How many active credit cards do you have? Flash your portfolio.

[pprakash11]

I have 28 credit cards that I collected purely for fun. because of Cibil I have to make 1 transaction from each credit card once a month, and Im tired of this activity.
I will close 20 of my credit cards and only keep 7 or 8 active, because it's wasting my time to have to enable transactions in the app first and then disable them again.

Kyu karna hai har month sare credit card pe 1 transaction ?

 

[MOhit __]

Kyu karna hai har month sare credit card pe 1 transaction ?

cibil me dikhne ke liye, ki payment time pe ho gaya hai

 

[rahulsethi]

Just wanted to explore how many cibil hits prior to your HSBC application?
be specifically in last 2 months ? In last 6 months?

80 plus 😅 bro I added 40 credit cards over last one year so imagine my cibil enquiries.

 

[Deleted member 23535]

What you guys do with so many cards?
What r d benefits?

 

[rahulsethi]

What you guys do with so many cards?
What r d benefits?

Free business class flights, five star nights, e-commerce vouchers, credit card discounts, cashbacks, accelerated rewards, lifestyle benefits, lounge accesses bla bla

 

[Deleted member 23535]

Free business class flights, five star nights, e-commerce vouchers, credit card discounts, cashbacks, accelerated rewards, lifestyle benefits, lounge accesses bla bla

Then can you pls tell me
If there are any tricks to spend on sbi cb cc, amex mrcc ? To reach annual spends

 

[pprakash11]

80 plus 😅 bro I added 40 credit cards over last one year so imagine my cibil enquiries.

Still those HSBC buggers approved your application right ??

Mine got decline with 6 cibil hits in last 6 months

 

[rahulsethi]

Still those HSBC buggers approved your application right ??

Mine got decline with 6 cibil hits in last 6 months

This was my 3rd attempt with HSBC, dong loose heart.

 

[rahulsethi]

Then can you pls tell me
If there are any tricks to spend on sbi cb cc, amex mrcc ? To reach annual spends

SBI CB CC doesn't offer any annual spends waiver. AMEX generally offers you spend based exceptions just call them.

 

[pprakash11]

This was my 3rd attempt with HSBC, dong loose heart.

Your all 3 tries were for HSBC Platinum or HSBC Cashback as well ?

 

[rahulsethi]

Your all 3 tries were for HSBC Platinum or HSBC Cashback as well ?

All for Platinum or smart value

 

[pprakash11]

SBI CB CC doesn't offer any annual spends waiver. AMEX generally offers you spend based exceptions just call them.

Just a correction
SBI CC offers Annual Fee Waiver at ₹2L annual spends
And
MRCC gives waiver at ₹1.5L annual spends

 

[rahulsethi]

Just a correction
SBI CC offers Annual Fee Waiver at ₹2L annual spends
And
MRCC gives waiver at ₹1.5L annual spends

Ohh is it? Thanks for the update 😁

 

[pprakash11]

All for Platinum or smart value

Means you just needed LTF card from this shitty bank ?

Timeline of all three applications pls

 

[pprakash11]

Ohh is it? Thanks for the update 😁

Y e s

 

[BeingIncog]

SBI CB CC doesn't offer any annual spends waiver.

. . . .

 

[MS R]

cibil me dikhne ke liye, ki payment time pe ho gaya hai

mera credit journey 2021 september se hua . mere paas abhi 15+ credit card hogaya. december 2023 tak har card par kuch na kuch transaction karta raha. jan 2024 se karna band kiya. 219/219 hua abhi tak.

 

[MOhit __]

mera credit journey 2021 september se hua . mere paas abhi 15+ credit card hogaya. december 2023 tak har card par kuch na kuch transaction karta raha. jan 2024 se karna band kiya. 219/219 hua abhi tak.

Band kyu Kia, rakho continue transaction karna

 

[MS R]

bahot tiring hojata hein har card track karne ke liye.... isi chakkar mein payment miss na hojaye

 

[bing1309]

I have
1. Axis Select
2. Axis Samsung Infinte
3. Axis Reserve infinite
4. Citi Indian oil