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Can you please share the agents noPlenty of entry level cards Prosperity series, Wellness and Finbooster. They need minimum 75k for existing card and loan surrogate , there are three surrogate we can apply Payslip , ITR or existing Loan and cards.
sharedCan you please share the agents no
Yes, the agent shared a Transunion link only. It showed Premia and Prosperity Business for me. Both were showing annual fees, I asked the agent about that and he said that's only for those who apply via salary slip/ITR, C2C are LTF. I have the calls recorded so if Yes Bank pull a switcheroo on me I can follow what @souvikdey2002 did 😛hey, i mentioned my earlier message i was given Edge as LTF and Premia chargeable but i selected Premia for Bookmyshow 25% offer, my premia is spend based offer! please apply through the link powered by TRANSUNION and click the view details in card section before select the card.
Keep a note on that one.Update: Application approved in just 2 days after VKYC. Surprised to see no additional verification was done. Not even a verification call. I had selected C2C option in their website, but nowhere I uploaded any C2C document. Maybe it was actually pre-approved? 🤔 Hopefully I don't get scammed by them charging annual fees even after claiming the card was LTF. 🤞
How much C2C limit did you enter ?Yes, the agent shared a Transunion link only. It showed Premia and Prosperity Business for me. Both were showing annual fees, I asked the agent about that and he said that's only for those who apply via salary slip/ITR, C2C are LTF. I have the calls recorded so if Yes Bank pull a switcheroo on me I can follow what @souvikdey2002 did 😛
I thought your issue was sorted?Keep a note on that one.
I'm still fighting with them even after all these drama, they are still in a denial mode of giving it as a LTF.
Fortunately I had everything which could speak on my behalf, so be ready with everything whenever & if needed.
It looks like they lost complete synch within themselves, i.e. Customer Care, Sales Executive, Approval department.
Therefore, everybody has their separate agenda to drive a Customer.
IIRC, there wasn't a place to enter C2C limit. The last page of the application had an option for income proof, in that there were 2 options, one was loans/C2C, another was salary/ITR. After selecting C2C and clicking next, the application got completed.How much C2C limit did you enter ?
wow , they didnt even require that .IIRC, there wasn't a place to enter C2C limit. The last page of the application had an option for income proof, in that there were 2 options, one was loans/C2C, another was salary/ITR. After selecting C2C and clicking next, the application got completed.
Sorted within Yes Bank Sales team but that information was not reached to the next level(Approval Team who calls from bank for Tele-verification approvals)I thought your issue was sorted?
same experience with IndusInd bank when i apply they shown free but charged fees i too have screenshot of the page and escalated all levels but gone vain. Eventually decided to close the card but changed mind to get PINNACLE.Keep a note on that one.
I'm still fighting with them even after all these drama, they are still in a denial mode of giving it as a LTF.
Fortunately I had everything which could speak on my behalf, so be ready with everything whenever & if needed.
It looks like they lost complete synch within themselves, i.e. Customer Care, Sales Executive, Approval department.
Therefore, everybody has their separate agenda to drive a Customer.
Did you apply for yes card with that agent?Can you please share the agents no
nowhere written LTFi Just add some screenshot View attachment 1348View attachment 1349
NopeDid you apply for yes card with that agent?
Unfortunately not taken screenshot on particular page , I just want to show existing card and loan selection page and I never mentioned yes bank providing LTF card for all.nowhere written LTF
I don't think you reached to the maximum extant.same experience with IndusInd bank when i apply they shown free but charged fees i too have screenshot of the page and escalated all levels but gone vain. Eventually decided to close the card but changed mind to get PINNACLE.
How come you are aware that you got the card as LTF??Yes bank offer LTF cards if you apply through agent, catch is you need to have job in the A list company.
I have applied for yes premia at Mumbai Airport(7th may) , they fetched my record via cibil(max reported limit 2.5L) but they gave credit limit as 60000₹.
As per their tnc I am not eligible in salary criteria but agent processed my application and I got LTF card