How to get ICICI Sapphiro LTF Offer

[Card_Hunter]

Hello everyone, I am currently looking for a LTF CC with lounge access and BOGO Offer for movie tickets, Many of my friends have ICICI Sapphiro LTF given to them, and given its benefits it suits me the best. Other cards that I own are:
1. ICICI APAY (4.5 L) - LTF
2. ICICI CORAL Rupay (4.5 L) - LTF
3. SBI Cashback (2.8 L)
4. HDFC Millienia (2.2 L)- LTF
5. Axis Ace (2.5 L)

None of the cards that i currently own meet my requirements, Zero spends on HDFC as its useless currently. I am using ICICI Apay since Apr 2023 but the only way to get sapphiro is by paying Joining and annual fees which is exorbitantly high. Any suggestions what I can do. Current Salary Account is with HDFC with Salary of 75K. CIBIL is 786.

 

[prankster]

Saphiro needs salary criteria of 1.5L to be LTF. Look at this thread
Thread 'ICICI has recently downgraded the Salary Criteria for Sapphiro LTF & Rubyx LTF' https://www.technofino.in/community...ry-criteria-for-sapphiro-ltf-rubyx-ltf.27588/

 

[Card_Hunter]

Saphiro needs salary criteria of 1.5L to be LTF. Look at this thread
Thread 'ICICI has recently downgraded the Salary Criteria for Sapphiro LTF & Rubyx LTF' https://www.technofino.in/community...ry-criteria-for-sapphiro-ltf-rubyx-ltf.27588/

Many people in my contact have it LTF with much lesser salary. Also many get it LTF in the Mobile App, Salary criteria is not checked there.

 

[CreditCardFino]

I got call today no joining fee if I spend 6 lakh annual fee is waived off. I asked to call when its LTF.

 

[sri_cc]

Hello everyone, I am currently looking for a LTF CC with lounge access and BOGO Offer for movie tickets, Many of my friends have ICICI Sapphiro LTF given to them, and given its benefits it suits me the best. Other cards that I own are:
1. ICICI APAY (4.5 L) - LTF
2. ICICI CORAL Rupay (4.5 L) - LTF
3. SBI Cashback (2.8 L)
4. HDFC Millienia (2.2 L)- LTF
5. Axis Ace (2.5 L)

None of the cards that i currently own meet my requirements, Zero spends on HDFC as its useless currently. I am using ICICI Apay since Apr 2023 but the only way to get sapphiro is by paying Joining and annual fees which is exorbitantly high. Any suggestions what I can do. Current Salary Account is with HDFC with Salary of 75K. CIBIL is 786.

also for me they processed it based on my offer letter in an MNC on the first day I joined itself
our company has tie-up, so if your company has also the same, you can try for that

 

[CreditCardFino]

also for me they processed it based on my offer letter in an MNC on the first day I joined itself
our company has tie-up, so if your company has also the same, you can try for that

You got it as LTF?

 

[sri_cc]

You got it as LTF?

yes, it is LTF
I've tried to push for Emeralde PVC, but they said right now they can offer only this, so took it

 

[Swastik]

You need to either get LTF offered on app or you need to have corporate tieup of your employer with ICICI

 

[Card_Hunter]

You need to either get LTF offered on app or you need to have corporate tieup of your employer with ICICI

Priety Sure my company (Maharatna PSU) has some tie-up, many of my collegues have it but who to approach ?

 

[Swastik]

Priety Sure my company (Maharatna PSU) has some tie-up, many of my collegues have it but who to approach ?

Corporate RM,
Or just visit your nearest branch

 

[Card_Hunter]

I have no idea who Corporate RM is, also will local branch entertain I have no savings account with ICICI

Corporate RM,
Or just visit your nearest branch

 

[Swastik]

I have no idea who Corporate RM is, also will local branch entertain I have no savings account with ICICI

Sure, you can apply credit card through branch without any account

 

[ccgeek07]

also for me they processed it based on my offer letter in an MNC on the first day I joined itself

pls share how you did that

 

[sri_cc]

I didn't do anything, my RM for salary account initially said she'd get me the card
but earlier I was in a startup, she tried and I wasn't getting LTF as our company had no tieups even though salary was sufficient
then I cracked an MNC and joined it and she mentioned she can get it approved based on my offer letter itself
I thought I'd have to wait for 3 months payslips, but offer letter was enough
she did the whole process, no KYC or anything IIRC
someone called me to confirm address and it was approved 2-3 days later
deliverd 2-3 days later

 

[theflash]

Have Sapphiro FYF offer can get it converted to LTF after accepting the FYF offer?...

 

[sri_cc]

Have Sapphiro FYF offer can get it converted to LTF after accepting the FYF offer?...

don't take risk, it's ICICI after all, if you wait for some time, based on your luck it can become LTF offer
else worst case you can take them and if they don't convert then you'll have to cancel after 11 months or pay the fees

 

[arunkd386]

Icici sapphiro is not worth even if ltf

 

[Swastik]

Icici sapphiro is not worth even if ltf

And i just got it yesterday 🥲

 

[Ash8]

Icici sapphiro is not worth even if ltf

And i just got it yesterday 🥲

For BMS Bogo it is still worth it right?

 

[arunkd386]

For BMS Bogo it is still worth it right?

Yes . .