Only Premium & Super Premium Cards Discussion

[D₹V]

The cards were blocked only on Snapay or completely?

I have an modified version of the trick if that happens. Replace Axis card with another card to get 612 Intermiles. You can hit max 6L if you buy the max 120 x Rs 5000 vouchers allowed per year in Intermiles.

Go to link in this link
Post in thread 'Axis Edge Reward Points Account Disabled' https://www.technofino.in/community...ard-points-account-disabled.19699/post-426733

 

[D₹V]

This time merchant is Twidpay not Snapay. 🤣🤣

Nahi hai to ho jaega 🤣

 

[hs23]

Suggest some pro tips. I am buying 1 or 2 5k vouchers max per day. No hurry as max 10 can be purchased per month.

What spacing will be best strategy?

Nahi hai to ho jaega 🤣

 

[D₹V]

Suggest some pro tips. I am buying 1 or 2 5k vouchers max per day. No hurry as max 10 can be purchased per month.

What spacing will be best strategy?

I don't abuse 😉 so can't suggest methods to skip.

Banks can find it anyhow.

IMO, use without overthinking 😜.

 

[TheMentalist]

Nahi hai to ho jaega 🤣

Difficult.. because twidpay is merchant/gateway on many popular platforms like Jiomart, Abhibus, TimesPrime, Netmeds, Bookmyshow, Ixigo etc.
It'd like banning Razorpay/PayU

 

[D₹V]

Difficult.. because twidpay is merchant/gateway on many popular platforms like Jiomart, Abhibus, TimesPrime, Netmeds, Bookmyshow, Ixigo etc.
It'd like banning Razorpay/PayU

H m m

 

[hs23]

EDIT - Ignore this trick. This trick is not working. Its better you get RBL SPDC - Load to Indus - Pay using using Exclusive / Select card for max cashback. This method is already discussed in other threads.

Bonus trick for extra 4.49% return on CC bill payment.

Step #1 - 3.77% return trick - Since Twidpay mcc is 4900, we can use 2 EDC to pay 40K CC bill via Snapay T+1 Pay with Rewards to get 1836 Intermiles pm + 2k Amazon Vouchers pm / 24k per year (Cost for 2 EDC is 5900 per year). Intermiles nearly cover the cost of CC payments via Twidpay.

We use 2 EDC for 20k ideal spend per card:

Transaction 1: Rs 13270 + fees for 612 intermiles, repeat with each EDC card
Transaction 2: Rs 6635 + fees for 306 intermiles, repeat with each EDC card

Total - 1836 intermiles for ~40k spends. 1836 intermiles can be used for purchasing 15k Amazon Pay vouchers per month on Intermiles at 5% discount.

Step #2 - Instead of paying CC from RBL, We can transfer to Indusind Bank account via Twid/ Snapay and get extra 0.72% return by paying cc bill vis Indusind DC.

 

[Abhishek012]

Bonus #1 - Extra 3.77% return trick - Since Twidpay mcc is 4900, we can use 2 EDC to pay 40K Atlas CC bill via Twidpay to get 612 x 6 = 3672 Intermiles pm + 2k Amazon Vouchers pm / 24k per year (Cost for 2 EDC is 5900 per year). Intermiles nearly cover the cost of CC payments via Twidpay.

Intermiles can be used for purchasing additional 30k vouchers on Intermiles per month.

Bonus #2 - Instead of paying CC from RBL, We can transfer to Indusind Bank account and get extra 0.72% return by paying cc bill vis Indusind DC.

Total 4.49% return on CC bill payment.

 

[D₹V]

View attachment 35012

Samajh to nahi aa raha, par achha laga padhkar!

 

[hs23]

Samajh to nahi aa raha, par achha laga padhkar!

Let me know part you didnt understand, I will try to simplify the explanation.

 

[D₹V]

Let me know part you didnt understand, I will try to simplify the explanation.

TBH, I don't have these miles card, so away 😛.

 

[ADITYA1904]

Bonus #1 - Extra 3.77% return trick - Since Twidpay mcc is 4900, we can use 2 EDC to pay 40K Atlas CC bill via Twidpay to get 612 x 6 = 3672 Intermiles pm + 2k Amazon Vouchers pm / 24k per year (Cost for 2 EDC is 5900 per year). Intermiles nearly cover the cost of CC payments via Twidpay.

Intermiles can be used for purchasing additional 30k vouchers on Intermiles per month.

Bonus #2 - Instead of paying CC from RBL, We can transfer to Indusind Bank account and get extra 0.72% return by paying cc bill vis Indusind DC.

Total 4.49% return on CC bill payment.

What is edc?

 

[hs23]

You only need Atlas card.

For bill payment bonus 4.49%, you need 2 RBL accounts, 2 Enterprise Debit cards, and 1 IndusInd Signature / Exclusive Debit card.

 

[hs23]

What is edc?

Enterprise Debit Card.

 

[ChurningNoob]

Bhai bahut confusion hora hai sab bouncer jaara hai but I love your enthusiasm. I have Atlas, Intermiles, Snapay, twidpay but kidar kya kaisa kab karu?

How do you pay CC using twidpay?

 

[hs23]

Bhai bahut confusion hora hai sab bouncer jaara hai but I love your enthusiasm. I have Atlas, Intermiles, Snapay, twidpay but kidar kya kaisa kab karu?

How do you pay CC using twidpay?

Here are the steps:

1) Add Atlas card as a new beneficiary under Utility Payment in Snapay.
Name = Name on card
Account no = Card no
IFSC = UTIB0000400

2) Make sure Snapay no is same as Intermiles no.

3) Pay Atlas card bill using T+1 method and select Pay with Rewards as payment method. Choose payment amount = 13270 to get 612 miles

4) Verify your Twid account using OTP.

5) Select Intermiles points as a reward and Pay using Atlas card.

 

[ADITYA1904]

Here are the steps:

1) Add Atlas card as a new beneficiary under Utility Payment in Snapay.
Name = Name on card
Account no = Card no
IFSC = UTIB0000400

2) Make sure Snapay no is same as Intermiles no.

3) Pay Atlas card bill using T+1 method and select Pay with Rewards as payment method. Choose payment amount = 13270 to get 612 miles

4) Verify your Twid account using OTP.

5) Select Intermiles points as a reward and Pay using Atlas card.

Snapay full kyc account? Twid account has to be created separately? Snapay and twid are different or same?

 

[MangoRush]

Guess, time to apply for Atlas card then 😀
Hope it doesn't get devalued before it arrives.

Thanks OP

 

[ADITYA1904]

Snapay full kyc account? Twid account has to be created separately? Snapay and twid are different or same?

Someone care to explain at least?

 

[hs23]

Snapay full kyc account? Twid account has to be created separately? Snapay and twid are different or same?

Yes Snapay full KYC account required. No need to make Twid account, but you need Intermiles account with same no as snapay.

Snapay is the app. Twidpay is the payment gateway which automatically connects with your intermiles account. Both are different.