How to find my historical credit score?

[pleasegiveltf]

Want to get a month by month view of my credit score (CIBIL). Currently only have from January 2023 on the Paisabazaar app since that's when I started using it.

Will paying for a CIBIL subscription help me see my historical credit score?

 

[vina]

There are many apps which offer monthly free credit score. You can download from there and compare each month. e.g. GPay, FreeCharge, Airtel Thanks etc

Like reporting, usage etc changes.

would these apps make a hard enquiry into CIBL?

 

[vina]

Just click manage 🤔 & they'll give you full report on email without any cost.

would that be a new report? I remember they used to give the same old report every time

 

[panu24]

Just click manage 🤔 & they'll give you full report on email without any cost.

No this is not the updated report. Once fetched it remain same for 45 days and after that we need to manually fetch new score/report.

 

[panu24]

would these apps make a hard enquiry into CIBL?

No you are just checking your cibil score

 

[panu24]

would that be a new report? I remember they used to give the same old report every time

Correct. Once you used Manage and got your score, for next 45 days you will see same score and report.

 

[D₹V]

would that be a new report? I remember they used to give the same old report every time

They give me new each day.

 

[D₹V]

No this is not the updated report. Once fetched it remain same for 45 days and after that we need to manually fetch new score/report.

I get updated report, in PDF they mention date too.

 

[Rohith_Kumar_Sp]

You can also use score simulator for free on Gpay

GPAY score have been bugged. For my it shows check new score and asked me to give consent but it's not refreshing, it's again showing "check new score" after you exit.

 

[D₹V]

GPAY score have been bugged. For my it shows check new score and asked me to give consent but it's not refreshing, it's again showing "check new score" after you exit.

Sed. Try clearing data

 

[vina]

I get updated report, in PDF they mention date too.

which platform do you use

 

[vina]

No this is not the updated report. Once fetched it remain same for 45 days and after that we need to manually fetch new score/report.

will it update on 46th day? long time ago I used to see same report for a year

 

[panu24]

GPAY score have been bugged. For my it shows check new score and asked me to give consent but it's not refreshing, it's again showing "check new score" after you exit.

Once fetched Gpay allow to get new score only after 30 days.

 

[D₹V]

which platform do you use

iMobile

 

[panu24]

will it update on 46th day? long time ago I used to see same report for a year

we need to fetch it manually. (Here I assume you have the cibil check facility as part of icici wealth account otherwise you need to pay 440 rs +taxes to get new score)

 

[panu24]

They give me new each day.

I am sorry here for sharing wrong info. You are correct bro. Somehow my score remain on same for 8 days and I thought its not refreshing. Just logged to iMobile and saw clicking on Manage, I got new update score and report as well 🙂
But one thing is sure. It still says in iMobile that "Next update on....." after 45 days.

 

[Rohith_Kumar_Sp]

Ye

Once fetched Gpay allow to get new score only after 30 days.

Yes I get that before it snowed me 1 day until I can refresh. But after I pressed it asked me for consent and I pressed yes but now it says "check new score" and it's not updating it's the old months score. And it's not saying new refresh in 30 days anymore.

 

[D₹V]

I am sorry here for sharing wrong info. You are correct bro. Somehow my score remain on same for 8 days and I thought its not refreshing. Just logged to iMobile and saw clicking on Manage, I got new update score and report as well 🙂
But one thing is sure. It still says in iMobile that "Next update on....." after 45 days.

That's their tactic, so user's don't abuse & they earn.

But we don't even pay a single ₹ 🤪 & ICICI gives me 250₹ each month (won't tell that trick).

 

[panu24]

That's their tactic, so user's don't abuse & they earn.

But we don't even pay a single ₹ 🤪 & ICICI gives me 250₹ each month (won't tell that trick).

Do share in DM to me then 😉

 

[panu24]

Ye

Yes I get that before it snowed me 1 day until I can refresh. But after I pressed it asked me for consent and I pressed yes but now it says "check new score" and it's not updating it's the old months score. And it's not saying new refresh in 30 days anymore.
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Not sure then whats wrong happening. I too started using GPay cibil check 2 weeks back only. I found various apps gives cibil score/report in different formats which are really nice to see some insights into your cibil report.

 

[Alex292929]

Not sure then whats wrong happening. I too started using GPay cibil check 2 weeks back only. I found various apps gives cibil score/report in different formats which are really nice to see some insights into your cibil report.

you can use any other google account check your score there