How Many Cards Are in Your Wallet? 🤔💳 Share Your Count & Their Purpose!

[Anindya98]

💳 How Many Cards Are in Your Wallet? 🤔


We all carry different cards for different reasons—some for rewards, some for travel, and some just because we love collecting them! 😎


🔥 Drop your card count & their purpose:
✅ Daily spends & cashback 💰
✅ Travel perks & lounge access ✈️🏢
✅ Exclusive discounts & offers 🎁
✅ Just for the collection? 🤩
✅ Cashback & rewards 🎁
✅ Just for the flex? 😎

Do you have any plans to change, replace, or reduce any cards in your wallet?

Let’s see who has the most optimized (or overloaded) wallet! 🚀💬 #CardGame

Both credit and debit cards are part of the discussion.
Share the cards in your wallet and your strategy for using them!

 

[Anindya98]

Update..I got a wallet.

Which one ?

 

[praful47]

Update..I got a wallet.

.

Which one ?

Yes , show which one ?

 

[Sourabh_13]

How's holding two SBI Wealth DC that too both LTF?
We only have option to opt for one.

SBI Wealth DCs have no fess at all, so they are always LTF. It is just a question of whether they issue them to you or not.

SBI allows two physical DCs and one virtual DC (as far as I know).

I had no physical DC before the wealth upgrade. Upon the upgrade, received the Visa Signature card by default. Walked to the regular counter in a non-wealth branch, and applied for the Wealth RuPay Select DC. Now I have both Wealth DCs and one virtual DC.

The same has been done by most of my friends.

Read the last question in the first post. Link: https://www.technofino.in/community/threads/sbi-wealth-upgradation-under-the-iit-offer-101.29230/

 

[Cardzmania]

Cool. Also maybe because I am already holding 2 co-branded cards now. Getting core could take time. I'll wait anyway.

I have same case, I am holding Tata neu Infinity and not able to apply for Regalia Gold even though I fullfill the required salary criteria and willing to pay annual charges. Stupid HDFC CC guy told me they don't issue 2nd card to any customer. I told him I know 1000+ guys who is having 2+ HDFC card. Even One guy in TF having 2 Infinia, but HDFC being HDFC is not willing to consider my request, so I stop chasing it and got myself Axis Atlas. But inside me I have FOMO for HDFC corecard and further wish to get it upgraded to premium one.

Could you update me here when you get the HDFC core card....

 

[Cardzmania]

After getting Infinia, the thrill of collecting cards went away for me. took add-on for my parents incase I hit smartbuy limit on my card.
so the point was, instead of thinking and optimising every spends, tracking milestones, etc, I optimised major spends. this way I don't have to think much for every spend.
Also reduced limit on plat travel from 6.6L to 4.5L since above 4L spend, I won't use it. amex executive was a bit shocked when I said instead of increasing limit, I want to reduce it 🤣.

Nice portfolio... If anyone has Infinia, Atlas & Plat Travel he can cover all type of expenses with help of these 3 cards. I have 2 cards out of these 3, missing Infinia only and to cover this one card I have to add 2 different cards i.e. Amex MRCC & Gold Charge for vouchers purchase (12K Amazon Pay GV)... but I am still missing smartbuy...

 

[Beyond]

I have same case, I am holding Tata neu Infinity and not able to apply for Regalia Gold even though I fullfill the required salary criteria and willing to pay annual charges. Stupid HDFC CC guy told me they don't issue 2nd card to any customer. I told him I know 1000+ guys who is having 2+ HDFC card. Even One guy in TF having 2 Infinia, but HDFC being HDFC is not willing to consider my request, so I stop chasing it and got myself Axis Atlas. But inside me I have FOMO for HDFC corecard and further wish to get it upgraded to premium one.

Could you update me here when you get the HDFC core card....

I also had the same experience, branch guy told me that only that hotel card or biz card can be issued to you. Cant close as tata was my first card

 

[Cardzmania]

I also had the same experience, branch guy told me that only that hotel card or biz card can be issued to you. Cant close as tata was my first card

Yes, I can apply HDFC Marriot Bonvoy Dinners, HDFC Swiggy and other co-branded CC but not any core credit card, due to some internal policy.