How many active credit cards do you have? Flash your portfolio.

[cardy]

Have credit age more than 15 years now still an Amateur CC portfolio.

HDFC Regalia Gold FYF 6.2L CL
ICICI APay 5.9L CL
ICICI Coral Rupay LTF 5.9L CL
One Card 5L CL
Federal Scapia 6.51L CL

Looking to make Regalia Gold LTF and maybe LE/DCB/Infinia upgrade.

I was offered upgrade to FYF DCB plastic back in feb didnt take it. Are they only giving metal DCB now?

Is your scapia limit intact or decreased

 

[krish11]

I have posted all my credit card in following thread -

Your First Credit Card Story - How did you get your first credit card?

30 years back - when there were no CIBIL n credit scores or online applications or reward points or FYF or LTF - I got my first few credit cards through my friends - EX-PNB Colleagues - in various other banks. Anand in Andhra Bank helped me to get AB Visa Classic card. Prabhakar K in BOB...

www.technofino.in

 

[s4more]

Is your scapia limit intact or decreased

Decreased to 1L

 

[cardy]

Decreased to 1L

It seems every single scapia card limit decreased

 

[SSV]

In my 4 years of credit history I have acquired cards from almost all banks.

1. HDFC IOCL Rupay- 2,20,000 - LTF
2. HDFC Tata Neu Infinity - 2,20,000 - LTF
3. Axis Flipkart - 3,00,000 - LTF
4. Axis Ace - 3,00,000 - 500₹
5. Axis MyZone - 3,00,000 -LTF
6. ICICI Platinum - 4,00,000 - LTF
7. ICICI Amazonpay - 2,10,000 - LTF
8. ICICI MMT Visa Signature - 4,00,000 - LTF
9. ICICI Coral Rupay - 4,00,000 - LTF
10. ICICI Rubyx MC - 4,00,000 - LTF
11. ICICI Rubyx Amex - 4,00,000 - LTF
12. SBI SimplyClick - 94,000 - LTF
13. SBI Cashback - 1,60,000 - 1000₹
14. BOB Premier Rupay- 97,500 - LTF
15. BOB HPCL Rupay- 97,500 - 500₹
16. BOB Snapdeal Rupay - 97,500 - 250₹
17. Kotak Zen - 6,00,000 - LTF
18. Kotak League Plat Rupay - 6,00,000 - LTF
19. Kotak virtual rupay - 6,00,000 - LTF
20. Indusind Legend - 1,03,200 - LTF
21. Indus Rupay Platinum - 1,03,200 - LTF
22. AU Bank Lit - 3,00,000 - LTF
23. AU Instapay Rupay - 1,00,000 - LTF
24. Yes Finbooster - 3,00,000 - LTF
25. Yes Virtual Rupay - 3,00,000 - LTF
26. Amex MRCC - 6,80,000 - 1500₹
27. PNB Rupay Platinum - 50,000 - LTF
28. SC Smart - 3,12,500 - 500₹
29. RBL World Safari - 2,28,000 - LTF
30. Citi Rewards - 90,000 - LTF
31. One Metal Card - 1,80,000 - LTF
32. HSBC Visa Platinum - 3,00,000 - LTF
Total Limit - 46,25,200₹

Wife's Cards
33. HDFC Millennia - 1,10,000 - LTF
34. HDFC Virtual Rupay - 1,10,000 - 99₹
35. Airtel Axis - 49,000 - 500₹
36. Indusind Legend - 1,00,000 - LTF
37. Indus Rupay Platinum - 1,00,000 - LTF
38. Scapia Federal Bank - 20,000 - LTF
39. AU Excite Ace - 2,00,000 - LTF
40. SC EaseMyTrip - 90,000 - 350₹
Total Limit - 5,69,000₹

CC Cute Couple 💑.. so cuuuute !!

 

[sahildca]

It seems every single scapia card limit decreased

iss sankat ki ghadi me
sab ka kata hai bas kuch ka hi badha hai 😜

 

[cardio_guy]

Card	Variant	Limit	Fees
ICICI Amazon Pay	Visa	10L	LTF
ICICI Coral	Rupay	10L	LTF
ICICI Sapphiro	Visa Signature	10L	LTF
Federal Celesta	Visa Signature	5L	LTF

Planning to take this year:

• IDFC First Wealth
• AU Xcite Ultra
• ICICI Rubyx & Emeralde
• HDFC Swiggy & Tata Neu Infinity

 

[vaibhavpp0707]

How IDFC cards are missing ?
Else great LTF portfolio

Got idfc first select.
Applied on Wednesday approved and card generated within 1 day.
Nodal officer cleared the old application.

 

[infinia_finally]

Hehe!!!
HDFC: Imperia + Long standing relationship
Axis: Burgundy
ICICI: Campus programme
IDFC Wealth upgrade based on Income
IndusInd EazyDiner I think I just got lucky

Did you get Infinia LTF during COVID upgrade offer?

 

[rahulsethi]

New additions for the year HDFC Paytm, Amex Platinum Charge, HSBC Platinum Rewards, now 5 short of my half century. 🙌

 

[Rohith-2009]

New additions for the year HDFC Paytm, Amex Platinum Charge, HSBC Platinum Rewards, now 5 short of my half century. 🙌

Why do you want 50 cards?

 

[raghu.rokda]

New additions for the year HDFC Paytm, Amex Platinum Charge, HSBC Platinum Rewards, now 5 short of my half century. 🙌

How you get paytm Hdfc ?

 

[rahulsethi]

How you get paytm Hdfc ?

Simply by applying on paytm app got rejected at once then auto approved later 🤣

 

[rahulsethi]

Why do you want 50 cards?

For the fun of it

 

[SSV]

Why do you want 50 cards?

50 is lucky number !!

 

[CreditMaster]

Did you get Infinia LTF during COVID upgrade offer?

No, long before that

 

[pprakash11]

New additions for the year HDFC Paytm, Amex Platinum Charge, HSBC Platinum Rewards, now 5 short of my half century. 🙌

First HSBC Card ?

 

[rahulsethi]

First HSBC Card ?

First Amex Platinum charge as an upgrade to gold charge, then HDFC Paytm as a floater card, and finally new credit limit with HSBC Platinum. Meanwhile applied for Kotak PVR Inox also which got rejected as I already hold 3 Kotak cards. Yes this is my first HSBC card.

 

[pprakash11]

First Amex Platinum charge as an upgrade to gold charge, then HDFC Paytm as a floater card, and finally new credit limit with HSBC Platinum. Meanwhile applied for Kotak PVR Inox also which got rejected as I already hold 3 Kotak cards. Yes this is my first HSBC card.

Just wanted to explore how many cibil hits prior to your HSBC application?
be specifically in last 2 months ? In last 6 months?

 

[MOhit __]

Just wanted to explore how many cibil hits prior to your HSBC application?
be specifically in last 2 months ? In last 6 months?

I have 28 credit cards that I collected purely for fun. because of Cibil I have to make 1 transaction from each credit card once a month, and Im tired of this activity.
I will close 20 of my credit cards and only keep 7 or 8 active, because it's wasting my time to have to enable transactions in the app first and then disable them again.