How many Credit Cards do you Carry in your Wallet?

[sri_cc]

I carry the following

Amex Gold - for petrol & wherever POS accepted
SBI CashBack - for offline swiping where AMEX Gold is not accepted (used to axis flipkart for 1.5%)
DCB Metal addon - for lounge access (used to be kotak white) (got this from a friend)
APAY - just for backup
Onecard - backup of backup & any location based deals

else all the cards are available online for me all the time

 

[tryabptryabp is verified member.]

this vs Apple Pay Wallet.

Who wins?

ig Apple pay is accepted internationally more?

For India, Samsung is best. Apple will probably introduce apple pay in 2040 😂

 

[rimtesh]

why do you carry sbi casbback for pos transactions ?
there are better cards which offer higher rewards on offline transactions

3 cards

SBI cashback, HDFC Swiggy and HDFC Millennia

 

[moneyMaker]

Apple Pay is not even available in India though. And it definitely does not support RuPay UPI so I guess Samsung Pay wins.

well turns out, samsung pay has way bettee international support as well, lol.

iPhone is waste of money now.

High End Samsungs, is the way forward 🫡

 

[sudeeshale]

2 cards in my car dashboard
Indian rbl xtra and bpcl octane(for 7%)
1 card in wallet
Axis atlas( for 4%
For upi transactions
Yes kiwi (for 5%)
For online transactions
Sbi Cashback(for 5%)

 

[cardio_guycardio_guy is verified member.]

My main spends are through UPI. So linked Tata neu infinity to Tata neu app and using that almost everywhere.
If card swipe is needed, I use TNI card.
So in short, TNI is the only main card that I use these days.

 

[2025]

Usually two.
1. Lit
2. Cashback

 

[Jeevan raoJeevan rao is verified member.]

I carry 3 credit cards.
Mastercard- Airtel Axis
Visa- ICICI Amazon Pay
Rupay- Tata Neu Infinity
+ 1 Debit card for backup

 

[Credit_Cards]

Atlas primary
Amazon ICICI as fall back

 

[P3T3R_GOA]

I currently carry all 5 active credit card and 2 debit cards.
Planning to reduced the credit cards to 2 and Debit cards to 1.
Planning to use the Infinia as a primary and the Union Bank as a back up.
Coral Rupay is linked to GPay, ICICI Amazon is for Amazon purchases (after I finish the 10K vouchers purchased on Infinia) and EazyDiner is, well, for EazyDiner on the app so no need to carry.

 

[DarthBrooks]

Atlas and Regalia Gold, while flying I carry my Neu Infinity and HDFC Debit just in case.

 

[techstrom007]

INFINIA as primary for all eligible spends.
SBI Octane for Fuel
Amex Platinum travel for non eligible spends.

Axis Burgundy Debit card for cash

 

[draja-cc]

I carry only 2 credit cards Infinia as primary and Airtel Axis as backup + HDFC debit card.
Coral Rupay for UPI (minimal spend. 1-2 k a month so doesn't justify having seperat card for UPI) and EazyDiner on Easydiner app.

While traveling I also carry Easydiner and Infinia PP as backup for lounge access.

 

[Pissant]

Axis Atlas
Amex Gold
HDFC DCP
ICICI Wealth DC

 

[rakeshs]

3:
Infnia
Zenith +
SBI Octane
rest [Axis Airtel, HDFC swiggy, Neu Infinity ]are online (via various apps)

 

[manoj28]

HSBC Live+
ICICI Amazon Pay
Yes Kiwi Rupay

 

[vishalgupta2]

Axis Olympus
Amex Plat Charge until 50k spend is hit for upgrade bonus. Once that is done, it will get replaced with Infinia (supplementary)
HDFC Debit card for backup
UPI is linked to the same HDFC account but I prefer to avoid UPI and pay be card where possible to get points and also to avoid bank statement clutter.

 

[sjmajumder]

Quite a few...

IDFC Wealth
Axis IndianOil Premium
All others with free lounge access