How to Get ICICI Amazon Pay Card?

[sparkit]

Hi guys,

I was rejected two times while applying Amazon pay icici card. I have 60 days more to apply again.
That’s why asking what are the things can add more chances for approval?

1. I have an account in ICICI, will funding the account for 2L will add any benefit?

2. My Cibil is just 747 as of today. I heard we need at least 760 to apply apay card. My credit history is 1 year 1 month. Even if I clear all the credit card dues I cannot go above 760.

Any other tricks you have?

 

[Vasuki]

Yes! My bad!
I too have that currently.
Did you got any reply from Twitter.

Yes they sent mail saying ur card is fd based can't upgrade
I roasted them back
Let's see

Meanwhile spam call to complete application which I won't 🤣

 

[sparkit]

Yes they sent mail saying ur card is fd based can't upgrade
I roasted them back
Let's see

Meanwhile spam call to complete application which I won't 🤣

Same here. Too many spam calls!
I tried twitter support, called ICICI customer support, Amazon pay Support. All are saying the same, FD card cannot be used to get Amazon pay card.
May be, have to wait another 2-3 months to break my 5 L FD 🤣

 

[iM23]

Same here. Too many spam calls!
I tried twitter support, called ICICI customer support, Amazon pay Support. All are saying the same, FD card cannot be used to get Amazon pay card.
May be, have to wait another 2-3 months to break my 5 L FD 🤣

Oh, now I get it. That's why someone was asking if my card was secured or unsecured.

 

[mailmenow]

No no, I thought that 'banner' meant something different that I couldn't understand, so I asked. Even if they had laughed at me, I wouldn't mind.

Bro..!!! No one will laugh at you. There is no such person who knows everything. Everyone is sharing their knowledge to help others here.

 

[iM23]

Bro..!!! No one will laugh at you. There is no such person who knows everything. Everyone is sharing their knowledge to help others here.

Bro, will loading Mobikwik wallet using the Amazon Pay ICICI card give 1% cashback?

 

[Rohith-2009]

Bro, will loading Mobikwik wallet using the Amazon Pay ICICI card give 1% cashback?

Yes for wallet loads, it'll give 1%

 

[iM23]

I too noticed the same as it gets delayed update in transactions which doesn't appears immediately. It's a drawback of this app.

I made the first transaction on my Amazon Pay ICICI card. In iMobile it still shows the spending separately, I mean the available credit limit is now (total credit limit - the transaction on APay card transaction).😂 In this regard, ICICI needs to improve their website and app a lot.

 

[Rohith-2009]

I made the first transaction on my Amazon Pay ICICI card. In iMobile it still shows the spending separately, I mean the available credit limit is now (total credit limit - the transaction on APay card transaction).😂 In this regard, ICICI needs to improve their website and app a lot.

Those people are lazy to do this small change

 

[iM23]

Yes for wallet loads, it'll give 1%

It happened with my new Amazon Pay ICICI credit card. What might be the possible reason(s)?

 

[Rohith-2009]

View attachment 55936
It happened with my new Amazon Pay ICICI credit card. What might be the possible reason(s)?

Where did you use the card

 

[iM23]

Where did you use the card

On Mobikwik, to load wallet. Before this, only two transactions were done, one on Mobikwik to load wallet and another on Amazon.

 

[Rohith-2009]

On Mobikwik, to load wallet. Before this, only two transactions were done, one on Mobikwik to load wallet and another on Amazon.

You need to do use the card on all merchants. Using only for wallet load is not good

Better call customer care and ask why is it declined

 

[iM23]

You need to do use the card on all merchants. Using only for wallet load is not good

What!!! Why? I see a lot of people here using this card for wallet loading as it gives 1% cashback.

 

[Rohith-2009]

What!!! Why? I see a lot of people here using this card for wallet loading as it gives 1% cashback.

If you don't care about losing the card, you can use it on wallet loads only. Because icici will suspect it.

Do you have hdfc millenia? I suggest to use millenia than Apay card for wallet loading. It'll give 1% too

If you make transactions for 1L in a quarter, you'll get 1000 Rs voucher from millenia and you'll be getting 2% reward

 

[iM23]

If you don't care about losing the card, you can use it on wallet loads only. Because icici will suspect it.

Do you have hdfc millenia? I suggest to use millenia than Apay card for wallet loading. It'll give 1% too

So, ICICI cards have a problem with wallet loading?

Unfortunately, I don't have the HDFC millennia.

 

[Rohith-2009]

So, ICICI cards have a problem with wallet loading?

Unfortunately, I don't have the HDFC millennia.

I have edited my message. Read it again

 

[iM23]

I have edited my message. Read it again

Yeah, did that. But I don't have HDFC millennia, that's the thing.

And I got to know from the community that Amazon pay icici card can be used safely upto 30-40k in a month for wallet loading. And I successfully loaded only 1k. What's your take on this?

 

[Rohith-2009]

Yeah, did that. But I don't have HDFC millennia, that's the thing.

And I got to know from the community that Amazon pay icici card can be used safely upto 30-40k in a month for wallet loading. And I successfully loaded only 1k. What's your take on this?

Small amounts are not a problem. But icici will close your card if you use it much. So you must be careful.

 

[iM23]

Small amounts are not a problem. But icici will close your card if you use it much. So you must be careful.

I called ICICI customer care and they said that the Amazon Pay ICICI credit card is a retail credit card, so loading wallet or fund transfer transactions may be treated as fraudulent transactions and if I want to transfer fund, I have to use their business cards.

They also said at first that as loading wallet is a fund transfer transaction, to do that my card has to be normalised from their end and if any fraud happens for that, the bank won't be liable for that.

But they also told as my card is new, so the transaction got declined, after a few days this issue shouldn't happen.

 

[mailmenow]

Small amounts are not a problem. But icici will close your card if you use it much. So you must be careful.

That's right. I also heared that icici is more vigilant in tracking these activities and closure of card. There are many customers whose Amazon pay card get closed due to commercial use. So please don't risk your card. And also for wallet loading it takes some charges like 2.35 in Paytm (earlier) and Amazon wallet 2.36% . So what's your benefits in getting only 1% back and giving 2.36 % as a fee??