How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[Adith]

VISA Signature Exclusive and Master World Exclusive DC right? Which 3rd DC is offering BMS discount?

Exclusive platinum dc .

You can also get a digital gold dc earlier but I dint see any good benefits.

 

[Strange]

Exclusive platinum dc .

This card's BMS offer has been discontinued right?

 

[Adith]

This card's BMS offer has been discontinued right?

I did in June . Waiting for next quarter to try again.

 

[skvignesh]

Which PSU bank provides account with 2-3 hrs , need urgent for my relative 2moro?

Thanks

 

[Strange]

Which PSU bank provides account with 2-3 hrs , need urgent for my relative 2moro?

Thanks

try bob in day time.

 

[Lordkk]

try bob in day time.

True that,

Applied bob advantage account at 4 pm
Completed vkyc at 4.30 pm
got account details - activated mobile app, netbanking and upi by 6 pm.

 

[ashwinkashwink is verified member.]

Which PSU bank provides account with 2-3 hrs , need urgent for my relative 2moro?

Thanks

S B I

 

[ashwinkashwink is verified member.]

Anyone using it ?

A

Post in thread 'Yes Bank Curie Money Savings Account Discussions'

Sep 12, 2025

Does anyone have tried this account?

• ashwink

 

[Adi465]

I hold following bank accounts -

Indusind Pioneer Savings a/c - visa infinite dc & pinnacle cc
Kotak Privy Platinum - White cc
SBI Platinum Savings a/c - PPF a/c mainly
Canara aspire a/c - For Rupay Platinum Millenia debit card (lounge benefit + swiggy one lite + LTF till 28 age) & Rupay Select debit card (spa, golf, ott, uber, gym) & MC world cc (lounge + golf)
Jupiter (+ Federal) - unable to close due to nonsense pending charges imposed out of nowhere

Pls suggest me -
1) which dc and cc (want ltf + pre-approved) i should apply from my sbi a/c?
2) if i complain to RBIO will my jupiter a/c charges will get waived off so that i can then start closure process?
3) In Kotak i will remain in privy platinum lvl only since next lvl which is black/solitaire requires family nrv of 1 cr which is not possible so at this lvl can i ask for upgrade to white reserve as LTF and will i actually get it?
4) In indusind one can I ask for upgrade to pioneer legacy cc as LTF and will i actually get it?
5) where it is best for me to open a salary a/c? (you can suggest me any bank)
Also i have heard that Indusind has pioneer only branch so if anyone has ever went to that one then what is so special about it like is it worth visiting once?

 

[Rajx99]

I hold following bank accounts -

Indusind Pioneer Savings a/c - visa infinite dc & pinnacle cc
Kotak Privy Platinum - White cc
SBI Platinum Savings a/c - PPF a/c mainly
Canara aspire a/c - For Rupay Platinum Millenia debit card (lounge benefit + swiggy one lite + LTF till 28 age) & Rupay Select debit card (spa, golf, ott, uber, gym) & MC world cc (lounge + golf)
Jupiter (+ Federal) - unable to close due to nonsense pending charges imposed out of nowhere

Pls suggest me -
1) which dc and cc (want ltf + pre-approved) i should apply from my sbi a/c?
2) if i complain to RBIO will my jupiter a/c charges will get waived off so that i can then start closure process?
3) In Kotak i will remain in privy platinum lvl only since next lvl which is black/solitaire requires family nrv of 1 cr which is not possible so at this lvl can i ask for upgrade to white reserve as LTF and will i actually get it?
4) In indusind one can I ask for upgrade to pioneer legacy cc as LTF and will i actually get it?
5) where it is best for me to open a salary a/c? (you can suggest me any bank)
Also i have heard that Indusind has pioneer only branch so if anyone has ever went to that one then what is so special about it like is it worth visiting once?

5) currently, best one would be HSBC salary account only if u have strictly 3 lakhs + in hand salary, which will get u HSBC Premier account with HSBC Premier CC

 

[Bart Simpson]

Sbi - salary account
Idfc - for saving
Canara - for rupay select debit card
Kotak - dormant

 

[satish0987]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

How idfc gives interest

 

[Adi465]

How idfc gives interest

gives 3% on first 5L then marginal amt. after 5L gets 7% (huge)

 

[iamdhamo]

gives 3% on first 5L then marginal amt. after 5L gets 7% (huge)

If it was 7% for whole amt then it will be good which was the case during earlier days but after d'évaluation it's not the case now.

Any other bank gives like this and also safe?

 

[kjs]

I am going to just keep it to 2 bank account.

1. Investment / Salary
2. Daily transactions account linked with Gpay.
3. Backup upi account since account in no 2 is SBI , and upi can go anytime down in that.

initially i had 4 but 3 is fine now.. Emergency fund i will keep in my wifes account where FD rate is more.

 

[iamdhamo]

I am going to just keep it to 2 bank account.

1. Investment / Salary
2. Daily transactions account linked with Gpay.
3. Backup upi account since account in no 2 is SBI , and upi can go anytime down in that.

initially i had 4 but 3 is fine now.. Emergency fund i will keep in my wifes account where FD rate is more.

A good move. I was also thinking to do same.
After DC charges for IDFC I blocked dc to avoid charges and now will close account.

My secondary acc is idfc and I have SBI as well so will use sbi as secondary

Thinking to do this but idfc is more better than sbi for upi TXN so that makes me to wait

 

[RAMESH BABU N]

As of now, I have
1. Staff CA in SBI (for Pension). No DC.
2. Staff SB in SBI (for investing). No DC.
3. Kotak811 Super (all UPI). Physical DC.
4. HDFC SBMax (all bill payments). Phy.DC.

Physical DCs n Cheques - NEVER used from 2022.

In 2025 - Closed HSBC SB, JIOPB SB, NSDL SB and IPPB SB. Slice SB will be closed in this/next month.

 

[sahil1033]

As of now, I have
1. Staff CA in SBI (for Pension). No DC.
2. Staff SB in SBI (for investing). No DC.
3. Kotak811 Super (all UPI). Physical DC.
4. HDFC SBMax (all bill payments). Phy.DC.

Physical DCs n Cheques - NEVER used from 2022.

In 2025 - Closed HSBC SB, JIOPB SB, NSDL SB and IPPB SB. Slice SB will be closed in this/next month.

sir, reason for closing Slice SB ?

 

[sahil1033]

If it was 7% for whole amt then it will be good which was the case during earlier days but after d'évaluation it's not the case now.

Any other bank gives like this and also safe?

safe till Rs. 5L - Unity Small Finance Bank & Slice

 

[RAMESH BABU N]

sir, reason for closing Slice SB ?

I saw no reason why I can't have it then.
And,
I see no reason why I can't close it now.

All my requirements are already met by my those 4 bank accounts. So, this pinkie can be closed, despite liking it's uniqueness.