DCB How to get Credit Limit Enhancement on HDFC Diners Black Credit Card? - Query

[sarasavilli]

Hi Guys,
I have been using HDFC Credit card since 2013 and got to Regalia by 2022 with a limit of 6.79 L. In 2022, my card got upgraded to DCB LTF with the same limit. Since then, I have been trying to get limit enhancement on my card but with no use. I wrote to all the guys in the hierarchy and got the same response saying that I already have the best limit. Can you help me get limit enhancement on my card?
My objective is to try for Infinia after crossing 8 L limit.

 

[Firewing224]

ITR? salary? Trv?

 

[sarasavilli]

ITR? salary? Trv?

Salary: 33 lpa
ITR: > 25L
Having salary account with hdfc bank with Imperia banking, personal loan with hdfc bank of 32 lakhs.

 

[drsel]

Salary: 33 lpa
ITR: > 25L
Having salary account with hdfc bank with Imperia banking, personal loan with hdfc bank of 32 lakhs.

Personal loan is a big mistake close it immediately

 

[sarasavilli]

Personal loan is a big mistake close it immediately

Thank you bro
I will try to close it.

 

[Anupama_Jha]

Personal loan is a big mistake close it immediately

Why ? Would like to know reasons and alternatives

 

[Nihhaar]

Why ? Would like to know reasons and alternatives

Because its personal loan, which has high interest rate.

 

[Anupama_Jha]

Because its personal loan, which has high interest rate.

So just because of it's 2-3% more interest rate, what would you recommend as alternative ?

 

[Firewing224]

Personal loan and credit card limits are almost the same category - non secured loans for banks.

 

[_ayush]

PL might be hindering your limit. Because of it you might have overleveraged your limit.

 

[sameer100]

Hi Guys,
I have been using HDFC Credit card since 2013 and got to Regalia by 2022 with a limit of 6.79 L. In 2022, my card got upgraded to DCB LTF with the same limit. Since then, I have been trying to get limit enhancement on my card but with no use. I wrote to all the guys in the hierarchy and got the same response saying that I already have the best limit. Can you help me get limit enhancement on my card?
My objective is to try for Infinia after crossing 8 L limit.

You will have to spend 8L in last 6 months time period and then you can apply for infinia by writing mail to them.

 

[shake-all-Sphere]

You will have to spend 8L in last 6 months time period and then you can apply for infinia by writing mail to them.

I spent 8 in 3 months wrote them still no use

 

[_deb_]

I have unlocked the Welcome benefits for DCB metal. Within how many days/months do I need to redeem them?