How to get IDFC first wealth CC

[jar89]

Hello,

I have been trying to apply for the IDFC credit card for the past six months. Every time I log in and attempt to apply, the only options that appear are IDFC First Select, Ashwa, and Mayura.

The application form asks for my monthly salary, which is over 3 Lakh, and then it asks for my existing credit card limit with any other bank and the card variant. I provided details for the Infinia card with a credit limit of 8.43 Lakh.

I contacted customer care, and they mentioned that my profile seems eligible, but they are unsure why the Wealth option is not appearing.

I would appreciate any tips or suggestions that could help me secure this card.

 

[dealminer]

For me also but with 3L limit.. One of the cc executive said a cibil of 800 is needed for wealth..i think its not a valid statement.

I got it at 779 cibil. Approved few mins ago

 

[dealminer]

I have select account and IDFC has been spamming me for LTF wealth cc offer, i have been ignoring it, can someone shade light here, whats the use of wealth cc, i already hold infinia and amazon pay, also mrcc.

Nothing, useless after devaluation
Just for occasional offers and collection

 

[vmaarn]

IDFC offered it on the app s
quite soon after I made a few FDs with them. I already had a saving account with IDFC. Though I must say that I've not found much use for it so far

 

[shu_sha]

Like last time i used every card i had with me but wealth wasn't there. But this time using amex did the job.

Amex lele bhai ref hi niche. : )

Amex which variant?

 

[dealminer]

Amex which variant?

I have plat travel

 

[shu_sha]

I have plat travel

Let me try that by putting Amex then 😄

 

[Dark Knight]

My card got upgrade to wealth with 2 lakh limit on classic.

For me also but with 3L limit.. One of the cc executive said a cibil of 800 is needed for wealth..i think its not a valid statement.

By calling customer care

I have idfc first CC with a limit of 3L. I called up customer care and the executive did take the request for card upgradation only to close it after a couple of days without upgrade.

 

[Dark Knight]

What was your limit on Select CC?
I heard for upgrade from Select to Wealth CC limit should be min 3L?

When I tried placing the request for upgrade, I was told by the agent that minimum limit should be 5L. So the agent also took the limit enhancement req and then closed both the requests with no upgrade.

 

[P3T3R_GOA]

I just applied, did VKYC and got the IDFC First Wealth with a 10L limit. No documents asked. I had the option of 4 or 5 cards. I selected Wealth as Ashwa and Mayura were paid. Other cards were lower than Wealth. My wife also applied but the only free option she got was the IDFC First Classic as LTF. All others were paid. It was approved today. They also issued a virtual RuPay card for UPI. The limit is shared between the 2 cards. Limit was 10L. My wife is getting a credit card after a break of 15 years.

 

[jainil]

By calling customer care

What to quote them like if we directly say that want upgrade from select to wealth will they agree with iit??