How to enroll for HDFC Global Value Program?

[harishl20]

https://offers.smartbuy.hdfcbank.com/offer_details/global-value-program-gvp/19187/Zmykm2o=

Anyone knows how to activate this offer in my DCB? I tried all means that I could but of no avail. Called phone banking, credit card customer care, RM. No one even knows about it and one of phone banker even told that I have an upgrade offer for my credit card from DCB to Diners Millenia. 😆
Any help to get this offer activated to my card? I do quite a lot international purchases.

 

[Vipin]

Is there a way to unregistered once we are done with our foreign trip so that we don’t get charged next year?

 

[kkk]

Is there a way to unregistered once we are done with our foreign trip so that we don’t get charged next year?

Same question

 

[jags123]

call customer care 1 month before renewal and they will cancel it for you

 

[pranavcool]

So this doesn't activates immediately or in 24hrs

 

[pranavcool]

@Harry1 how much time it took to get activated

 

[Harry1]

@Harry1 how much time it took to get activated

Don't remember, maybe a week. Check previous posts date and calculate.

 

[sahil678]

How was ur experience in exchange rate from diners? Heard they charge 1% extra than visa/mastercard, which makes it 3.36% ? Sometimes even more.

I have AU Zenith with net 0.14% profit. If DCB exchange rate is bad, i will go with AU Zenith to be safe.

Here's what my statement says for the transactions.

Global Value Program = 199INR + 35 (18%GST)

Actual Transaction Message - 18/09/2023 - @83.22USD = 57521.66INR
---------------------------------------------
Statement Charges
18/09/2023 - USD 691.20USD = 58,326.64INR (1940Reward Points)
+
CONSOLIDATED FCY MARKUP FEE - 1,166.53
+
GST @ 18% = 209.98
--------------------------------------------
Total Rewards
Welcome Benefit Global Value = 500 (1st year only)
Rewards = 1940Reward Points
Cashback @ 1%= Waiting for it to reflect in the statement but assuming 583INR

 

[Harry1]

Here's what my statement says for the transactions.

Global Value Program = 199INR + 35 (18%GST)

Actual Transaction Message - 18/09/2023 - @83.22USD = 57521.66INR
---------------------------------------------
Statement Charges
18/09/2023 - USD 691.20USD = 58,326.64INR (1940Reward Points)
+
CONSOLIDATED FCY MARKUP FEE - 1,166.53
+
GST @ 18% = 209.98
--------------------------------------------
Total Rewards
Welcome Benefit Global Value = 500 (1st year only)
Rewards = 1940Reward Points
Cashback @ 1%= Waiting for it to reflect in the statement but assuming 583INR

Google rate on 21st September - 82.86 (assuming this as settlement date)

You got 84.384 after settlement, which is 1.84% higher. Visa/Mastercards are usually around 0.5-0.6% of Google rate. So it is indeed about 1% higher.

 

[navam]

So how are we activating this now a days?

 

[hundredth]

Is GVP discontinued now? Smarybuy page shows it has expired.

 

[sharad131]

Is GVP discontinued now? Smarybuy page shows it has expired.

yes....confirmed by CC

 

[mojo_jojo123]

so any other benefit on doing international transaction using HDFC DCB ?

 

[krish11]

so any other benefit on doing international transaction using HDFC DCB ?

Even without GVP, you still has get some rewards for foreign transactions.

Most of the cards giving zero mark up has no rewards (like RBL Safari) for those transactions or extremely minimal (like Niyo)

Not aware about Scapia or Uni Cards

 

[hundredth]

Even without GVP, you still has get some rewards for foreign transactions.

Most of the cards giving zero mark up has no rewards (like RBL Safari) for those transactions or extremely minimal (like Niyo)

Not aware about Scapia or Uni Cards

Scapia gives no rewards for international spends. RBL world safari offers milestone benefits, so there will be some effective reward for international spends if you cross milestones.

 

[Deleted member 11974]

go for indus vistara

 

[krish11]

Scapia gives no rewards for international spends. RBL world safari offers milestone benefits, so there will be some effective reward for international spends if you cross milestones.

DCB also offers milestone benefits + Positive Rewards ( even after deducting Mark Up Charges)

I keep RBL Safari and IDFC Wealth as back up in case DCB acceptance is an issue.

IDFC Wealth Card can have positive rewards but there are some parameters involved

 

[Vasuki]

go for indus vistara

Isn't the joining fees too high

 

[Deleted member 11974]

its going to be a one time fee
and you can negotiate for the same

 

[nrj1007]

Is GVP discontinued now? Smarybuy page shows it has expired.

I am not sure if they are activating now or not still giving cashback to already activated users. I am still getting the GVP cashback.
When I wanted to activate it, customer care was clueless and told me it not longer exissts. I mailed PNO and they activated it.
You can try mailing to PNO.

 

[hundredth]

I am not sure if they are activating now or not still giving cashback to already activated users. I am still getting the GVP cashback.
When I wanted to activate it, customer care was clueless and told me it not longer exissts. I mailed PNO and they activated it.
You can try mailing to PNO.

When did you activate? It was valid until last month as per smartbuy page.