Infinia How to get Approval for Infinia Credit Card through this New Process?

[Deleted member 50494]

Please share your experience here if anyone is planning to apply for HDFC Infinia credit card through this process starting from Feb 1, 2025.

 

[theXfactor]

Wish me luck, I’ll apply for Infinia via 1 Cr FD

All the best! Are you fulfilling any other criteria?

 

[aniketkr.sharma]

All the best! Are you fulfilling any other criteria?

Not needed for 1cr FD, They will mark lein & provide the card

 

[theXfactor]

Not needed for 1cr FD, They will mark lein & provide the card

1 cr FD is a big deal but do they still provide card against the FD.

 

[aniketkr.sharma]

1 cr FD is a big deal but do they still provide card against the FD.

Yes, they recently generated list upto regalia gold for providing it via FD route

 

[theXfactor]

1 cr FD is a big deal but do they still provide card against the FD.

Got it. He will satisfy the RLV criteria with 1 cr TD and that makes him eligible.

 

[theXfactor]

Yes, they recently generated list upto regalia gold for providing it via FD route

Infinia would be difficult otherwise with FD. Here the FD amount is good enough to make him eligible via the RLV route.

 

[paxauquabriba-4876]

Isn't Imperia account eligibility 30 lakh RLV or 3lakh salary account? Or is this criteria imperia plus additional rlv?

I think its exclusive but 100L is lowest to meet eligibility.

Lets say u have 30L imperia, will need to add 70L extra to TD & CA.

 

[aniketkr.sharma]

I think its exclusive but 100L is lowest to meet eligibility.

Lets say u have 30L imperia, will need to add 70L extra to TD & CA.

They will not leave a customer with 1cr fd anyhow

 

[Hackmebro]

Not needed for 1cr FD, They will mark lein & provide the card

I'm on good terms with my BM. I've held Imperia status for the past year, so I meet the eligibility requirement for enrolling in the Imperia program for over 90 days.

She mentioned that they will create a linked FD and immediately process the Infinia application, without any lien or restrictions. Once I receive the Infinia card, I'll be free to move my funds. Let’s see how it goes. I've already submitted the cheque to them.

 

[Hackmebro]

All the best! Are you fulfilling any other criteria?

Already have Imperia account.

 

[sunit123]

what? conspiracy theories ultra pro max and economy is literally booming.

80 cr + people in India are dependent on govt for food.

 

[Sobirvs]

80 cr + people in India are dependent on govt for food.

ya and there are millions of people in the US aged 120+ who are reaping the benefits of social security.

/s

 

[sunit123]

ya and there are millions of people in the US aged 120+ who are reaping the benefits of social security.

/s

we cannot compare ourself with USA...per capita income in USA is 83,000 dollar and ours is 10,000 dollar...

 

[Sobirvs]

we cannot compare ourself with USA...per capita income in USA is 83,000 dollar and ours is 10,000 dollar...

Lol I thought you will come up with a good point but I never thought you won't even get the point I am trying to make. Even ending with /s didn't help lol.

but nevertheless

Libtards on even days : Don't compare India with Pakistan. Pakistan is irrelevant, we cannot stoop so low.
Libtards on odd days : Don't compare India with the US, US is per capita this or we are this.

 

[theXfactor]

we cannot compare ourself with USA...per capita income in USA is 83,000 dollar and ours is 10,000 dollar...

In terms of GDP per capita, the US having a nominal GDP per capita of around $89,678 in 2025, while India's is estimated at $2,940. So India is "slightly" below than what you indicated but you conveyed the point well.

 

[rogerthat]

we cannot compare ourself with USA...per capita income in USA is 83,000 dollar and ours is 10,000 dollar...

*We are $2500 only.

 

[rogerthat]

ya and there are millions of people in the US aged 120+ who are reaping the benefits of social security.

/s

There's no one alive in the world right now aged 120+. Social security covers all of American citizens while we have nothing of the sort here but pay taxes more than three times what Americans pay. 800 million people in India receive free rations while the total population of the USA is 300 million.

 

[Sobirvs]

There's no one alive in the world right now aged 120+.

exactly my point in a sarcastic manner. By that I meant the figure of 80 cr people availing ration benefit is just a fraud number. I know 100's of people in my own relatives 80% of who avail ration benefit for something or the other even though they have money for cruising internationally every year or buy land/property every 2 years for rental income.