How to cancel no cost emi on a merchant transaction but get the interest as discount?

[pavan000]

How to cancel no cost emi on a merchant transaction but get the interest as discount. For example, etailers give interest as discount upfront. How to retain that while cancelling the emi.

 

[thedator]

They do reverse. I told them that I want to pay in one go instead of EMI. The agent told me that there are no charges if cancelled within 15 days from txn date.

Thats great. Can you help with which number you called. Thanks..

 

[arun4455]

Thats great. Can you help with which number you called. Thanks..

1800 1080
I called on this number.

 

[thedator]

1800 1080
I called on this number.

Thank you! I tried today and it took 2 mins to do. And that 199 plus gst also reversed!

 

[knight]

Does ICICI allow DC Emi cancellation within 15 days without charges?

I was planning to take a phone from flipkart.. they're offering 1800 instant disc on DC EMI. (CC upfront payment is only 1000 disc, so DC emi looks lucrative.)

But they'll eventually charge 400+200+gst as interest and charges which I'd rather avoid. Only interested in 1800 instant discount

I checked ICICI DC EMI TnC but couldn't find the 15 day cancellation clause.

Has anybody tried canceling ICICI DC EMI within 15 days?