How to Get ICICI Amazon Pay Card?

[sparkit]

Hi guys,

I was rejected two times while applying Amazon pay icici card. I have 60 days more to apply again.
That’s why asking what are the things can add more chances for approval?

1. I have an account in ICICI, will funding the account for 2L will add any benefit?

2. My Cibil is just 747 as of today. I heard we need at least 760 to apply apay card. My credit history is 1 year 1 month. Even if I clear all the credit card dues I cannot go above 760.

Any other tricks you have?

 

[mailmenow]

Yes this was the mail. I did send the income docs. But still they rejected and dint say any reason too.

Did they ask u to upload income docs in website while the time of application??

 

[Astrella]

Still 50k...Axis sucks

It was good at the time tbh, I didn't have much income. Its shit now because even after giving ITR and Bank statement, no LE.
Haven't tried for LE with onecard because i don't use it much.

 

[Vasuki]

It was good at the time tbh, I didn't have much income. Its shit now because even after giving ITR and Bank statement, no LE.
Haven't tried for LE with onecard because i don't use it much.

Same when axis gave 90 k initially . now it's fuggin stuck

 

[Astrella]

Same when axis gave 90 k initially . now it's fuggin stuck

Do you know if axis gives card again after closing this one. i want to try that route next. ACE is my go-to card for offline payments.

 

[Vasuki]

Do you know if axis gives card again after closing this one. i want to try that route next. ACE is my go-to card for offline payments.

Get another card via offline .
New limit will be given
Later u can match in both card .
Apply semi premium card like previlage, select, atlas etc ..
Even Airtel but it is not available C2C or offline

 

[Astrella]

Thanks, will try that next.

 

[varun__goel_]

Do you know if axis gives card again after closing this one. i want to try that route next. ACE is my go-to card for offline payments.

Just apply any card offline using your ICICI card. Axis will definitely give higher limit and most probably match with your ICICI card

 

[Vasuki]

Just apply any card offline using your ICICI card. Axis will definitely give higher limit and most probably match with your ICICI card

customer to axis 😂🤣

 

[fin_avid]

Did they ask u to upload income docs in website while the time of application??

No they dint ask to upload while applying. I got tat mail afterwards.

 

[mailmenow]

No they dint ask to upload while applying. I got tat mail afterwards.

Did you check the minimum salary criteria with ICICI?? Actually no need to send that mail reply.

 

[pank110294]

Do you know if axis gives card again after closing this one. i want to try that route next. ACE is my go-to card for offline payments.

They do ....I had Axis flipkart credit card with 30k limit...Had to close it as one cannot even achieve transactional milestone to be exempted from paying annual charges...but got Myzone creditcard with ltf ...

 

[pank110294]

It was good at the time tbh, I didn't have much income. Its shit now because even after giving ITR and Bank statement, no LE.
Haven't tried for LE with onecard because i don't use it much.

Axis is way too conservative when L.E is concerned ..

 

[fin_avid]

Did you check the minimum salary criteria with ICICI?? Actually no need to send that mail reply.

Yes I did check tat . But as I never had a cibil score, i thought sending the income docs ll increase the chance of approval .

 

[mailmenow]

Yes I did check tat . But as I never had a cibil score, i thought sending the income docs ll increase the chance of approval .

What's your CIBIL score showing?

 

[fin_avid]

What's your CIBIL score showing?

Hi DMed you. Pls respond if possible

 

[SSV]

For those Whoever cares...

not sure who is paying rent using CC these days …
This is a redundant notice....

 

[iM23]

Try to get the platinum card, you can use it for instant discount. After a few months, on Amazon you'll get Apay card offer based on existing card.

I got the Amazon Pay card yesterday based on an existing ICICI card. While applying, I probably saw a written statement that my current limit will be shared. Also from the community I came to know that.

Now, though I can see that the limit is same on the Amazon Pay card, but surprisingly, the full credit limit is available to spend. Also, the statement generation date is different. Now, I am confused.

 

[BeingIncog]

Now, though I can see that the limit is same on the Amazon Pay card, but surprisingly, the full credit limit is available to spend. Also, the statement generation date is different. Now, I am confused.

don't be confused
you can change statement date every 6 months.
it is shared limit

 

[iM23]

don't be confused
you can change statement date every 6 months.
it is shared limit

Actually the difference in statment generation date is not the point of confusion. How can the whole credit limit be available on the Amazon Pay card when I already utilised a part of the credit limit?

 

[Astrella]

I got the Amazon Pay card yesterday based on an existing ICICI card. While applying, I probably saw a written statement that my current limit will be shared. Also from the community I came to know that.

Now, though I can see that the limit is same on the Amazon Pay card, but surprisingly, the full credit limit is available to spend. Also, the statement generation date is different. Now, I am confused.

It shows full credit limit available on the app, you see the actual limit left with UPI balance check, latest txn sms, or just manually add up the outstandings.
It also shows up as new account in CIBIL.