How to get Credit Limit Enhancement on HDFC bank credit card?

[Hoozy]

How to increase limit on hdfc cc through mail?
Do share cc limit enhancement mail id

 

[arjun]

I got my Millenia cc pre-approved with 75k limit in September 2021. No LE offers yet. I have a preferred account with HDFC. To try my luck I filled the upgrade form & sent it in an email on sunday. Had received this automated response
"We assure you that the query raised by you is being looked on top priority and the bank shall take utmost efforts to ensure an early resolution. We are looking into the same and will revert to you on or before July 18,2022
We appreciate your cooperation and patience in the interim."

Today evening there was a CIBIL enquiry by HDFC. Hoping for the best 🤞

Where do you check your cibil inquiries which website or app do you use?

 

[thunderbolt]

Where do you check your cibil inquiries which website or app do you use?

Official Cibil website/app

 

[arjun]

Official Cibil website/app

I have a question bro if you can help, I have been trying to check my cibil on the offical website by from last 6 month I am checking and My credit score has not been updated since 09/2021 and in paisa bazar and other 3rd website I can check my lastest cibil but on cibil still it is showing 764 and last update 09/2021, why's that?

 

[arjun]

Did you try OneScore app?

In every 3rd party app I am able to check my score but in cibil offical service I am not able to check!

 

[thunderbolt]

I have a question bro if you can help, I have been trying to check my cibil on the offical website by from last 6 month I am checking and My credit score has not been updated since 09/2021 and in paisa bazar and other 3rd website I can check my lastest cibil but on cibil still it is showing 764 and last update 09/2021, why's that?

Do you have the option here to refresh ?

 

[thunderbolt]

I have a question bro if you can help, I have been trying to check my cibil on the offical website by from last 6 month I am checking and My credit score has not been updated since 09/2021 and in paisa bazar and other 3rd website I can check my lastest cibil but on cibil still it is showing 764 and last update 09/2021, why's that?

 

[Chaitanya_V]

I have a question bro if you can help, I have been trying to check my cibil on the offical website by from last 6 month I am checking and My credit score has not been updated since 09/2021 and in paisa bazar and other 3rd website I can check my lastest cibil but on cibil still it is showing 764 and last update 09/2021, why's that?

Do you have paid subscription? If so please refresh for updated score.

 

[Bob78900]

I have a question bro if you can help, I have been trying to check my cibil on the offical website by from last 6 month I am checking and My credit score has not been updated since 09/2021 and in paisa bazar and other 3rd website I can check my lastest cibil but on cibil still it is showing 764 and last update 09/2021, why's that?

You can only check your score on cibil website once a year. If you want regular updates you have to buy their subscription. Otherwise you can use sbi and hdfc cibil website or one score app

 

[thunderbolt]

I got my Millenia cc pre-approved with 75k limit in September 2021. No LE offers yet. I have a preferred account with HDFC. To try my luck I filled the upgrade form & sent it in an email on sunday. Had received this automated response
"We assure you that the query raised by you is being looked on top priority and the bank shall take utmost efforts to ensure an early resolution. We are looking into the same and will revert to you on or before July 18,2022
We appreciate your cooperation and patience in the interim."

Today evening there was a CIBIL enquiry by HDFC. Hoping for the best 🤞

@anirbanm @BankExpertIndia @soumendunanda Finally got the regalia upgrade today. Limit: 3L (4x jump), variant: Visa.
It was worth trying my luck 🙂

 

[hariselio]

Anyone has idea on what is the difference between regalia domestic and regalia international? Above screenshot shows, VISA SIGN REGALIA INTL where as in my case, it shows VISA EMV SIGN REGALIA CRD DOM

 

[soumendunanda]

@anirbanm @BankExpertIndia @soumendunanda Finally got the regalia upgrade today. Limit: 3L (4x jump), variant: Visa.
It was worth trying my luck 🙂

You just filled the form or attached anything else with it?after how many days of sending email you got this?

 

[thunderbolt]

Anyone has idea on what is the difference between regalia domestic and regalia international? Above screenshot shows, VISA SIGN REGALIA INTL where as in my case, it shows VISA EMV SIGN REGALIA CRD DOM

My old millenia card is shown as "VISA MILLENNIA CARD DOM"

 

[ujjawal]

Anyone has idea on what is the difference between regalia domestic and regalia international? Above screenshot shows, VISA SIGN REGALIA INTL where as in my case, it shows VISA EMV SIGN REGALIA CRD DOM

I also have same question.

 

[BankExpertIndia]

@anirbanm @BankExpertIndia @soumendunanda Finally got the regalia upgrade today. Limit: 3L (4x jump), variant: Visa.
It was worth trying my luck 🙂

What Documents Did You Sent To HDFC Chennai Office?

 

[thunderbolt]

You just filled the form or attached anything else with it?after how many days of sending email you got this?

Filled the form, attached the form along with latest ITR, bank statement & sent it. Sent the email on sunday, received automated response on monday, credit check happened on tuesday evening, today noon I received the upgrade successful message & the new card is visible on hdfc app.

 

[thunderbolt]

What Documents Did You Sent To HDFC Chennai Office?

No chennai office, it was on email. I was afraid they would ask me to send the docs physically but luckily they processed the docs in email itself.

 

[thunderbolt]

What Documents Did You Sent To HDFC Chennai Office?

I didn't want the hassle of sending the docs physically so I was waiting for offers by the bank itself. Then I saw this post by @TechnoFino & decided to send the docs through email.

How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card. Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location) DCB - 24L ITR...

www.technofino.in

 

[CMGCMG is verified member.]

No chennai office, it was on email. I was afraid they would ask me to send the docs physically but luckily they processed the docs in email itself.

How much was your ITR for receiving 3L limit?

 

[thunderbolt]

How much was your ITR for receiving 3L limit?

18L

 

[thunderbolt]

Congratulations

Which card did you have earlier and how did you get upgrade?
What was limit earlier?

LTF?

Millenia 75k limit. Sent an email to upgrade.
LTF (probably not, will try the first 90 days spend condition. Anyways my annual spend is around 3L so don't have to worry about fees)