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Go to a branch and give them this condition, if I get magnus, I will open priority and maintain whatever balance criteria is there. Otherwise you are losing on a potential customer.Is it possible to get axis magnus pre approved by opening priority savings account in axis and by showing good transaction history for 6 months? If not please suggest me a better way to get it
I got my first credit card (pre approved) last month from hdfc with 60k limit
(hdfc business money back )
If you have existing Axis card with 2L+ limit, then also you may get pre-approved Magnus(not sure shot - but a chance).Only two ways are there.
Either Salary credit of 1.5L per month
Or Existing card limit of ₹4L and above
If you've any one of these, you can easily get Magnus. Otherwise not.
I doubt that bank will bend backwards for a Priority account. But no harm in trying.Go to a branch and give them this condition, if I get magnus, I will open priority and maintain whatever balance criteria is there. Otherwise you are losing on a potential customer.
I don’t think there is any harm in trying above, but don’t open priority account without having the card or a written confirmation.
Other approaches are there but it will take more time, given your existing limit is too low.
If you have a decent ITR (>18L) then you can directly apply with your income documents.
Axis support quoted that limit to be 3L.Only two ways are there.
Either Salary credit of 1.5L per month
Or Existing card limit of ₹4L and above
If you've any one of these, you can easily get Magnus. Otherwise not.
Just curiousSecured cards aren't eligible for c2c
That card would be very new. Last I heard they need atleast 1 year old card for C2C applicationOpen a fixed deposit in other bank of more than 3L and get a card against that FD. Use this card to apply for Magnus on card on card application. Simple
6 monthsThat card would be very new. Last I heard they need atleast 1 year old card for C2C application
It is mentioned on your cibil report, but few secured cc that are shown as unsecured- idfc wow, bob easy ( personally used them)Just curious
are they able to identify secured cards or unsecured cards ?
This maybe a personal question but how much do you make in a month. If your income range (in net salary) is closer to 1-2 lacs in a month. Then I don't see any reason why you won't get Magnus.Is it possible to get axis magnus pre approved by opening priority savings account in axis and by showing good transaction history for 6 months? If not please suggest me a better way to get it
I got my first credit card (pre approved) last month from hdfc with 60k limit
(hdfc business money back )