How to get ICICI Emeralde Private metal credit card

[iamsandy]

Hello, I have ICICI bank's coral, amazon pay and sapphiro credit cards with each card having 18L limit.
I have my salary account in ICICI bank.
In card upgrade option, i see emeralde credit card but not the private metal. when i checked with my RM, she says minimum salary requirement is 3L/month.
I have 2.5L/month salary. Is there a way for me to get one?

 

[prince747]

Here's one method put out in great detail by the SpendWisely account on twitter:
Clixk

I'm sure there are a lot of other methods too.

 

[shu_sha]

EPM is difficult to get these days post iShop launch

Negotiate with you RM basis your relationship with the bank on this

 

[iamsandy]

Here's one method put out in great detail by the SpendWisely account on twitter:
Clixk

I'm sure there are a lot of other methods too.

I have tried something similar with my RM trying to show my bonus component and ITR which is close to 50L. My total credit limit in ICICI credit cards is 36L. Even after this, my RM says she can't proceed without 3L monthly in hand salary

 

[Bodhi]

@prince747

Link's not loading

 

[prince747]

@prince747

Link's not loading

I just clicked and it's working for me. Nevertheless copy and paste the following url and it should do:

Edit: ok, it appears the forum has already taken care of the url I pasted and is showing a preview of the twitter post directly.

 

[prince747]

I have tried something similar with my RM trying to show my bonus component and ITR which is close to 50L. My total credit limit in ICICI credit cards is 36L. Even after this, my RM says she can't proceed without 3L monthly in hand salary

I get it. I think RM is tbr problem in your case.

In most cases, whether it's the infinia or the EPM now, I have come to understand that a good RM makes all the difference.

But, and it's a big one, it is still not guaranteed. Such is the way these cards work.

 

[Bodhi]

I just clicked and it's working for me. Nevertheless copy and paste the following url and it should do:

Edit: ok, it appears the forum has already taken care of the url I pasted and is showing a preview of the twitter post directly.

Thank you so much @prince747
Appreciate it.

 

[jar89]

I was in convo with my RM from last week to get EPM and finally got this mail today. Initially he said its not mandatory to shift the salary account, but now they are saying this.
I am on Imperia banking holding Infinia with HDFC. Confused if I should switch, just in case Infinia Reserve comes up, Imperia banking might give me an edge (just thinking).

 

[Sid1094]

I was in convo with my RM from last week to get EPM and finally got this mail today. Initially he said its not mandatory to shift the salary account, but now they are saying this.
I am on Imperia banking holding Infinia with HDFC. Confused if I should switch, just in case Infinia Reserve comes up, Imperia banking might give me an edge (just thinking).

View attachment 89123

What is the eligibility criteria?

 

[makman]

I was in convo with my RM from last week to get EPM and finally got this mail today. Initially he said its not mandatory to shift the salary account, but now they are saying this.
I am on Imperia banking holding Infinia with HDFC. Confused if I should switch, just in case Infinia Reserve comes up, Imperia banking might give me an edge (just thinking).

View attachment 89123

Dont tie imperia or any account category with hdfc's credit card offering. It will be a wasted effort. If you are keeping the account status in hopes of Infinia Reserve, i would say jump the wagon to EPM

 

[jar89]

What is the eligibility criteria?

3 L + net salary credit

 

[BVCBVC is verified member.]

3 L + net salary credit

Is your employer registered with ICICI?

 

[iamsandy]

Today I visited a different Branch of ICICI and talked to couple of credit card dept people. They said, they will process mine and can be done. They just took my number and told me that they will reach out to me if they need anything. Not sure what will happen now