How long to wait after many cibil enquiries

[Kumar93196]

Then wait for few days
When they say u will.get verification call from gurgaon office

Card approved.

Limit is 20k is it merged with existing card or will it be separate....?

My old card has limit of 17k

 

[Animesh67]

Recently my sbi CB has been approved but limit is only 16k and have BPCL rupay with 30k limit and don't want to transfer BPCL limit to sbi CB CC. So when Should I apply again for third sbi cc? I applied sbi CB card after 4 month of BPCL approval.

You should have waited at least 6 months before getting the SBI CB. As your limit in BPCL is 30K

My sbi CB limit is 16k only.
Is sbi provide l.e on sbi CB CC? If yes it will take atleast six months and it will be better to I should apply new sbi cc after three months.

SBI generally doesn't give LE on your CB card. You can get LE on other cards.

I am saying that I will apply next sbi cc after three months and if I get approval I will transfer all the possible limit to sbi CB from this new sbi cc..

Don't apply 3rd CC either it will be rejected or come with a low limit. You are not meeting the criteria. Your highest limit card in cibil, credit age?

 

[Animesh67]

Not 100% sure but its salary and CIBIL score I guess, can someone else confirm?

No, My son is self-employed he got SBI CB(1st SBI Card) in a first chance without any verification with a 50K limit. It depends on your cibil profile and credit history.

 

[Animesh67]

Limit is 20k is it merged with existing card or will it be separate....?

Separate limit for SBI cards

 

[Ak Singh]

Don't apply 3rd CC either it will be rejected or come with a low limit. You are not meeting the criteria. Your highest limit card in cibil, credit age?

Highest limit in cibil- 100k
Credit age- 3.5 yrs

 

[Animesh67]

Highest limit in cibil- 100k
Credit age- 3.5 yrs

For SBI wait for at least 6 months but you will not get a higher limit for sure without Income proof or increasing your other card limit