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So I have decided on a car after reviewing some cars I found out Skoda Kaushaq 1.0 Ambition Model Manual. Actually, this car fits all my needs.
Before we had plans to buy from Banglore - Taxes in Bangalore are higher than in Delhi or the north side
Here is a quotation we got from
Bangalore Skoda center -
Ex-showroom Rs. 13,52,500
RTO - Rs. 2,38,925
TCS Rs. 13525
Total Rs. 16,63,371
So in the South side, it's almost 17.7% Tax
I got a Quote from Haridwar
Skoda Kaushaq 1.0 M -
Ex-showroom- Rs. 13,52,500
RTO -Rs. 1,43,250
TCS - Rs. 15,525
Total - Rs. 15,66,361
In Northside a 10.6 % Tax
Remember
These prices doesn't include
Insurance - 59000
ESS kit - 10839 rs
SMP - 4 Year Skoda warranty - 26899 RS
= Total extra things - 96738 RS
The difference here is 97010 , Hence we decided to buy from north side and later on ship it to bangalore
Insurance is mandatory and it can be dynamic depending on the Skoda centre where Skoda guy play around with it to increase the margin.
Insurance can range btw 48000- 60000 RS Depending on what is included.
Here are some offer information, some agent won't tell you
1. Corporate offers (up to 25000)
2. Credit card offer ( not active everytime )
3. Dealer Discount ( they don't disclose or sometime don't give)
4. Last negotiation (up to you and dealer understanding )
As we wanted to buy Car including all extra things like insurance, ess kit, smp.
If we used to buy from Banglore it would cost us - 1760109 /- RS
If we bought it from Delhi or any part in the North it would be - 1663099/- RS
Now we know what we need we started negotiating process.
Called some Skoda center in Delhi, Bangalore, Uttarakhand etc.
The first phase Got 1st Offer 🙁Uttarakhand)
1497000 RS- Including Insurance this includes a corporate discount of 25000.
We used the 4th point and negotiated to 14.60 L
Final offer 14.60 L - after all discount including insurance.
We Deposit 25k for booking red colour car.
Now we told that we will buy after 1 month on Diwali for Dhantares.
Second Phase -During that time
As we have ID cards for Bangalore and Uttarakhand still we tried to call delhi Skoda to check prices and offer. After 3-4 calls
I understand no one will decrease price or offer better price until we have better pricing offer from any other showroom. So i shared my quote 14.60L to delhi showroom they told me they ready to do it for 14.53L- This will include insurance and I can give you 10k more discount if you buy now.
So Final offer we were getting was 14.43 L from delhi including insurance. In the end, we wanted to buy from Uttrarakahnd it was just to get a quote and get better pricing.
Third Phase.
I wanted all extra things including insurance with better pricing. So no one was willing to offer us better pricing after many calls.
I came across ACKO DRIVE
ACKO DRIVE - So it is a platform where you can buy car or do booking from there but they have a partnership with all types of brands like, tata, Skoda, Hyundai.
You can check in mobile app after you select your car you can get a quote form there as well.
As i saw they were giving the cheapest price its like amazon you get a product for better pricing.
Now I got a offer of 14.23L for the same car including insurance insane right !!!!
Fourth Phase ( This same person was giving me 14.98L including everything smp, ess kit, insurance after discount)
Now called the same dealer who was a partner of acko and told him i wanted to direct deal with you I am getting a offer of 14.23L from somewhere including insurance , Extra things which is SMP, ESSKIT which is little lie that's how they do it right and we did the same.
So i told him make me the best quote 1 time only I don't want to go though multiple negotiation with you and don't have time.
Final offer 14.43000 RS or 14.43L Including everything.
Fifth Phase
Last round of negotiation with Delhi Guy.
So after lots of talk we get to 14.35L including everything ...
Sixth Phase or Final Round
Sharing the same quote with Uttarakhand Showroom. He was shocked and two a whole week for negotiation first he was we can only give everything in
14.68L. I told him I will buy from delhi for sure if i son't get better offer.
He talk with his manager and we come to the decision 14.40L, this deal was not easy it took us much time this includes everything On road car , Insurance, SMP, ESS KIT.
So final offer we get 14.40L including everything we wanted
Seventh Phase ( Close round )
We just told to match the deal or we have option to buy from delhi
So we get to 14.35L Now we close the deal at this
So we saved 228099 viola!!
and saved 325109 viola buy from north side !!!
In total we saved almost 3.25L on this car.
Eight Phase
Now plan is to use Magnus Card for payment of 14.35L . The showroom manager told me he will charge 2% on transaction
So that means 1435000*2/100 =28700 RS
But if i use magnus card to spend 14.35 L I will get 251125 EDGE Points , if the ratio is 5:4 200900 edge points.
So lets see how much a 200900 edge points are worth.
Last time I took a flight from Japan to delhi (ANA higher price was 398000 one way )
I used 48000 points +58 $
So in 200900 I can fly 4 times that means 4*398000 = 1665795 INR
Should I say i am gonna buy car for 0 RS ???????
Would love to hear your thoughts !!
or If i consider it for accor 200900/2000 points = 40 euro *100.45 = 4018 EURO
4018*88 = 353584 INR saving !!
Remember these calculations are just a example it needs now a burgundy account with magnus upgrade need to maintain 10 Lakh nrv etc.
Please let me know your suggestion and what you thought of this
NEW UPDATE -- 1L Transaction we trying to made free of charge and above 1L its 2% that's what we are in talk now
New Update - We talk with manager regarding charge took me 30 mins to negotiate this credit card fees. But I don't want to even completely wavie off the fees as they were very polite helpful.
I come to the final negotiation 0.5% - 7500 but I have to give 8000 via UPI
you need patience and sales skills to crack the best deal for you
