@Batmanbaba
An update regarding those who took 811 #dreamdifferent credit card and thinking no more unsecured card from Kotak can be obtained even after closing the secured card.

I took #dreamdifferent card 2020 Dec. Closed on Mar 2022. It's closed in cibil as well after a month. On June 4th I applied through branch for Unsecured card and it got approved yesterday. No call / physical verification / No VKYC / No income documents.
Variant - League Platinum
Fees - LTF

If ready to pay fees, other variant can get as well.
 
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alanabraham said:
@Batmanbaba
An update regarding those who took 811 #dreamdifferent credit card and thinking no more unsecured card from Kotak can be obtained even after closing the secured card.

I took #dreamdifferent card 2020 Dec. Closed on Mar 2022. It's closed in cibil as well after a month. On June 4th I applied through branch for Unsecured card and it got approved yesterday. No call / physical verification / No VKYC / No income documents.
Variant - League Platinum
Fees - LTF

If ready to pay fees, other variant can get as well.
Click to expand...
Well waiting for the same as pre approved.... Mostly will get till july August
 
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alanabraham said:
@Batmanbaba
An update regarding those who took 811 #dreamdifferent credit card and thinking no more unsecured card from Kotak can be obtained even after closing the secured card.

I took #dreamdifferent card 2020 Dec. Closed on Mar 2022. It's closed in cibil as well after a month. On June 4th I applied through branch for Unsecured card and it got approved yesterday. No call / physical verification / No VKYC / No income documents.
Variant - League Platinum
Fees - LTF

If ready to pay fees, other variant can get as well.
Click to expand...
League Platinum has always been LTF.
Doesn't matter you have account, or not.
But once you have that Dream Different then you won't get anything as a part of Pre-Approved offer, from branch you can apply manually always.
Secondly, you won't get any more LTF offer like White & Royal Signature even if you do very high transaction with them.
 
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souvikdey2002 said:
League Platinum has always been LTF.
Doesn't matter you have account, or not.
But once you have that Dream Different then you won't get anything as a part of Pre-Approved offer, from branch you can apply manually always.
Secondly, you won't get any more LTF offer like White & Royal Signature even if you do very high transaction with them.
Click to expand...
Not true. There are many who have league platinum with fees.

Regarding getting White as LTF is not related to one who already possessed #dreamdifferent card or not.
 
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I HAVE KOTAK 811 DREAM DIFF. CARD WITH 35500 FD BASED
I HAVE AN PRE APPROVED OFFER FOR LEAGUE PLATINUM CARD BUT I AM UNABLE TO APPLY FOR IT
AS I CLICK ON IT SAYS YOUR CARDCAN'T UPGRADE
 
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alanabraham said:
@Batmanbaba
An update regarding those who took 811 #dreamdifferent credit card and thinking no more unsecured card from Kotak can be obtained even after closing the secured card.

I took #dreamdifferent card 2020 Dec. Closed on Mar 2022. It's closed in cibil as well after a month. On June 4th I applied through branch for Unsecured card and it got approved yesterday. No call / physical verification / No VKYC / No income documents.
Variant - League Platinum
Fees - LTF

If ready to pay fees, other variant can get as well.
Click to expand...
What did you mention in income section in the application form??
 
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