Only Premium & Super Premium Cards Discussion

[D7162]

Now a days, some buzz around indusind Pioneer heritage metal credit card

Any trick to get it FYF or LTF ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

It’s difficult nowadays

 

[ashwinkashwink is verified member.]

👀ing😁😂

 

[D₹V]

Watch kar raha hu bhay 🫢.

 

[Banking101]

Following

 

[technom]

It's pretty hard indeed. I've been trying for sometime now but it looks like the internal policy has changed and they are not issuing as LTF. There's no concept of FYF with Indus for this card from what I could understand, they will however offer for a one time fee, lower than normal, if the relationship is very good. But we are not interested in paying anything at all and so didn't go that route

 

[jack333]

Now a days, some buzz around indusind Pioneer heritage metal credit card

Any trick to get it FYF or LTF ?

They've even increased the fee of indulge to 2l same as pmh

 

[sangalaviral]

Tried few months back. First of all, majority of the Indus staff is bunch of liar. We had a deal of 1cr NRV, transfer of salary account and a term plan. Once the funds were transfered, they went back on their promises. Complained but their whole system is corrupt.

 

[ashwinkashwink is verified member.]

Tried few months back. First of all, majority of the Indus staff is bunch of liar. We had a deal of 1cr NRV, transfer of salary account and a term plan. Once the funds were transfered, they went back on their promises. Complained but their whole system is corrupt.

Such unethical behavior 😡

 

[ankitfintech]

Which card is a higher variant - Indulge or Pioneer?

 

[sangalaviral]

Heritage metal card

 

[jack333]

Heritage metal card

Abhi pricing same ho gayi hai dono ki 2l for LTF. Pmh gives 1k free tickets every quarter and indulge gives bms bogo upto 750 a month. Rest everything is same. Indulge is on visa infinite and pmh on mc world elite

 

[anirban.choudhuryanirban.choudhury is verified member.]

Abhi pricing same ho gayi hai dono ki 2l for LTF. Pmh gives 1k free tickets every quarter and indulge gives bms bogo upto 750 a month. Rest everything is same. Indulge is on visa infinite and pmh on mc world elite

There are many other differences
Domestic lounge access on indulge is capped at 6 visits per quarter , pioneer gets unlimited .
Unlimited golf access is available on indulge after spending 25k in last month , there is no such condition for pioneer metal.
Indulge is a mediocre card , only benefit is the ED discount that we get but the same is available on crest , celesta , pioneer legacy and metal .

 

[BVCBVC is verified member.]

As I check the reward rate Indulge has 0.5% more reward rate than Heritage Metal.

 

[anirban.choudhuryanirban.choudhury is verified member.]

As I check the reward rate Indulge has 0.5% more reward rate than Heritage Metal.

For international spends it gives higher rewards of 2.5RP on 100 Rs spent

 

[BVCBVC is verified member.]

For international spends it gives higher rewards of 2.5RP on 100 Rs spent

Yes. But Heritage metal comes on Mastercard world Elite, whereas Indulge comes in Visa Infinite.

After many discussions I have been offered with Indulge with 50K+GST for 50K vouchers & Heritage metal for 90K+ GST (now giving only with 2L Fees) with 1Lac vouchers. Confused on what to pick. Any suggestions??

 

[D7162]

Yes. But Heritage metal comes on Mastercard world Elite, whereas Indulge comes in Visa Infinite.

After many discussions I have been offered with Indulge with 50K+GST for 50K vouchers & Heritage metal for 90K+ GST (now giving only with 2L Fees) with 1Lac vouchers. Confused on what to pick. Any suggestions??

Is it one time fees? One guy offered me induldge @50 k joining (along with vouchers) but with annual fees of 10k

 

[anirban.choudhuryanirban.choudhury is verified member.]

Yes. But Heritage metal comes on Mastercard world Elite, whereas Indulge comes in Visa Infinite.

After many discussions I have been offered with Indulge with 50K+GST for 50K vouchers & Heritage metal for 90K+ GST (now giving only with 2L Fees) with 1Lac vouchers. Confused on what to pick. Any suggestions??

Yeah
Even though they increase the pricing on paper , still many are able to get indulge at 45k + gst and then LTF and Pioneer metal at 90k + gst and then LTF.

I would say take pioneer metal card and ask them to give postcard hotel vouchers instead of vouchagram

 

[D7162]

Yeah
Even though they increase the pricing on paper , still many are able to get indulge at 45k + gst and then LTF and Pioneer metal at 90k + gst and then LTF.

I would say take pioneer metal card and ask them to give postcard hotel vouchers instead of vouchagram

Off topic - does metal card also give benefit of zero balance exclusive account like induldge ?

 

[BVCBVC is verified member.]

Yeah
Even though they increase the pricing on paper , still many are able to get indulge at 45k + gst and then LTF and Pioneer metal at 90k + gst and then LTF.

I would say take pioneer metal card and ask them to give postcard hotel vouchers instead of vouchagram

LTF Metal after joining fees, haven't heard this from any agent. Is this possible?? I don't have any relationship with them apart from LTF Legend card.

Postcard hotels also come with 6 months validity??