How Many Credit Cards Are Allowed Per Customer

[TechnoFinoTechnoFino is verified member.]

Hello everyone,
Have you ever wondered how many credit cards you can hold per bank?
here is the answer-
Some banks offer one credit card & few banks issue multiple credit cards to their customer.
Bank wise, per customer maximum credit card limit -

 

[deep@vie]

As a small contribution, I have complied this list as of July 2023
This is for generic tom, dick and harry without breaking a sweat and without escalation.
HNI , High NRV may have more CC based on their relationship

Amex - 2 CC , 1 Charge
AU - 1
Axis - 4 ( 2 core , 2 cobrand)
BOB - 3 (1 core, 1 cobrand , 1 fuel)
Citi - Any
Federal - 1
HDFC - 2 (1 core, 1 cobrand)
HSBC - Any
Icici - 1 core , 2 cobrand
Idfc - 3 (1 core, 1 cobrand, 1 fd)
IndusInd - 1 core, 1 cobrand
Kotak - 1 core , 1 cobrand
RBL - 1 core , 1 cobrand, 1 super
Sbi - 3
StanC - Any
Yes - 1

Kindly add, subtract, correct as you deem right @TechnoFino @ashwink @bhavyegoel

I guess SBI recently reduced it to 2

 

[MJN]

I

Hello everyone,
Have you ever wondered how many credit cards you can hold per bank?
here is the answer-
Some banks offer one credit card & few banks issue multiple credit cards to their customer.
Bank wise, per customer maximum credit card limit -

View attachment 238

I Have 3 hdfc cards

Regalia Rupay LTF + Tata Neu Rupay Infinity Paid (CL - Rs 4.78 L)

HDFC Rupay LTF IOCL - 20k CL

 

[Gaibnoor]

Does RBL Merge Limit? I got pre approved Duet & Shoprite. One with 3.40L & other with 2.50L, do they merge limit or is there seperate limit for each card ? The agent said separate Limit, but I still have doubts.

I have paisa dust card 2nd card apply kara hu Pan already Existis aara tum kaisa apply kiye shoprite..?

 

[iamrafic]

I guess SBI recently reduced it to 2

I think its 2 - CORE SBI cards + 1 - Co-branded SBI, so totally 3

 

[RAMESH BABU N]

I think its 2 - CORE SBI cards + 1 - Co-branded SBI, so totally 3

Till last year, I was having 2 SBI core cards and Paytm-SBI card. All VISA. Returned 2 cards. Gone in for PNB RuPay.

 

[deep@vie]

I think its 2 - CORE SBI cards + 1 - Co-branded SBI, so totally 3

Yeah 2 core

 

[niranjan0]

I have paisa dust card 2nd card apply kara hu Pan already Existis aara tum kaisa apply kiye shoprite..?

Agent ka call aya tha, pre-approved the only kyc required. I have not recieved any card yet, but both vkyc done within a span of a week. Not sure whether will I receive any of the Cards!

 

[Jatin Kumar]

Hello everyone,
Have you ever wondered how many credit cards you can hold per bank?
here is the answer-
Some banks offer one credit card & few banks issue multiple credit cards to their customer.
Bank wise, per customer maximum credit card limit -

View attachment 238

Its

Hello everyone,
Have you ever wondered how many credit cards you can hold per bank?
here is the answer-
Some banks offer one credit card & few banks issue multiple credit cards to their customer.
Bank wise, per customer maximum credit card limit -

View attachment 238

I request to Technofino, KINDLY update this list. This is 2 year old list. Now many bank allowed 2 credit card to everyone but here it's mentioned only 1 card

 

[TheGuyTheGuy is verified member.]

@TechnoFino Please update the list.

 

[SAS]

@TechnoFino Please update the list.

yes someone has to update this list @TechnoFino sir requesting .....

 

[prasu05]

I guess SBI recently reduced it to 2

The Latest must be something similar to this
Amex - 2 CC , 1 Charge
AU - 1
Axis - 4 ( 2 core , 2 cobrand)
BOB - 3 (1 core, 1 cobrand , 1 fuel)
Federal - 1
HDFC - 2 (1 core, 1 cobrand)I've got 2 co-brand and 1 core cards so total 3 cards are possible even 4 in special cases.
HSBC - Any
Icici - Any
Idfc - 3 (1 core, 1 cobrand, 1 fd)
IndusInd - 1 core, 1 cobrand
Kotak - 1 core , 1 cobrand(I've got core cards so maybe total 3 cards are possible)
RBL - 1 core , 1 cobrand, 1 super
Sbi - 2
StanC - Any
Yes - 1

@TechnoFino or any other veterans may make change to the above list

 

[RAMESH BABU N]

The Latest must be something similar to this
Amex - 2 CC , 1 Charge
AU - 1
Axis - 4 ( 2 core , 2 cobrand)
BOB - 3 (1 core, 1 cobrand , 1 fuel)
Federal - 1
HDFC - 2 (1 core, 1 cobrand)I've got 2 co-brand and 1 core cards so total 3 cards are possible even 4 in special cases.
HSBC - Any
Icici - Any
Idfc - 3 (1 core, 1 cobrand, 1 fd)
IndusInd - 1 core, 1 cobrand
Kotak - 1 core , 1 cobrand(I've got core cards so maybe total 3 cards are possible)
RBL - 1 core , 1 cobrand, 1 super
Sbi - 2
StanC - Any
Yes - 1

@TechnoFino or any other veterans may make change to the above list

PNB - 1

 

[Krishna Kumar]

The Latest must be something similar to this
Amex - 2 CC , 1 Charge
AU - 1
Axis - 4 ( 2 core , 2 cobrand)
BOB - 3 (1 core, 1 cobrand , 1 fuel)
Federal - 1
HDFC - 2 (1 core, 1 cobrand)I've got 2 co-brand and 1 core cards so total 3 cards are possible even 4 in special cases.
HSBC - Any
Icici - Any
Idfc - 3 (1 core, 1 cobrand, 1 fd)
IndusInd - 1 core, 1 cobrand
Kotak - 1 core , 1 cobrand(I've got core cards so maybe total 3 cards are possible)
RBL - 1 core , 1 cobrand, 1 super
Sbi - 2
StanC - Any
Yes - 1

@TechnoFino or any other veterans may make change to the above list

AU: 1 core+ 1 Virtual rupay card

Federal: 1 core + 1 virtual rupay card

BoB: I have Eterna + Easy (2 cores) and Snapdeal.

Idfc: 1 core + not sure of 1 cobranded card rule. I already have Wealth and Power+. Still they offered Vistara and Virtual UPI card. Anyone confirm this.

Indusind: I have Legend(core) + Platinum Rupay+ Eazydiner

SBI: I have Cashback card + Simply save+ simply click (all core)

Yes: core+ rupay UPI card.

 

[CyberPsych]

I have 3 ICICI cards. I can see total limit on all 3 cards as 2.6L

APay ICICI shows full limit - 2,60,000
Coral Rupay - 2,54,000 (as last month EMI is pending)
HPCL Rupay - same as Coral Rupay - 2,54,000

If it is shared limit, Apay ICICI shoul also show 2,54,000 right?

 

[Vimal Jesu Raj A]

@TechnoFino Very useful information that you have shared. I have a doubt that, this list states only the number of core cards from the respective banks or it includes the co branded cards as well?

 

[deep@vie]

I have 3 ICICI cards. I can see total limit on all 3 cards as 2.6L

APay ICICI shows full limit - 2,60,000
Coral Rupay - 2,54,000 (as last month EMI is pending)
HPCL Rupay - same as Coral Rupay - 2,54,000

If it is shared limit, Apay ICICI shoul also show 2,54,000 right?

Limit is shared.
You can only use 2.6l combined on all.
Apay will show all the limit except used on this card only.
Other icici cards will show all the limit except limit used on all icici cards except Apay

 

[Ak Singh]

The Latest must be something similar to this
Sbi - 2

You are saying two cards only in sbi, but I think it is three

SBI: I have Cashback card + Simply save+ simply click (all core)

You are saying you have three sbi cards and all are core. Interesting.

 

[Krishna Kumar]

You are saying you have three sbi cards and all are core. Interesting.

Yes. I initially had the Cashback card. After few months got the SimplyClick card.
A few months back, I was pre-approved for SimplySave Rupay on shared limit basis with the cashback card.

 

[Ak Singh]

Yes. I initially had the Cashback card. After few months got the SimplyClick card.
A few months back, I was pre-approved for SimplySave Rupay on shared limit basis with the cashback card.

Simply save limit is shared or split from sbi cashback cc?
I think sbi doesn't provide shared limit.

 

[Jeet2]

AU: 1 core+ 1 Virtual rupay card

Federal: 1 core + 1 virtual rupay card

BoB: I have Eterna + Easy (2 cores) and Snapdeal.

Idfc: 1 core + not sure of 1 cobranded card rule. I already have Wealth and Power+. Still they offered Vistara and Virtual UPI card. Anyone confirm this.

Indusind: I have Legend(core) + Platinum Rupay+ Eazydiner

SBI: I have Cashback card + Simply save+ simply click (all core)

Yes: core+ rupay UPI card.

Can we alsa have a list of banks which do not re issue cards if we close them?

Also i know a few ppl who have 5 axis cards.