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How to apply for a BOB credit card online - step by step guide

Hello everyone,
if you are facing any problem while applying for BOB credit cards online, this post is for you.
1. Click on this link — https://bit.ly/370oK7H
This will open "Apply Now" page, use our special link to get support from our team and you'll get lifetime free credit card (easy/select/premier).

2. Fill in your personal details such as Name, Email id, Mobile No., Date of Birth as mentioned in your Aadhar & enter PAN No. Tick declaration boxes & Click here to generate OTP.

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3. On the next page you'll see a pop up - Enter the OTP in the space provided & Click on Verify OTP

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4. On the next page, Select your Occupation type & mention your Gross Annual Income so that system can recommend a suitable Card

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5. On the next page, select Vkyc & Please provide address for which you can furnish an authorised proof for e.g Aadhar

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6.On the next page, Fill all the details related to your employment unless marked as optional

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7. On the next page, BOB system will recommend you a suitable card & also showcase it’s key features

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Select one card of your choice and click on confirm.

8. On the next page, BOB will ask you to provide few more additional details as part of the application process. Please fill all details unless marked as optional.
9. On the next page, BOB will ask you to apply for add on card, but I'll recommend you to select "No" option and apply for add on card later.
10. On the next page, BOB will ask you to register for "Direct Debit" facility ( Auto debit - credit card bill payment), again select "NO"

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11. Now you have to upload —
a. your photo
b. Valid Id proof
c. Address Proof for address you’ve mentioned earlier
d. Last 2 Months Bank Statements showing Salary credited/ITR File/Other Bank Credit Card Statement With Card Photo Copy

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12. No this page you might face some problems, like - you are uploading pdf file, but system is that accepting that...
To solve this problem make sure you are not uploading password protected pdf file, remove any password from pdf file and try to upload, if this doesn't solve your problem, repair your pdf online, go to this website - https://www.ilovepdf.com/repair-pdf upload your pdf file and click on "Repair PDF".
Then upload new pdf file on bob website, Click on "Submit & Proceed"

13. On the next page accept terms & conditions and click on "Accept"
14. On the next page, you'll be asked to e-sign your documents using Aadhaar E-Sign, Select Yes & Complete e-signing process.

Done! you'll see your application number on the screen, note down your application number for future reference.

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If you have any questions, post here.
 

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Last edited:
• Applied in mid November 2024
• Got documents requirement email
• Same set Sent
• Changed status to received documents and application under process
• Then changed to vKYC pending (which was done on same day as on application day)
• Then emailed them informing about completed vkyc
• Then received email that application forward and it is under process
• After this
• Waiting period starts and lasted about 40 days
• Office and home verification happened but agent did it on call without visiting, which he told me, because he was familiar with our institution. He called 3 times, in morning to inform about verification, afternoon for few questions and last 20 seconds call to inform me about successful submission and told about verification call from bob/cc dept.

•Within 15min verification call received, 3 questions and 35 seconds that's it.

• After that

• 3rd day in the morning Approval message received
• And after 2nd day from approval last 4 digits message with congratulations arrived.

It was my second attempt, 1st tried in 2023. And application was stuck in documents required loop. I wasn't aware of this loop then.

And within days i got Snapdeal LTF (as most of got on new year), checked and applied app on sharp 12:02AM on 01-01-2024 for Snapdeal card.
so yeah first bobcard for me this year.


A very happy new year to all the community members.
 
Thanks bro for the post. Snapdeal is showing in the app as LTF. Checked just now. In two minds as to apply or not. I have a bob premier visa lyf.

This used to be a good card. But now after all the devaluations, is this card still useful?
 
Unlimited 1% cashback on UPI txns.
Thanks bro. I am currently using kiwi for UPI spends and it's quite rewarding,😉

Went through the other Virtual Snapdeal LTF thread( the entire 25 pages )

So I see it has 2.5% on all online spends including wallel loads upto ₹33333.
And previously, Snapdeal could be used to load pz wallet free since it was detected as a DC. Would be nice to know if these loopholes still work.

Don't want to increase my card accounts in cibil unnecessarily
 
Thanks bro. I am currently using kiwi for UPI spends and it's quite rewarding,😉

Went through the other Virtual Snapdeal LTF thread( the entire 25 pages )

So I see it has 2.5% on all online spends including wallel loads upto ₹33333.
And previously, Snapdeal could be used to load pz wallet free since it was detected as a DC. Would be nice to know if these loopholes still work.

Don't want to increase my card accounts in cibil unnecessarily
You still get 2.5% Cashback upto till ₹33333 spend per month on all other types of online spend Including gift voucher purchase on many websites including Amazon too. After 2.5% cashback, Flat Unlimited 1% cashback. UPI spend now also Unlimited flat 1% cashback.

Yes, Payzapp wallet load is still free but but but wef 1st, jan, 2025 BOB will now charge extra 1% for wallet load.
 
You still get 2.5% Cashback upto till ₹33333 spend per month on all other types of online spend Including gift voucher purchase on many websites including Amazon too. After 2.5% cashback, Flat Unlimited 1% cashback. UPI spend now also Unlimited flat 1% cashback.

Yes, Payzapp wallet load is still free but but but wef 1st, jan, 2025 BOB will now charge extra 1% for wallet load.
Maybe your friend will post some loophole in future😂
 
You still get 2.5% Cashback upto till ₹33333 spend per month on all other types of online spend Including gift voucher purchase on many websites including Amazon too. After 2.5% cashback, Flat Unlimited 1% cashback. UPI spend now also Unlimited flat 1% cashback.

Yes, Payzapp wallet load is still free but but but wef 1st, jan, 2025 BOB will now charge extra 1% for wallet load.
So commander, this is 'chhota packet' or half child of SBI Cashback card? 🙂
 
Today, Bob's agent contacted to verify my job location. I informed him that I would be absent because I am now working from home. He said that was fine and ended the call. Is there any chance of rejection because of this?

Please keep in mind that I applied as a self-employed individual rather than a salaried employee.
 
Today, Bob's agent contacted to verify my job location. I informed him that I would be absent because I am now working from home. He said that was fine and ended the call. Is there any chance of rejection because of this?

Please keep in mind that I applied as a self-employed individual rather than a salaried employee.
Most probably not, you will get call the next day by him/different agent.
 
Today, Bob's agent contacted to verify my job location. I informed him that I would be absent because I am now working from home. He said that was fine and ended the call. Is there any chance of rejection because of this?

Please keep in mind that I applied as a self-employed individual rather than a salaried employee.
I faced a similar situation. My application got rejected but dont know if it was because of this. I didnt get any other calls. One agent did come to verify at home which i did successfully
 
Today, Bob's agent contacted to verify my job location. I informed him that I would be absent because I am now working from home. He said that was fine and ended the call. Is there any chance of rejection because of this?

Please keep in mind that I applied as a self-employed individual rather than a salaried employee.
Self employed and work from home???
 
Ok then it all depends on that executive how he marked verification
As income proof, I only have last ITR and bank statement. I gave my hdfc bank statement during application. But i don't know why they tried to visit there even though I specified self employed.
 
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